Is it getting easier to get a mortgage?  Forty percent of you shorten your term when refinancing.  Why did mortgage rates rise last week?

The Consumer Financial Protection Bureau introduces final rules for mortgage servicers.  What can you expect with your mortgage bill, how the servicer processes your payments and how a servicer is required to answer your questions and address problems?  The future of the mortgage industry to be decided by all the new mortgage regulations.  Appraisal Rules for Higher-Price Mortgages Released by Regulators.  Mortgage rates moved higher this week.  Is there any recourse if your locked rate expires before your loan funds?

The Consumer Financial Protection Bureau announced new rules for mortgages.  When will the changes go into effect?  What do you need to know about these changes?

Since a deal was made with the fiscal cliff, mortgage rates have been moving higher.  Will they come back to lower levels?  Was the fiscal cliff good for housing?

Housing ends year on high note.  Fiscal Cliff talks were the primary influence on mortgages rates again this week.  White House Summit at the precipice of the 'Cliff'.  Pending homes Sales Highest since 2010 Tax Credit Expiration.  Mortgage rates for the year at lowest rate since 1947.  New Home Sales up 15.3% over last year, but inventories continue to decline.  Is the HARP program the only program that allows refinancing when underwater on your home?  Would you get your mortgage from a bank or a broker?  Interesting data may influence you.

President Obama and House Speaker John Boehner negotiations have picked up steam.  President Obama is making concessions.  Mortgage rates rise with market volatility and optimism of fiscal cliff aversion.  John Boehner's comments today in press conference suggest a "Plan B".  Those with a credit score below 620 contribute to 50% of FHA mortgage delinquencies.

What will happen to mortgage rates if we go over the fiscal cliff?  What about if we don't go over the fiscal cliff?  Why are mortgage rates higher today?  The common mistake that prevents you from buying a home.

NAMB National in Las Vegas was a huge success.  Record breaking number of mortgage professionals attended the conference.  If you are a mortgage professional, you are encouraged to join The Association of Mortgage Professionals. House Speaker John Boehner accused President Barack Obama of dragging his feet in "fiscal cliff" negotiations.  Small business optimism tanks as business owners lose hope.  Wall Street worries Washington will wreck economy.

Treasury Secretary Tim Geithner said the Administration is "absolutely ready to go over the fiscal cliff".  Mortgage interest deduction at risk.  Nobody wants to see it go away, but few people actually claim it.  Bargain home deals on eBay.

One in three Americans would consider obtaining a mortgage from a mega-chain.  Foreclosure rates still high, but there is a housing shortage; how can this be?  Fannie Mae and Freddie Mac are suspending foreclosure activity through the Holidays.