Treasury Secretary Tim Geithner said the Administration is "absolutely ready to go over the fiscal cliff".  Mortgage interest deduction at risk.  Nobody wants to see it go away, but few people actually claim it.  Bargain home deals on eBay.

One in three Americans would consider obtaining a mortgage from a mega-chain.  Foreclosure rates still high, but there is a housing shortage; how can this be?  Fannie Mae and Freddie Mac are suspending foreclosure activity through the Holidays.

Senator Harry Reid says Democrats have a proposal on the table and are waiting for Republicans to do the same.  Is a credit check necessary to obtain a good faith estimate?  Rates are mixed.  Conforming loan limits remain unchanged.

A new study from Fannie Mae suggests that consumers could save money and find a more financially sustainable mortgage if they shopped more effectively.

More on the fiscal cliff.  Mortgage Debt Relief Act is set to expire the end of this year.  Will you no longer be able to receive a tax deduction for mortgage interest?  If you are refinancing or buying a home, Freddie Mac says it will take about 54 days.  Weakness in stocks is helping mortgages rates again.

What is the fiscal cliff and is it bad?  Housing recovery is leaving behind first-time home buyers.  Should I add my escrow into my mortgage payment?

This episode is provided to all who are comparison shopping and need to read and understand the Good Faith Estimate.

The IRS announced it will now allow digital signatures on the form 4506-T.  Forty-six percent of first-time homebuyers use FHA lending.  Warren Buffett bets on a housing turnaround.  Signed an Intent to Proceed, am I obligated to close with my lender?

Hostess shuts down.  No more twinkies, is this the beginning of the apocalypse?  Best ways to pay off debt.  Fed Chairman, Ben Bernanke says house prices nationally have increased for nine consecutive months.

Mortgage rates dip to new record lows.  Demand rises, inventory falls in Single-Family Rental Market.  Turkeys know Thanksgiving is coming and they're fighting back.  I pay for food at McDonalds and drive away.