The Pay Off with Sylvia Jeffreys

Let’s be honest, the thought of tracking every dollar, wrestling with spreadsheets, and saying no to little luxuries? Not exactly thrilling stuff. 

What if budgeting wasn’t about restriction though? What if it gave you more freedom, not less? 

Enter Jessica Irvine, CommBank’s personal finance guru and perhaps one of the most passionate people about budgeting. In this episode, Jessica proves why budgeting isn’t about cutting back—it’s about taking control. 

For more information or to access CommBank's new free Financial Fitness program, visit commbank.com.au/financialfitness

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There’s not much today’s guest can’t do… 

You know her as the co-founder of KIC and a woman dedicated to pushing for and promoting the wellbeing of ALL women… And now, she’s taken that passion one (HUGE) step further. 

We’re of course talking about the icon herself, Laura Henshaw.

In today’s episode, Laura gets candid about what motherhood means to her, why she’s challenging benevolent sexism in her powerful new mini-series ‘Am I Equal?’, the ‘tradwife’ TikTok trend and her overall mission to help women.  

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Launching a brand isn’t always as glamorous as it seems… I mean, just ask your favourite ‘Gen Z Boss in a Mini’, Rachael Wilde. 

The QUEEN of great skin, voluminous hair and million-dollar brand building, Rachael Wilde is the Co-Founder & CMO of tbh skincare and Bouf.

If you haven’t heard her name (hello, are you living under a rock?), then there’s a big chance you’ll recognise her face. Rachael’s taken the social media world by storm by pulling back the curtain on EVERYTHING that goes into building a company - from the branding, to the marketing strategy and even the enormity of the backlash. 

In today’s episode, Sylvia chats to Rachael about the reality of running multi-million dollar brands in your twenties, why embracing criticism is one of the BEST things you can do and why there’s nothing more empowering than having control of your finances. 

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Investing... It's a hot topic on a lot of people's lips. 

What's SO good about investing? How do I even get started? Am I too late to the party?!

In today's episode, Sylvia sits down with Alex Vynokur, the Founder and CEO of Betashares (one of the Australia's largest ETF providers and fastest growing asset managers - no biggie). 

Alex's personal and professional story isn't just interesting, but inspiring. Having migrated to Australia as a young boy from Ukraine, Alex shares how his childhood helped shape his view on money, that we're all investors (but just don't realise it) and why when it comes to investing "no time is perfect but everyday is perfect"... 

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What if the biggest thing holding you back isn’t your bank balance — it’s your mindset?

Dr. Rebecca Ray—clinical psychologist and bestselling author— reveals how money shapes our emotions, fuels our fears, and holds us back. 

From financial anxiety to reclaiming control, we’re diving deep into the psychology of money—and how to make it work for you, not against you.

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Buying your first property is one of life’s most exciting milestones, right? 

If you’re looking to buy in Sydney, it will take approximately 6 years if you’re a couple to save a deposit for the median house price… and double that if you’re single. Yep, 12 years. 

So, what’s going wrong? When did property become unattainable for so many people? Alice Stolz is Domain’s National Property Editor and the expert on all things housing.

From the raging rental crisis, to a market which seemingly only benefits the wealthy, Alice chats to Sylvia about where to invest and why we need to rethink the way we buy property.

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Is the fashion world really as cutthroat as The Devil Wears Prada? Kellie Hush would know.

In this episode, the former Harper’s BAZAAR editor lifts the veil on the fashion world and shares how she flipped her industry insider know-how into The Volte, the designer rental platform turning wardrobes into income streams. 

From style to side hustle, Kellie reveals how smart fashion investing can make you serious cash — and why looking good and getting paid don’t have to be mutually exclusive.

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We’re sold the dream of “having it all” — but for many women, the reality feels like an impossible trade-off. Kids or career? Push through or push pause?

Well here’s a little reminder: A woman’s potential doesn’t shrink when she becomes a parent — and it’s time our workplaces reflected that. 

Enter Georgie Dent, CEO of The Parenthood. 

In this episode, Georgie joins Sylvia to unpack the real cost of having children, why many are choosing to wait or opt out altogether, and the truth about returning to work as a mum. 

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What were you doing at 10 years old? If you’re Chris Brycki, you were already diving into the stock market. 

In this episode, Chris shares how his early start in investing led to the creation of Stockspot, a platform designed to make investing smarter and easier for everyone. 

From taking big risks to building a business, he explains investing in stocks is one of the best ways to transform your financial future and why “boring is brilliant”.

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Do you ever look at your bank statement and wonder, “Where is my money going?”

Molly Benjamin has been there — a self-proclaimed Hot Financial Mess and Money Magician whose dollars seemed to just disappear. 

It all changed with pizza, prosecco, and a lightbulb moment in her living room. Now, she’s the founder of Ladies Finance Club, helping women take control of their cash. 

In this episode, Sylvia and Molly talk about breaking money taboos, flipping the script on how powerful women are portrayed in the media, and the mindset shift that could change your financial future.

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