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Panama’s Red Carpet Visa has changed—and if you’re considering moving to Panama or investing in Panama real estate, these updates could directly impact your residency strategy. In this episode of The Panama Podcast, I sit down with Panamanian immigration attorney Ricardo Faraudo to break down the most recent changes to Panama’s Qualified Investor Visa, commonly known as the Red Carpet Visa.

Over the past few months, Panama has updated the investment thresholds, expanded real estate eligibility, tightened documentation requirements, and introduced a brand-new benefit for investors. Whether you’re buying property in Panama, exploring residency through real estate investment, or looking for a faster path to permanent residency, this episode explains what’s changed—and what you need to know before you apply.

In this episode, we cover:

✔️ The new minimum investment requirements for the Red Carpet Visa
✔️ How pre-construction and promise-of-sale contracts now qualify
✔️ Changes to proof of funds and compliance requirements
✔️ Updated rules for bank deposits and securities investments
✔️ The new special investor passport and who qualifies
✔️ Common mistakes investors make when applying for Panama residency

As Panama continues to position itself as one of the most attractive destinations for international investors, understanding the legal details behind Panama residency visas, buying property in Panama, and moving to Panama has never been more important.

If Panama is part of your Plan B—or your next chapter—this is an episode you don’t want to miss.

👉 Thinking about relocating or investing in Panama?
Visit ChoosePanama.com/contact to schedule your free 30-minute consultation with my team and get expert guidance tailored to your goals.

🔍 Keywords & Topics:

Panama real estate
Buying property in Panama
Moving to Panama
Panama residency
Panama investor visa
Red Carpet Visa Panama
Qualified Investor Visa Panama
Panama immigration
Panama relocation
Expat life in Panama
Investing in Panama real estate

#choosepanama #melissadarnay #thepanamapodcast #panamarealestate #movingtopanama #panamavisa #panamarelcoation #investinpanama #expatlifeinpanama

Support the show

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Panama property prices are at an inflection point — and buyers who understand what’s happening now are positioning themselves ahead of the curve. In this episode, I break down why Panama real estate prices are poised to rise, what’s driving demand, and what smart investors need to know before the next wave hits. If you’ve been watching Panama from the sidelines, this is the clarity moment.

As someone who has lived, invested, and worked in Panama real estate since 2012, I’ve seen these cycles before. When fundamentals quietly align — economic stability, global migration, limited inventory, and international buyer demand — prices don’t inch up… they move decisively. And Panama is checking every box.

What’s driving the next surge in Panama real estate prices?

✅ A growing influx of North American buyers seeking a Plan B
✅ Limited oceanfront and prime-city inventory
✅ Infrastructure and development already in place — not speculative
✅ A strong, dollarized economy attracting global capital
✅ Buyers shifting away from overheated markets like Costa Rica, Mexico, and Portugal

In this video, I explain why now is different — and why waiting for prices to “cool” in Panama may be a costly assumption. Whether you’re considering buying property in Panama as a second home, an investment property, or part of a relocation plan, understanding timing is everything.

At Choose Panama Real Estate, this is exactly the moment when we help clients move from interest to intelligent action — identifying value pockets, securing properties before competition increases, and avoiding the mistakes I see buyers make when markets accelerate.

If you’re researching Panama real estate, moving to Panama, or evaluating international property investments, this episode will give you the context most buyers never get.

Schedule your free 30-minute consultation at https://ChoosePanama.com/contact
.

About Melissa Darnay:
Melissa Darnay is the CEO of Choose Panama Real Estate and one of Panama’s leading experts in luxury real estate and expat relocation. Since moving to Panama in 2012, she has helped hundreds of affluent North Americans invest, retire, and build a better life in Panama. As the host of The Panama Podcast, Melissa blends deep local expertise with concierge-level service — making her one of the most trusted advisors in Panama’s real estate market.

Explore more insights at https://www.youtube.com/@choosepanama

Support the show

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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If you’re researching Panama real estate, moving to Panama, or long-term Panama relocation strategies, this episode tackles one of the most emotional—and expensive—questions families face: assisted living. In this video, I break down the real numbers behind assisted living in Panama vs the United States, what services are included, and how lifestyle, healthcare, and cost intersect for affluent North Americans considering a smarter global plan.

As someone who has lived in Panama since 2012 and advised hundreds of clients on buying property in Panama, retirement planning, and aging abroad, I see firsthand how dramatically different the options can be—financially and culturally.

What You’ll Learn in This Episode

✅ A clear cost comparison between assisted living in Panama and the US
✅ What “assisted living” actually includes in Panama (and what it doesn’t)
✅ How private caregivers, boutique residences, and in-home support work
✅ Why healthcare access plays a major role in long-term planning
✅ How Panama’s lifestyle and affordability reshape retirement decisions
✅ Where Panama investment property fits into multigenerational planning

For many families exploring expat life in Panama, the conversation isn’t just about saving money—it’s about dignity, quality of care, independence, and proximity to world-class private healthcare. Panama offers a unique blend of affordability, personalized care, and lifestyle that simply doesn’t exist in most US markets.

A Smarter Way to Plan Ahead

When I advise clients through Choose Panama Real Estate, assisted living is often part of a much larger conversation—one that includes downsizing, buying property in Panama, creating a Plan B, or positioning assets so families have flexibility as needs change. Understanding the numbers early allows you to make proactive, empowered decisions instead of reactive ones.

Schedule your free 30-minute consultation at https://ChoosePanama.com/contact

About Melissa Darnay
Melissa Darnay is the CEO of Choose Panama Real Estate and one of Panama’s leading experts in luxury real estate and expat relocation. Since moving to Panama in 2012, she has helped hundreds of affluent North Americans invest, retire, and build a better life in Panama. As the host of The Panama Podcast, Melissa blends deep local expertise with concierge-level service — making her one of the most trusted advisors in Panama’s real estate market.

Explore more insights at https://www.youtube.com/@choosepanama

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Discover what expats really think about living in Coronado, Panama — one of the most talked-about coastal communities in the entire country. Whether you're exploring Panama real estate, considering buying property in Panama, or planning your Panama relocation, this episode gives you an insider’s look at daily life along Panama’s famous Coronado Beaches region. If you’ve been researching moving to Panama or evaluating your next Panama investment property, this conversation delivers honest, experience-based insights straight from people who live here full-time.

Coronado is known for its vibrant expat community, modern amenities, and beachfront living — but it’s also a region filled with nuance. 

✔ You’ll learn what expats love, 
✔ what challenges they face, and 
✔ how Coronado compares to other popular destinations in Panama. 

Alongside my expert guests, we break down the real pros and cons of expat life in Panama, from weather and infrastructure to cost of living, community dynamics, and long-term lifestyle fit.

If you’re exploring neighborhoods or refining your relocation plan, Coronado often becomes a top contender. As I guide clients through the process of choosing the right community, Coronado frequently stands out for its convenience, its social scene, and its strong long-term demand among North Americans looking for beachfront luxury with easy access to Panama City. This episode will help you decide whether this area aligns with your vision — whether you're moving, investing, or simply researching your options.

If you're curious about Coronado, considering a scouting trip, or looking for a trusted advisor as you navigate Panama’s real estate landscape, you’ll get tremendous clarity from today’s discussion.

Schedule your free 30-minute consultation at https://ChoosePanama.com/contact

About Melissa Darnay:
Melissa Darnay is the CEO of Choose Panama Real Estate and one of Panama’s leading experts in luxury real estate and expat relocation. Since moving to Panama in 2012, she has helped hundreds of affluent North Americans invest, retire, and build a better life in Panama. As the host of The Panama Podcast, Melissa blends deep local expertise with concierge-level service — making her one of the most trusted advisors in Panama’s real estate market.

Contact:
- Amanda Gleeson: www.amandagleeson.com
- David Bayliss: https://www.panamapacificacarrentals.com/

Explore more insights at https://www.youtube.com/@choosepanama

#choosepanama #melissadarnay #thepanamapodcast
#coronadopanama #expatsinpanama #panamarealestate #movingtopanama #panamarelocation #panamabeaches #expatlifeinpanama

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Launching your first Airbnb in Panama can be a powerful way to build passive income — if you know how to navigate Panama real estate, local rental laws, and the unique expectations of expat life in Panama. In this episode, Melissa Darnay shares the must-know setup strategies every investor should follow before buying property in Panama, especially those planning to operate a high-performing short-term rental. Whether you're moving to Panama, exploring Panama relocation options, or buying Panama investment property for Airbnb, this guide will save you time, money, and stress. ✔️

From choosing the right neighborhood to understanding Panama City’s 45-day rental rules, to furnishing your unit like a five-star getaway, Melissa breaks down the essentials that turn a simple condo into a profitable listing. These strategies are the same ones she teaches affluent North Americans who rely on her expertise to build real estate portfolios and elevate their expat lifestyle in Panama.

You’ll learn how to design for the camera, what amenities drive bookings, how to select the right property manager, and why professional photography and scroll-stopping visuals matter more than ever. ✔️ If you want your Airbnb to stand out in a competitive market, this episode gives you the blueprint.

At Choose Panama Real Estate, Melissa and her team help future hosts identify the best buildings, understand which zones legally allow short-term rentals, and evaluate whether a property is better suited for vacation stays, corporate tenants, or long-term income. Their goal is simple: guide you toward smart, profitable decisions so your Panama real estate investment performs from day one.

Whether you're dreaming of oceanfront living, a walkable city vibe, or a turnkey investment property that earns while you’re away, Melissa’s insider knowledge will show you what actually works in the Panama rental market.

Schedule your free 30-minute consultation at https://ChoosePanama.com/contact

About Melissa Darnay:
Melissa Darnay is the CEO of Choose Panama Real Estate and one of Panama’s leading experts in luxury real estate and expat relocation. Since moving to Panama in 2012, she has helped hundreds of affluent North Americans invest, retire, and build a better life in Panama. As the host of The Panama Podcast, Melissa blends deep local expertise with concierge-level service — making her one of the most trusted advisors in Panama’s real estate market.

Explore more insights at https://www.youtube.com/@choosepanama

#choosepanama #melissadarnay #thepanamapodcast #panamarealestate #panamarelocation #buyingpropertyinpanama #expatlifeinpanama #panamainvestmentproperty #airbninpanama #panamatravel #livinginpanama

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

Send us a text

Thinking about moving to Panama or buying property abroad? Before you make a costly mistake, watch this episode. I’m Melissa Darnay, CEO of Choose Panama Real Estate, and today I’m exposing the most common — and expensive — missteps people make when navigating Panama relocation, Panama real estate, and international property investing.

Whether you're dreaming of a beachfront condo, a luxury high-rise in Panama City, or a laid-back expat life in the mountains, there’s a right way — and a very wrong way — to make your move. In this episode, I pull back the curtain on what too many buyers learn the hard way:

✔️ The hidden risks of buying property in Panama without expert guidance
✔️ The “perfect” relocation plans that fall apart — and how to avoid them
✔️ The biggest misconceptions about Panama investment property
✔️ What savvy expats do differently when building a new life in Panama

If you’ve been researching Panama relocation or looking for Panama real estate, this is the must-listen-to episode to protect your time, money, and peace of mind. You’ll get actionable insights from someone who’s been on both sides — as a buyer and an expert advisor — and who’s helped hundreds of clients make successful, stress-free transitions to expat life in Panama.

At Choose Panama Real Estate, we specialize in working with affluent North Americans who want to relocate or invest wisely. From discovering the right neighborhoods to avoiding overpriced listings and navigating legal nuances, my team offers the boots-on-the-ground perspective that Google searches can’t give you.

Schedule your free 30-minute consultation at https://ChoosePanama.com/contact

About Melissa Darnay:
Melissa Darnay is the CEO of Choose Panama Real Estate and one of Panama’s leading experts in luxury real estate and expat relocation. Since moving to Panama in 2012, she has helped hundreds of affluent North Americans invest, retire, and build a better life in Panama. As the host of The Panama Podcast, Melissa blends deep local expertise with concierge-level service — making her one of the most trusted advisors in Panama’s real estate market.

Explore more insights at https://www.youtube.com/@choosepanama

#choosepanama #melissadarnay #thepanamapodcast #panamarealestate #movingtopanama #buyingpropertyinpanama #panamarelocation #panamainvestmentproperty #expatlifeinpanama

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Thinking about investing in Panama condos? In this episode, we reveal the Top 10 Must-Know Facts that every smart investor needs to understand before buying real estate in Panama. Don’t make a move until you’ve watched this!

✅ Discover why your neighbors could make (or break!) your investment
✅ Learn about ownership laws and foreign buyer rights
✅ Get insights on HOA fees, rental potential, and resale value
✅ Uncover the truth about property taxes and monthly costs
✅ Find out how to avoid common pitfalls

Whether you're a first-time buyer, retiree, digital nomad, or seasoned investor, this video is your essential guide to navigating the Panama condo market with confidence.

🔗 Ready to start your journey? Let’s connect
 — we’ll help you save time, money, and aggravation (plus share insider tips from someone who’s been there, done that, and drank the Panama Vino 🍷). Go to www.ChoosePanama.com/contact to schedule your complimentary vision call with our team.

#InvestInPanama #PanamaRealEstate #PanamaCondos #ExpatLife #RealEstateInvesting #ChoosePanama #melissadarnay #thepanamapodcast

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Towerbank in Panama is leading the crypto revolution in Latin America — and today on The Panama Podcast: Real Expats Edition, host Melissa Darnay sits down with Gabriel Campa, Head of Digital Assets at Towerbank International.

✅ Discover how Towerbank became Panama’s first crypto-friendly bank and what that means for expats, investors, and anyone curious about digital finance.
✅ Learn about Ikigii (pronounced ee-kee-hee), Towerbank’s groundbreaking hybrid platform that merges a crypto wallet with a U.S. dollar bank account, giving clients seamless control over both fiat and digital assets.
✅ Find out how Panama’s forward-thinking financial environment makes it the ideal place for innovation in crypto banking, fintech, and global investing.
✅ Whether you already hold crypto or you’re just crypto-curious, this episode explains how Towerbank is making secure, compliant, and practical crypto banking a reality.

If you’re dreaming about investing, retiring, or relocating to Panama, visit ChoosePanama.com/contact to setup your free 30-minute consultation, and start your journey From Dreaming to Doing.

Listen now and stay ahead of the curve — because in Panama, things move fast!

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#towerbank #panamacrypto #cryptobanking #choosepanama #melissadarnay #thepanamapodcast #digitalassets #panamabanking #fintech #latinamericafintech

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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Thinking about investing in Panama real estate or buying a second home abroad? In this episode of The Panama Podcast, Melissa Darnay reveals 5 Surprising Truths About Investing in Panama Real Estate—insights every savvy investor should know before signing on the dotted line. 

Whether you’re drawn to Panama’s ocean-view condos, luxury villas, or stable U.S.-dollar economy, this episode uncovers what makes Panama one of the smartest lifestyle and investment destinations in the world.

✅ Learn why foreigners can own 100% of property in Panama
✅ Discover how location and infrastructure affect long-term value
✅ Understand the legal safeguards that protect your investment
✅ Find out what truly drives appreciation in Panama’s luxury market
✅ See why Panama offers both lifestyle and legacy potential

Ready to explore your options? Schedule your free 30-minute consultation at ChoosePanama.com/contact
 and let us help you find your dream property in paradise.

#ChoosePanama #MelissaDarnay #ThePanamaPodcast #PanamaRealEstate #InvestInPanama #LuxuryLivingPanama #ExpatLifePanama #SecondHomeAbroad #GlobalInvesting #PanamaProperty

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!

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How to Get a Mortgage in Panama (Full Guide for Expats & Investors)

Getting a mortgage in Panama can seem complicated — but it doesn’t have to be. In this episode of The Panama Podcast, Melissa Darnay reveals the 7 insider secrets to successfully securing a mortgage in Panama. Whether you’re dreaming of buying a beachfront condo, a city apartment, or an investment property, you’ll learn what banks really look for, how much you’ll need down, and what hidden costs to watch out for.

✅ Discover why life insurance is required for all loans in Panama
✅ Learn the real down payment and interest rate expectations for foreigners
✅ Understand the role of mortgage brokers (and their milestone fees)
✅ Find easier financing alternatives like self-directed IRAs and home equity loans
✅ Plan your long-term strategy so your mortgage supports your Panama lifestyle

💬 Getting a mortgage in Panama is one of the most asked questions by future expats and investors. If you’d like personalized help reviewing your options, schedule your free 30-minute consultation at ChoosePanama.com/contact.

#ChoosePanama #MelissaDarnay #ThePanamaPodcast #PanamaRealEstate #InvestInPanama #PanamaProperty #PanamaMortgage #LivingInPanama #PanamaExpatLife #RetireInPanama #MovingToPanama #PanamaInvesting

Thank you for listening to this episode of The Panama Podcast. If you like it, please subscribe, rate, and leave a review.

To get a copy of your FREE e-book, go to: https://www.choosepanama.com/free-book.html

Stay tuned for more stories of adventure, relocation, and life in Panama. For more information, resources, and to connect with our community, visit our website at www.ChoosePanama.com. Until next time ... Cheers!