The Pay Off with Sylvia Jeffreys

On a podcast about money, it’s not uncommon to hear about ‘bonds’.

We’re taking a slightly different approach… We’re talking about sisterly bonds. 

This week’s guests on The Pay Off are sisters and co-founders, Ali & Gaby Rosenberg, whose strong sisterly bond has allowed them to create the successful Fintech company Blossom. 

In this episode, Ali & Gaby share the ups and downs of their journey creating a company, the heartfelt reason behind calling the app ‘Blossom’, how they’re helping both people and the planet as well as their advice to future entrepreneurs. 

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With anxiety at an all time high when it comes to the cost of living, the size of your super, and the money in your bank account, is a stress-free financial future an achievable reality?

In this episode of The Pay Off, Sylvia sits down with financial advisor, wealth expert, and author, James Wrigley, to talk about replacing that paralysing financial fear with confident, actionable choices.

As laid out in his essential new book, Retire Life Ready, James is helping shift the rhetoric from one of sacrifice to one of real empowerment. 

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He’s a man who unashamedly loves dragons, wizards and fairies… But it would be the inner demons which would spark the greatest change in his life. 

Luke Bateman is the man making SERIOUS noise on social media, sparking an absolute frenzy across BookTok for his authentic and honest passion for fantasy books. 

He’s now running his own company, signed a two book deal and has launched his own podcast, In The Good Books. 

It didn’t always look like this though - Luke’s battled depression, addiction and a complete loss of identity. His story is an important one to tell, and he’s joining The Pay Off this week to do exactly that. 

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She went from being a banking executive to a Senator determined to fix the system. But is the political fight worth it?

On this episode of The Pay Off, Sylvia is joined by Senator Jane Hume, the former financial sector powerhouse who stepped off the corporate ladder and into the Senate. 

Her mission? To correct the systemic failures that are costing Australian families—and particularly women—billions.

Senator Hume has made recent headlines with the Tackling the Gender Super Gap Bill, a legislative push designed to empower couples to overcome the 'motherhood penalty' through tax-free super splitting.

In this episode, she talks about her leap into politics, the motherhood penalty and the current Australian political climate. 

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Financial freedom is a mindset, not a milestone.

Today’s guest is Queenie Tan, the financial guru helping people reframe their relationship with personal finance.

Through her platform, ‘Invest with Queenie’ and recently published book ‘The Fun Finance Formula’, Queenie is on a mission to prove your money doesn’t have to be a source of stress or deprivation, and instead, a wealth of opportunity.

Growing up, Queenie saw the extremes of both her father's frugality and her mother's belief that money was for enjoying life, which led to a personal struggle with finding balance.

Now, her work is guided by the "three Fs"—Foundation, Fun, and Freedom—a framework she uses to help people balance their budgets and lives.

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Simple principles to transform your financial habits - that’s what this podcast is all about. It’s also a philosophy our next guest on The Pay Off is sharing with the world.

Ben Nash is a financial advisor, best-selling author, and the man behind Pivot Wealth. He’s all about making smart moves with your money, so that you don’t have to sacrifice your lifestyle or give up on your dreams. 

In the episode, Ben talks about the 5% rule, investment strategies, the most common questions he receives on social media, the foundations of a good ETF and the risk vs. reward argument around Crypto.

Ben’s new book, Virgin Millionaire; the step-by-step guide to your first million and beyond is out now on Amazon|Audiobook. If you want some help with your money and investing, you can book a call with Pivot Wealth here.

Disclaimer: The information contained in this episode is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider whether the information is appropriate to your circumstances before acting on it, and where appropriate, seek professional advice from a finance professional.

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Retirement isn't an end—it's the start of your most epic chapter.

So, forget everything you thought you knew about retirement because Bec Wilson is here to redefine it.

In today’s episode, Bec gives a step-by-step guide crafting a retirement which isn't just about ceasing work, but about beginning a new, purpose-filled chapter.

Bec also talks about why young Aussies should care more about their Super, how you can plan for an epic post-work life and the question on everyone’s lips: at what age can I actually retire?

She also gives an exclusive sneak peek into her latest project, the Epic Retirement Tick.

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What does it take to rebuild your career after navigating one of the toughest storms?

This week on The Pay Off, Sylvia sits down with Christine Holgate, the former CEO of Australia Post and Group Executive Chairman of Team Global Express.

Christine’s career has been marked by both incredible success and immense public scrutiny. But what many people don’t know is that she went from sitting on the brink of homelessness to becoming one of the most powerful women in business. 

In this episode, Christine speaks about life when she didn’t have a dollar to her name, identifying strategic problems within AusPost, the impacts of Cartier-Watch Gate and her advice for people facing setbacks. 

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You likely know Sam Wood as the handsome bloke from The Bachelor in 2015 or maybe you’ve seen the popularity of his 28 by Sam Wood workouts online… 

Today, you’re about to see a new side to Sam. 

In this episode, Sam talks about the impact of losing his mum at just 15-years-old, how he fell into the fitness world because he had “no other options”, the genuine ROI by looking after your health, his take on modern masculinity and what’s next for his business. 

This chat is way more than a conversation about saunas and ice baths… It’s YOUR reminder that life is short and sometimes you’ve got to take the risk. 

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Traditional 9-5 jobs are getting the sack.

The challenge is no longer just landing a job—it’s staying relevant, employable, and ahead of the curve. How do we future-proof our careers when the rise of AI makes us fear becoming replaceable?  

In today’s episode, Sylvia chats to Bianca Hartge-Hazelman, the Co-founder, Editor and CEO of Financy HQ about the gender pay gap, the rise of AI and why you need to start networking. 

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