The Property Nerds are back with another killer episode this time, we’re talking renovations. Belinda from Renovate and Real Estate joins Arjun, Adrian and Jack to break down what really adds value when it comes to renovating (and what’s just a waste of cash). Whether you're working with $5K or $50K, this episode is packed with actionable insights, timeless design tips, and renovation traps to avoid.

You’ll learn:

1. What upgrades are worth it at every budget tier

2. Why neutral tones (and the right textures) matter more than ever

3. The renovation mistake that could cost you your ideal buyer

4. How to renovate interstate without lifting a single paintbrush

5. The kitchen + bathroom formula Belinda swears by

Plus, gold taps, wall sconces, and the surprising comeback of colour this one's for every investor who's ever asked, "Should I renovate... or not?"

We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!

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CONNECT WITH FOURACRE FINANCIAL

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Website: https://fouracrefinancial.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

The Property Nerds are back! and there’s a new voice on the mic! Adrian, Senior Portfolio Strategist at InvestorKit, joins Arjun and Jack as the newest Nerd. In this episode, they’re joined by Joseph from KG CO Legal to unpack the legal must knows of SMSF property deals. From cooling-off periods to costly contract mistakes, this one’s packed with expert tips, wild negotiation wins (hello, $60K discount), and practical advice that could save investors thousands.

You’ll learn:

1. The contract mistake that could cost you thousands

2. Why cooling off periods vary across states (and what that means for you)

3. How one letter shaved $60,000 off a purchase price

4. The legal must dos before you sign anything

We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights

Investorkit White Papers:

Unlock the knowledge you need to make informed investment decisions with InvestorKit’s whitepapers, backed by thorough due diligence and in-depth market analysis. From residential to commercial opportunities, these reports deliver actionable insights, investment strategies, and housing market predictions to help you stay ahead.

https://www.investorkit.com.au/whitepapers/

Connect with Joseph:

Instagram: https://www.instagram.com/kgcolegal/

Linkedin: https://www.linkedin.com/in/joseph-khoury-gebrail-74518b102/

Website: https://www.kgcolegal.com/

Connect with The Property Nerds:

Instagram: https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

Connect with Arjun:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/

Connect with Investorkit:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

Connect with Fouracre Financial:

Instagram: https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia.

The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space.

The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors.

They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy.

To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Chris Huxter, head of commercial property, explore the rising interest in commercial real estate and how investors can shift from residential portfolios to this cash-flow-focused asset class.

The duo begins by discussing the growing appeal of commercial property for investors, particularly those seeking strong cash flow opportunities, emphasising that timing is of the essence.

Arjun then outlines three key scenarios where commercial investments make strategic sense: transitioning from residential property, consolidating wealth before retirement, and leveraging superannuation funds.

Through real-life case studies, the duo highlights the benefits and challenges of commercial property investment, including building repairs and coordinating lease agreements with multinational tenants, emphasising the importance of due diligence and strategic negotiation.

With reliable tenants, high yields, supply-limited locations, and diversified, flexible assets, commercial properties ensure strong returns and long-term resilience for investors.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the growing trend of joint property investment with friends or family.

The duo begins by discussing the complexities and potential pitfalls of joint investment, starting with the financial implications, as co-owners often face challenges with borrowing capacity as lenders typically consider the total debt but only half of the rental income.

Arjun and Jack recommend precise strategic planning, trust structures, and a well-defined exit strategy to avoid future conflicts.

Similarly, business owners may consider using a bucket company to reduce personal tax liabilities while investing in property.

Ultimately, the duo stresses the importance of aligning goals and obtaining professional guidance to mitigate risks and make joint property investment successful.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the three key traits of a booming property market in Australia.

According to the co-hosts, smart investors who want to grow their portfolio must understand the property markets and recognise the three key factors that allow them to make data-driven decisions.

Arjun and Jack said that the primary key criterion is the number of days a property stays on the market (DOM), with a reduction in DOM indicating a hot market where properties sell quickly, enhancing buyer urgency and seller confidence.

The second trait is tight rental markets, as shown by low vacancy rates, which indicate strong demand and drive up property values.

Finally, the third trait is inverse growth rates, where markets that underperformed in the past, like Sydney and Perth, are poised for a rebound.

Using Townsville as an example, the co-hosts share strategies on identifying the three key factors that signal a growth cycle and a good property investment.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, explore the growing role of self-managed super funds (SMSF) in property investment in Australia.

The duo discuss the increasing popularity of SMSF, which they believe is driven by investors reaching borrowing limits outside superannuation and seeking new avenues for property investment.

Jack explains how SMSF borrowing differs from traditional loans, focusing on super contributions and rental income instead of personal income, which creates a separate borrowing capacity for property purchases.

The co-host also shares how younger investors can benefit from going through SMSF to build their portfolio, starting with residential properties before transitioning to commercial properties.

Additionally, they delve into the diversification that SMSF offers, including shares, cash, or business premises, supporting both retirement savings and business needs.

The interest rate cut announcement sparked a flurry of activity among investors, pushing them to review borrowing capacities, market dynamics, and future financial strategies.

In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the latest RBA rate cut announcement and its impact on the property market.

While modest in its immediate financial impact, the rate cut is expected to influence consumer sentiment and open new opportunities for property investors, with the duo pointing out the importance of having a clear strategy to navigate the upcoming changes in the market.

The conversation also touches on the broader implications of the rate cut for investors with substantial debt, and how lenders’ flexibility in assessing income has increased, allowing more self-employed investors to secure a loan.

The co-hosts said that while further cuts could increase investment, borrowers must remain cautious and not rely solely on rate cuts for financial relief.

As the first Reserve Bank of Australia meeting draws to a close, the anticipated rate cut is forecast to impact the real estate market across the country, giving investors more opportunities to build their portfolios.

In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the ever-changing landscape of interest rates and its impact on the property market.

The duo discuss misconceptions about interest rate cuts and borrowing capacity, various borrowing strategies, and the pitfalls of cross-securitisation, in which multiple properties are used as collateral for a single loan.

Arjun and Jack then emphasise the importance of timing in property purchases, stressing that savvy investors should act before interest rates drop rather than wait for a cut to make a move.

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In this episode of The Property Nerds, co-hosts Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss the key trends shaping the 2025 Australian property market.

Drawing from their latest research report, 7 Trends That Shape Australia’s Property Market for 2025, Arjun and Jack highlight the key factors influencing the property landscape.

The first major trend concerns the anticipated decline in interest rates, which the pair said is expected to boost consumer sentiment significantly.

The co-hosts then discuss housing affordability and demand before moving towards supply shortages, which continue to drive price growth nationwide.

The podcast also touches on broader issues, such as tax policies and population distribution.