If you have debt and wala kay bayad bayad, hopefully this is your wake up call to meet with your creditor and figure out a payment plan. #ThePresent

Appreciation comes in different forms. Quality time, gifts, acts of service, words of affirmation, and touch. Maybe your language of appreciation isn’t the same with your supervisor or your colleagues. #ThePresent

Sometimes we feel that we are overworked and underpaid. We tend to think about resigning when this situation arises. Try to step back first and analyze the sitch. If you’re really overworked and underpaid, then you can either ask for a raise or reduce your workload. #ThePresent

Your tenure is not the only metric that your employer or manager is looking for in promoting a person. It’s your commitment and competency towards the job. #ThePresent

Kung gusto ka magkaroon ug negosyo, listen to this. Most importantly, please understand the philosophy mentioned in it. #ThePresent

If you’re an employee, you probably have received your 13th month pay. The question is, where will it go? Kasagaran mapadulong siya sa upat ka butang - family, sarili, utang, or investment. Ikaw, asa man mapadulong imong 13th month?

Last 11-11-18, I got the chance to talk about how to build and maintain a brand with the power of social media and the internet. Watch this intently if you're serious about building brand equity. #ThePresent

Sa mga taong napordoy tungud kay nagpautang, this is for you. Note that this podcast talks about personal finance, not business finance.

If you have 5,000 pesos in your pocket and you want to invest it somewhere besides the stock market, this 3 minute podcast may help you get ideas as to how you can grow your money. Check it out!

2 months ago, I asked the audience to comment down the topics they want me to share. One of them is Jaydee who suggested to talk about Sharpening The Saw by Stephen Covey.