The Paycast Network

In this episode of The Paycast Network, industry veteran Jesse Memmel—former founder of Paradise POS and current Chief Product Officer for Enroll and Pay—shares his evolution from a 2003-era call center "phone guy" to a leading fintech visionary. The conversation kicks off with a look at the psychological tactics that drive high-level sales, including the anchoring effect and the Ben Franklin effect, before transitioning into Jesse’s personal story of the "every door, every floor" hustle that built his multimillion-dollar book of business. Looking toward the horizon, Jesse predicts a shift in the merchant services industry toward hyper-specific, AI-driven software that adapts to the consumer's needs rather than forcing them into a standard box. Throughout the interview, his driving philosophy for entrepreneurs remains clear and uncompromising: long-term, generational wealth only comes when you put your head down, work every day, and operate as if there is no "Plan B".

In this episode of The Paycast Network, host Chase Gunnell sits down with experts Zack Gottlieb,  Andrew Gill, Clay Shivers, and Scott Morley to demystify the high-stakes world of high-risk merchant processing. The panel explores why the 1% chargeback threshold is often subjective and how underwriters evaluate complex factors like bank account liquidity relative to ticket size to determine a merchant's stability. Listeners will gain insight into specific high-risk verticals, including the evolving funding models in the airline industry designed to mitigate bankruptcy waves, the challenges SaaS companies face when scaling beyond Stripe’s risk tolerance, and the strict regulatory landscape surrounding B2C peptide sales that can trigger costly BRAM violations. The discussion also reveals why seemingly standard businesses like furniture stores and collection agencies often fall into high-risk categories due to long delivery timeframes and historical industry reputation. Finally, the group offers invaluable advice for agents on the importance of submitting clean application packages and monitoring Visa Account Monitoring Program (VAMP) ratios to ensure long-term success in the high-risk arena.

In this high-energy episode of The Paycast Network, host Chase Gunnell sits down with guests Jason Isidore, Carlos Nieto, and Noah Balderas to deconstruct the grit and psychology of merchant services sales. The session starts with a ruthless round of "Sell Me This Duck," where Carlos secures a win with his dramatic "buy it or die" pitch. The team then pivots to hard-earned sales wisdom, debunking the myth that the customer is always right and emphasizing the importance of identifying the true decision-maker through active listening. The discussion further explores the "stickiness" of the Square ecosystem and reveals unconventional tactics for following up with leads without becoming a nuisance—including Carlos’s bold "backdoor" entry to bypass solicitation bans and Jason's signature "foot-in-the-door" cards.

In this episode of The Paycast Network, we sit down with industry veteran John McCormick, the Owner and VP of General Credit Forms (GCF) and the founder of the Southeastern Acquires Association (SEAA). John shares his unique journey from working as a CPA and attending law school to joining the family business his father built from the ground up starting in 1973. We dive into the fascinating evolution of the payments industry—from the days of the three-part carbon "knuckle-buster" credit forms to GCF's modern-day leadership in manufacturing receipt rolls, labels, and distribution services. John offers profound insights into the importance of listening to customer needs and the ethical philosophy of "sleeping straight in bed at night" by treating employees, vendors, and clients with respect. Finally, he recounts the 1999 origin story of the SEAA and how a simple desire to connect with ISOs in Florida grew into one of the most vital associations in the payments landscape.

In this high-energy episode of the Paycast Network, host Chase sits down with industry heavyweights Kevin O’Connell of Dejavoo and Dave Humphrey of Bryte Payments to explore a payment landscape that is being radically rewritten. After warming up with a bit of vintage tech trivia, the panel dives into Dejavoo’s strategic evolution from a legacy terminal provider to a full-fledged Omni-commerce powerhouse. The conversation tackles the shifting tides of the industry—declaring the ISV as the "new ISO"—and explores Dejavoo’s aggressive expansion into the multi-billion dollar unattended payment sector. From the launch of their integrated "DV Store" to the bold leadership required to manage global tech risks, this episode provides an insider’s look at how Dejavoo is bridging the gap between traditional hardware and the future of cloud-based, software-driven commerce.

In this historic episode of The Paycast Network, we celebrate a monumental milestone as we officially announce our role as an Official Media Partner for the Southeast Acquirers Association (SEAA) 25th-anniversary conference. This partnership marks the very first time Paycast has served as an official media partner, and we are thrilled to be joining the industry at the legendary Fontainebleau Miami Beach this June. Joining us to discuss this significant collaboration is SEAA founder John McCormick, who reflects on the association’s twenty-five-year journey of resilience—from its improbable launch in October 2001 just weeks after 9/11 to navigating the literal storms of Florida's hurricane seasons. We dive into the evolution of this premier "sales show," the introduction of the high-speed "Payments Connection" networking format, and the exclusive details of The Paycast Network's live presence stationed right outside the exhibit hall to capture the pulse of fintech in real-time.

In this high-energy episode of The Paycast Network, we dive into the powerful intersection of physical fitness and professional peak performance with guests Jason Isidore and Noah Balderas. The crew breaks down eye-opening research revealing that active employees enjoy a significant wage premium and that "fit" CEOs lead companies with up to 10% higher market value. Beyond the statistics, Noah and Jason share their gritty 4:00 AM routines, framing every gym session as a "discipline deposit" that builds the mental fortitude required to dominate the sales floor. From the staggering 60% creativity boost found in a simple walk to the philosophy that your body is your most important business card, this conversation reframes exercise as a high-yield investment rather than a chore. If you've ever wondered how to turn your morning jog into a competitive advantage, this masterclass on why "health is wealth" is exactly what you need to hear.

In this high-octane roundtable, host Chase sits down with industry heavyweights Steven, Adam, and Kermit to dissect the evolving landscape of merchant services and the thin line between being a commodity and a true partner. From the heated debate over building proprietary POS "moats" versus staying platform-agnostic to the brutal reality of recruiting 1099 agents—including a cautionary tale about why a bad prospecting day might leave you crying in a convenience store parking lot—this episode is a masterclass in staying relevant in 2026. The group breaks down the "Three Pillars" of merchant services, explores strategic expansions into recession-proof niches like auto repair, and offers a candid look at how AI is revolutionizing back-office efficiency without stripping away the essential human touch in sales and support. Whether you're here for the tactical growth strategies or the trivia about the world's first barcoded pack of gum, you'll leave with a blueprint for working on your business rather than just in it.

In this episode of The Paycast Network, Chase Gunnell and James Ringstaff explore the silicon-soaked reality of 2026, beginning with the debut of "James AI," a custom application designed to take over the show's trivia segment. The hosts unpack the psychological hurdles of AI adoption, comparing current skepticism to the early days of self-driving cars, while showcasing how tools like Python and Natural Language Processing (NLP) are already disrupting industries from fast-food drive-thrus to fully autonomous pizza shops. Between debating the legal fallout of AI "hallucinations" and sharing personal productivity hacks—ranging from Chase’s refined sales outreach to James’s AI-powered pantry inventory system—the discussion culminates in a vision for a near future where physical payment terminals are replaced by biometrics and a life "funded by intent".

In this episode of The Paycast Network, we dive deep into the world of merchant services and business lending with Adam Niec, the Founder and CEO of RateTracker. Adam shares the "baptism by fire" experience of a grueling seven-month SBA loan process that nearly drained his company’s cash flow—a journey that ultimately inspired the creation of Score. Described as the "Credit Karma for small business," Score is a real-time financial health platform that moves beyond simple rate-tracking to provide owners with a 0-100 ranking of their business’s performance. Whether you’re curious about the ancient Mesopotamian origins of lending or looking to escape the "trap" of predatory merchant cash advances, Adam explains why financial literacy and tech-first solutions are the only ways to stay ahead in an increasingly commoditized industry.