The Mortgage Life

By The Mortgage Life

Down to earth conversations about how mortgages contribute to your life. Join Mortgage Brokers Pete and Mindy as they explore Canadian mortgage-related topics.... more

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FAQs about The Mortgage Life:

How many episodes does The Mortgage Life have?

The podcast currently has 83 episodes available.

The Mortgage Life episodes:

September 28, 2022 e18 - Fall Market
In this episode, we chat with realtor Justina LeeStolz about the real estate market here in the Okanagan Valley. Flag this one for more than one listen through; it's packed with some great tidbits about the inner workings of the Fall Market.
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42min
September 14, 2022 e17 - First Time Home Buyers
First Time Home Buyers have a unique position and potential benefits in the Canadian market. In this episode we chat about the experience from their perspective, what to expect, and how to navigate obtaining their first mortgage.
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16min
September 07, 2022 SPECIAL FEATURE - September 7, 2022 - Bank of Canada Update
Helloooo Bank of Canada! Join us for another special feature highlighting the Bank of Canada rate changes.
This morning, the Bank of Canada raised its overnight interest rate, this time by 75 basis points, or ¾ of a percent. This will eventually trickle down to your lender’s prime rate. At some point in the next month your lender will most likely increase their prime rate by the same amount, resulting in an increase in your mortgage rate. The Bank of Canada has said it will continue to increase interest rates in the coming months in order to bring inflation back to normal levels.
This may feel overwhelming. Please reach out to your mortgage broker to have a conversation about your options moving forward!
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16min
September 01, 2022 e16 - GAM! Part 2b: Credit Crunch
Leading off of a great chat with an Insolvency Trustee in Episode 15, join your hosts in this episode for a bit more of a conversation about credit from the mortgage broker perspective.
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18min
August 17, 2022 e15 - GAM! Part 2a: A Conversation about Insolvency
Insolvency is a state of financial distress in which a person is unable to pay their bills.
Have a listen to this interview with Chris Michalcheon, Licensed Insolvency Trustee with BDO Debt Solutions. We chat about credit, establishing credit, how people get into trouble with credit, and how to get out of it.
It's never too early to have a conversation about your financial status. Check out this link to book a free consultation with BDO: https://debtsolutions.bdo.ca/
Your mortgage broker can help too with perspective on how to manage your credit while maintaining and/or working towards home ownership.
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29min
August 03, 2022 e14 - GAM! - Part 1: The Application
GAM! In the Getting a Mortgage series, we discuss all aspects of the mortgage process. 'Part 1 - The Application' outlines our process of starting up a new file, and what that looks like for you. Keep an eye out for more GAM! episodes, where we'll discuss the rest of the process, from credit, to approval and funding, and what happens after the fact.
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16min
July 20, 2022 e13 - Interesting Interest Rates
We have seen a lot of changes in interest rates this year, and there is even more speculation on the market. In this episode, your hosts chat about various aspects of how interest rates work in the mortgage world.
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14min
July 13, 2022 SPECIAL FEATURE - July 13, 2022 - Bank of Canada Update
Today, July 13, 2022, the Bank of Canada raised it's key lending rate by 1%. On this Special Feature episode, we interview Brendon Ogmundson, Chief Economist from the British Columbia Real Estate Association (BCREA), for some further insight into the reasoning behind this aggressive change, and some thoughts on how it will impact us moving forward.
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22min
June 28, 2022 e12 - What kind of chocolates do insurance agents love?
They love PREMIUM chocolates ;) They also love to talk about insurance. Have a listen to this episode, where we interview Nicola Dent, manager from Capri CMW, about home insurance. Come back and listen to future episodes about other types of insurance associated with mortgages, including default insurance, title insurance, and life & disability insurance.
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23min
June 14, 2022 e11 - Rent VS Buy
Listen in on our chat about the basic costs involved with renting VS the costs involved with buying and maintaining real estate in British Columbia, Canada. Now is the ideal time to be chatting with your mortgage broker about those costs, and what options make sense for you.
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12min

FAQs about The Mortgage Life:

How many episodes does The Mortgage Life have?

The podcast currently has 83 episodes available.