Healthcare is one of the largest expenses in retirement, and one of the least planned for. In this episode, we walk through four healthcare costs that catch retirees off guard: the deductibles and coinsurance built into Medicare itself, the dental/vision/hearing gap Original Medicare leaves open, the long-term care costs Medicare largely won't cover, and the coverage gap for anyone retiring before 65.

Medicare's temporary GLP-1 Bridge covers Wegovy and Zepbound for a $50 copay. We explain who qualifies, the catches, and why it's not as simple as it sounds.

In this episode, we break down IRMAA (Income-Related Monthly Adjustment Amount), an income-based surcharge added to your Medicare Part B and Part D premiums. You'll learn the mechanics of how this surcharge is calculated, why it catches so many diligent savers by surprise, and the proactive planning steps you can take to manage it. Most importantly, we explain how and when you can appeal an IRMAA surcharge using Form SSA-44 if your income has dropped due to a qualifying life-changing event like retirement.

Retirement used to be fairly short, but today it can last 30 years, and that changes everything about how you plan.

In this episode, we share the longevity numbers most people underestimate, the real cost of health care over a long retirement.

Learn the 3 simple shifts that separate a retirement you endure from one you truly enjoy:

1. Retire to something instead of from something
2. Treating your health as a financial asset
3. Planning for the different phases of retirement.

In this episode of Next Chapter Retirement, we'll break down the five quietest and most expensive Medicare mistakes that retirees make. These aren't dramatic errors; they are silent decisions, often made from a lack of information, that can lead to lifetime penalties, denied claims, and higher premiums. The podcast explains Medicare's underlying rules, and offers actionable strategies to help you navigate your Medicare transition with absolute confidence.

Today I’m joined by Colette Burris. Colette and her husband recently transitioned into Medicare and retirement after years of thoughtful planning and preparation. In this episode, we talk less about financial formulas and more about the real-world decisions, habits, and mindset shifts that helped make the transition smoother

Today's guest is Debbie Hellman, who has a background in nutrition, movement, and overall wellness. In this episode we focus on what really matters—how to stay active, eat well, and feel your best in retirement.

We walk through the five most common — and most expensive — Medicare mistakes we see people make. These aren’t rare situations… these are things happening every day to good, responsible people who just didn’t have clear guidance.

Today we’re diving into one of the most common — and most misunderstood — retirement decisions: when to elect Social Security benefits.Today I’m joined by Bruce Potter, a CERTIFIED FINANCIAL PLANNER™ professional and fiduciary with decades of experience helping people make thoughtful, well-informed financial decisions.

Watch the Episode on YouTube: https://youtu.be/lHRrP5i6yao?si=unPnOR74T7ZLR61u

John P. Martin, CLU® RICP® FSCP® is an expert on Long Term Care and understands the emotional and financial impacts that an unexpected illness or injury can have on both the individual and their family. John discusses practical strategies that can help people in many situations get peace of mind and financial security to safeguard their retirement and legacy.

Watch the episode on YouTube: https://youtu.be/ABNsxGjdBJc?si=uP78r5Sw1LD-0jT_