This episode kicks off a special 4-part renovation series on "The Property and Lending Podcast" , hosted by Director Lee Rosenfeld a Finance Broker from Innovative Home Loans. Across the series, Lee brings together some of the best in the business to explore every stage of the renovation journey—from building and designing to landscaping and pools. You'll hear from industry pros like Dan Payn (My Thred Built), Mark Sadler (Seascapes), Kate Lainson (Cronulla Pools), and Trent Sacilotto (Madhaus) each offering practical insights and behind the scenes stories from their perspective of the property world.

In this episode, Lee dives deep into the building process with Builder Dan Payn from My Thred Built, unpacking what it really takes to turn your property vision into reality. Whether you’re chasing a dream home or weighing up a knockdown-rebuild, this conversation covers it all. Lee and Dan cover topics like budgeting, choosing between renovation or rebuild, DA vs CDC approvals, working with builders, and understanding rising material and trade costs.

They also explore the personal side of home building—how lifestyle, location, and long-term goals shape your space. From Pinterest boards and colour palettes to honest builder relationships and quote breakdowns, you’ll get a clear look at how to make smarter, more confident decisions during your renovation journey.

Whether you're mid-project, planning ahead, or just curious about what’s involved, this episode sets the foundation for what’s to come in the renovation series—and delivers must-know tips for anyone dealing with property and construction.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Lee Rosenfeld | Innovative Home Loans

⁠https://www.innovativehomeloans.com.au/

Dan Payn | My Thred Built

https://mythred.com.au/

Mark Sadler | Seascapes

https://www.seascapes.au/

Kate Lainson | Cronulla Pools

https://cronullapools.com/

Trent Sacilotto | Madhaus

https://www.madhaus.com.au/

Sydney’s housing landscape is changing fast, and in this episode, we break down what it means for the Shire and beyond. Lee is joined by guest Matt Debreczeni from Ray White Sutherland Shire to continue in part 2 of “Cracking the Code to Property Success”. 

We dive into the NSW Government's new housing policy and the growing need for increased density, exploring how it affects local suburbs, infrastructure, and the day-to-day lives of residents.

Lee and Matt talk about the reality of duplex developments, limited parking, and what it’s like to live in areas like the Shire. They dive deep into the new housing policy and

unpack how changes near train stations, zoning shifts, and backyard transformations are reshaping community life.

From rising construction costs and suburb specific benefits (think Kirrawee and Gymea) to the cost of living pressures and rental struggles, Matt and Lee explore both the challenges and opportunities.

They give a personal reflection on the community vibe outside of hotspots like Cronulla, and address local concerns like traffic, Saturday sport congestion, and the future of green space, including park activation and sporting clubs.

If you're a homeowner, renter, investor, or just curious about the direction Sydney’s property growth is heading, this is a grounded, local-focused conversation filled with practical insights and honest advice.

Matt Debreczeni | Ray White Sutherland Shire

 ⁠https://raywhitesutherlandshire.com.au/⁠

Lee Rosenfeld | Innovative Home Loans

⁠https://www.innovativehomeloans.com.au/⁠

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

In this episode, Lee is joined by guest Matt Debreczeni from Ray White Sutherland Shire, who brings his abundance of experience and trending insights into today’s ever-evolving property market.

We explore one of the most commonly asked questions in real estate: When is the best time to sell? Matt shares his expert take on how market trends, seasonal shifts, and local demand all play a role in determining the right time to list a property.

We also take a closer look at how technology, particularly artificial intelligence, is reshaping the real estate industry. From data driven decision making to AI-powered marketing tools, Matt explains how to stay ahead of the curve.

Lastly, Matt and Lee discuss how influential social media has on decision making in the property world and how it has become an essential tool for agents looking to build trust, showcase listings, and connect with buyers and sellers in a more meaningful way.

Whether you're a homeowner thinking about selling, a property professional wanting to sharpen your edge, or simply someone interested in where the market is headed, this episode is full of valuable insights you won’t want to miss.

Matt Debreczeni | Ray White Sutherland Shirehttps://raywhitesutherlandshire.com.au/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

In this episode, we're joined again by Andrew Woodward, founder of The Investor's Way, we delve deeper into the fundamentals of investing and financial empowerment. This episode is designed to provide clarity and confidence to those at the beginning of their investment journey, as well as to challenge common misconceptions for more experienced listeners. 

Host Lee and Guest speaker Andrew explore what the stock market truly is, the concept and significance of owning shares, and the most prevalent myths that often discourage people from investing. Andrew also offers thoughtful guidance on where to begin if you're new to investing, emphasising the importance of making informed decisions today to benefit your future self.

Through practical insights, this episode aims to equip you with the foundational knowledge needed to take control of your financial future. Whether you are just starting out or looking to refine your strategy, this episode is a valuable resource for anyone committed to building lasting wealth. 

If you haven't already listened to part one, we would suggest listening to that first. 

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions. 

Andrew Woodward | The Investors Way 

https://theinvestorsway.com.au/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

In this episode, we're joined by Andrew Woodward, founder of The Investor's Way, to unpack what smart investing really looks like in today’s fast-paced, social media-driven world. We cover everything from foundational investing strategies to the impact of TikTok financial advice and the impact of wealth coaches.

 Andrew shares insights on how to filter good advice from bad, plus an inspirational story of how age doesn’t defy your abilities. We also explore how our parents' money habits influence us, the biggest mistakes people make with their finances (hello, never-used subscriptions), and how to make social media work for your financial goals—not against them. Whether you're just starting out or looking to level up, this episode is packed with real talk, practical tips, and motivational insight.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions. 

Andrew Woodward | The Investors Way 

https://theinvestorsway.com.au/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

**Please note: This episode discusses childhood illness and loss, which may be distressing for some listeners**

In this deeply moving episode, host Lee, the founder of Innovative Home Loans, sits down with Kath, the inspiring founder of Levi’s Project, a charity organisation close to the heart of the Innovative Home Loans team. 

Kath shares the emotional and powerful story of her son Levi, who was diagnosed with DIPG (Diffuse Intrinsic Pontine Glioma)—a rare and aggressive brain cancer. Through her honest reflections, Kath opens up about the heartbreaking impact Levi’s diagnosis had on their family, and how his courage and spirit sparked a mission to support other families facing similar battles.

Listeners will hear how Levi’s Project was born from unimaginable grief, and how it has grown into a beacon of hope and support for children and families navigating life after a DIPG diagnosis. Levi’s Project funds research and clinical trials for children with DIPG/DMG, alongside the Children's Cancer Institute and has raised $5.5 million and counting.

This episode is a tribute to Levi’s incredible legacy, and a reminder of the strength that can come from love, loss, and community. It also highlights how businesses like Innovative Home Loans are working to give back, with ongoing support for causes that matter. By trusting us with your lending, you are helping change the odds for kids facing DIPG and brain cancer, with a portion of every loan we assist in being donated to Levi’s Project. 

To learn more or support The Levi’s Project, visit 

https://www.levisproject.org/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

Join us in this episode as we sit down with Michael Virley Director & Auctioneer of MVP Auctions. His “Fierce, focused, and results-driven” approach to Auctions has enabled us to get a glimpse into the mind of an Auctioneer and what it takes to be an expert in the Property Market.

Michael uncovers the Sutherland Shire property market and dives into fake bidding, a sibling fight at Auction and how pricing is subjective. He reveals the skills that he has learnt over time, overcoming challenges like controlling a silent room and how the location of the property can affect the energy of an auction on the day. 

Host Lee Rosenfeld asks questions on Michaels 2025 property predictions and how the increase of living expenses affect people's confidence and comfortability within the property market. So whether you’re thinking of becoming an Auctioneer or simply want to education yourself on the property market, this episode is for you. 

If you haven't already listened to part one, we would suggest listening to that first.

Feel free to leave a comment or if you have any further questions.

**Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Michael Virley |  MVP Auctions

https://www.mvpauctions.com.au/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

Join us in this insightful episode as we sit down with Michael Virley Director & Auctioneer of MVP Auctions. His “Fierce, focused, and results-driven” approach to Auctions has enabled us to get a glimpse inside the mind of an Auctioneer and what it takes to be an expert in the Property Market.

Michael shares his knowledge on the Shire property market, offering a deep dive into trends, opportunities, and challenges. He also opens up about the essential skills every auctioneer must develop, including how to read the room and understanding what the bidders might be thinking based on body language and emotions. 

Host Lee Rosenfeld asks questions around common issues like the fear of stage fright when it comes to bidding and attending auctions for the first time. Michael shares valuable tips on overcoming those nerves to ensure a successful auction experience.

Whether you're a first-time bidder or an experienced auction-goer, this episode will give you the inside scoop on standing out from the crowd and making your next auction experience a breeze. 

Feel free to leave a comment or if you have any further questions.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Michael Virley |  MVP Auctions⁠https://www.mvpauctions.com.au/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

Property Purchasing can be stressful, emotional and extremely time consuming. In this episode, Andrew the founder of My Property Pro Buyer’s Agents continues his intuitive conversation with Host Lee, as they cover topics regarding Off Market Search, Negotiating, Auction Bidding and Critical Money Mistakes. 

Buyer’s Agents have access to comprehensive property listings, off-market opportunities and their expertise in the property world makes a huge difference to your buying journey. They help support and guide you through ensuring Confidence and Security.

If you’re looking to purchase and need insider tips, then this is the episode for you.

We would suggest listening to part 1 of the series with Andrew first, followed by this episode (part 2).

Feel free to leave a comment or if you have any further questions.

***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Andrew Hancock | My Property Pro

https://www.mypropertypro.com.au/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

The Property Market is forever changing due to the Economy, Government Policies, Demographics and Interest Rates, which makes property purchasing a skill. This Episode, Lee has an insightful conversation with Andrew Hancock, the Founder of My Property Pro, about a Buyers Agent’s perspective on purchasing the right property through their guidance, knowledge and support. 

If you're interested in topics like What is a Buyer's Agent and Why it is helpful; Predictions on Rate Drops; When to choose an Area specialists or Borderless Buyers Agent; and the Motivational and Emotional side to purchasing a property, then this episode is just for you. 

Tune in for part one of this very informative episode about How your property journey can be made seamless and successful. 

Feel free to leave a comment or if you have any further questions.

*Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

Andrew Hancock | My Property Pro

⁠https://www.mypropertypro.com.au/⁠

Lee Rosenfeld | Innovative Home Loans

⁠https://www.innovativehomeloans.com.au/⁠