In this episode, Lee sits down again with Jessica Sharp from Elliot Tuthill Solicitors, a seasoned solicitor specialising in property law. We dive deep into the complexities of the property market and explore everything you need to know about strata laws, property fees, legal considerations, and the figures that impact your property journey. 

From navigating strata agreements to understanding hidden fees and resolving legal disputes, our guest Jessica shares invaluable insights into the legal side of property transactions. She answers questions like “ Do I need to get a building report for strata property; How much money do you need at settlement?” and tips on what to look out for at final inspections. 

Tune in this episode to gain insider knowledge and tips on the legality behind all things property. 

Jessica Sharp |  Elliot Tuthill Solicitors,

https://etsolicitors.com.au/our-team/jessica-sharp/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener, you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any financial decisions.

We welcome back Blake Spooner, Director and Real Estate Agent from MattBlak Property to delve into the ins and outs of buying a home—whether it’s your first time or you’re looking to make a savvy investment. In the last Episode with Blake, they discussed myths surrounding Real Estate Agents in the property market and how to distinguish truths through transparency.  

In this episode, Blake and host Lee talk about the difference between the proactiveness of generations and what this looks like in today's society. They share expert tips on what to look for in a property, how to navigate the competitive market, when to speak to a solicitor and strategies for making strong offers. Blake’s expert advice should not be missed, as he delves into “What makes a property a good property to buy” especially when you're a first home buyer.

Tune in to learn essential insights on working with both agents and lenders, preparing your finances, and setting yourself up for success in today’s competitive real estate market.

Innovative Home Loans:

https://www.innovativehomeloans.com.au/

MattBlak Property:

https://www.mattblakproperty.com.au/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions. 

Property and Law can often be a complicated mix especially if you don’t have the knowledge and right tools to deal with certain situations. We are joined with Guest Jessica Sharp from Elliot Tuthill Solicitors based in Cronulla, with years of experience as a solicitor in property law. Lee and Jessica discuss the benefits of having a solicitor from the start, and how early legal advice can help you avoid costly mistakes and ensure your purchase goes smoothly.

Jessica navigates us through important topics like urgency in the property world, all things terms & settlement and answers those key questions people are often afraid to ask. 

Whether you're looking for practical advice or a deeper understanding of property law, this episode is packed with valuable insights from a professional in the field, who knows the ins and outs of every deal. Tune in for all this and more in today’s episode!

https://etsolicitors.com.au/our-team/jessica-sharp/

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/us/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.

In this short 8-minute episode, Host Lee breaks down common misconceptions about being Self-employed and your borrowing power for a Home Loan. “Do I have to pay myself a salary to be able to borrow? I have only had my ABN registered for a year…Is that enough? I haven't done my tax return, does that affect my borrowing capacity”? As Lee answers all your Self-employment questions, these common misconceptions are delved into further detail within 8 minutes so you don’t have to do research for hours. 

Many Lenders have various time frames and policies so it’s important to find a Broker that you trust, to help you navigate your home purchasing journey. Leave a comment down below if your question wasn’t answered and Lee can answer it in a future episode.

https://www.innovativehomeloans.com.au/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions. 

In this short podcast snippet, Host Lee from Innovative Home Loans explains how Pay As You Go (PAYG) tax withholding impacts full-time, part-time, and casual employees, and how it relates to your ability to get a home loan. Lee covers how bonuses, commissions, overtime, and payslips play a role in determining loan eligibility and repayment options. Learn how PAYG can offer flexible loan repayments based on your actual income, making borrowing more accessible and manageable. Whether you're employed full-time, working part-time, or juggling multiple income streams, this episode offers valuable insights into how PAYG loans work for you.

Talk to Lee today | Innovative Home Loans:

https://www.innovativehomeloans.com.au/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions. 

In this episode, we tackle a hot seat question many homebuyers wonder but are too afraid to ask: “Do Real Estate agents lie?”. Blake Spooner, Director and Real Estate Agent from Matt Blak Property, with sales spanning from $500,000 to $6.5m, demystifies the buying process and reveals the teamwork behind closing the deal.

We break down the myths, discuss the pressures agents face, and explore how transparency is key to a successful deal.This episode dives into the dynamic relationship between real estate agents and mortgage brokers—how they work together to navigate loan approvals, match buyers with properties, and get you closer to homeownership.

Join us for this educational yet engaging conversation on how to best secure your first or dream home. 

https://www.mattblakproperty.com.au/645635/blake-spooner

Lee Rosenfeld | Innovative Home Loans

https://www.innovativehomeloans.com.au/

In episode two, host Lee and guest Charlotte continue to debunk all the misconceptions you've heard about Guarantors, HECS Debt and Lenders Mortgage Insurance (LMI).

First up, they unpack Lenders Mortgage Insurance (LMI) – what it is, why it's necessary, and how you might be able to avoid it altogether.

Next, they tackle Guarantors – who they are, how they can help you get a loan, and the risks involved. For example we answer a common question "What if my parents don't want to go Guarantor for me because I have siblings and that would be unfair to them?".

Finally, they explore how HECS Debt impacts your borrowing power. Is your student debt holding you back from securing a home loan, or are there ways to work around it?

Whether you’re a first-time buyer or looking to expand your property portfolio, this episode has got the insights you need to make informed financial decisions.

Tune in and get the tools you need to navigate your property journey with confidence!

Innovative Home Loans | https://www.innovativehomeloans.com.au/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions. 

In this episode, host Lee and guest Charlotte dive deep into the world of first-time home buyers, decoding the various government schemes designed to help Australians step onto the property ladder.

Whether you're a young professional, a single parent, or someone living in a regional area, there’s likely a scheme that could make your dream of homeownership more achievable.

So if you’re just beginning your homeownership journey or looking for ways to make your first purchase more affordable, this episode has you covered!

More information on First Home Buyers:

https://www.innovativehomeloans.com.au/first-home-buyer/

Calculators:

https://www.innovativehomeloans.com.au/calculators/

Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.