Every mobile home park operator knows the obvious costs in a deal.

But there’s one line item that quietly destroys returns — and most investors don’t realize it until it’s too late.

In this episode of The MHP Exchange, Frank Rizzo sits down with Dillon Kirby and Todd Piersol of Tartan Insurance to break down how insurance is impacting mobile home park acquisitions, operations, and long-term portfolio performance.

They discuss why insurance is often misunderstood in manufactured housing, how resident insurance programs can reduce operator risk, and why many portfolios are structured in ways that drive premiums higher than they should be.

If you own, operate, or are looking to acquire mobile home parks, understanding how insurance actually works in this asset class can materially impact your returns.