The Property Pod

The Property Pod

By Áine McLoughlin, David Sweeney, Margaret BarrettSociety & CultureBusinessEducationInvestingHow To
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The Property Pod episodes

  • Episode 30 Your Legal Questions Answered

    Every house buying and selling journey is unique. In this episode, Solicitor, David Sweeney answers your legal property related questions. Whether you're a first-time buyer or experienced investor, this episode offers practical legal guidance on property matters including if you are gifted money towards your mortgage, why deeds can’t be found and how homes are managed in divorce settlements. 

    We discuss:

    • Gifts being used to purchase homes 
  • Taxation on gifts / inheritance 
  • Buying a property in a relationship v a married couple
  • The Probate process 
  • Delays in the house buying process 
  • Booking deposit vs signing contracts 
  • Divorce and who gets the house
  • If you enjoyed this episode, you may also enjoy:

    Episode 13 Divorce & Mortgages 

    Episode 17 Wills & Probate

    Episode 22 The Realistic House Buying Process

    _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    24 min
  • Episode 29 ⁠End of Tenancy Tips to Get Your Deposit Back

    Estate Agent, Áine, shares her essential tips for tenants preparing to vacate rental properties to ensure you get your full deposit back at the end of your tenancy. The move-out checklist covers everything from deep cleaning and key return. The episode also discusses how to navigate potential deposit disputes. Join us for a practical guide to leave your rental in great shape and secure your full deposit.

     

    We discuss:

    • Returning keys on time
  • Removing any additional furniture and extras 
  • How you should leave your property at the end of tenancy
  • The level of cleaning needed 
  • The importance of going through each and every room 
  • Issues which may cause deposit deductions 
  • Navigating deposit disputes
  • Check out Áine's end of tenancy checklist here. 

    If you enjoyed this episode, you may also enjoy:

    Episode 7 Viewing a property - Questions to ask? 

    Episode 8 Costs When Buying A Home

    Episode 21 Mortgage, Ready, Steady, Go

    _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

     

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

     

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

     

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

     

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    10 min
  • Episode 28 ⁠How to Get a Property Ready for the Rental Market

    When it comes to renting a property, there are many factors to be considered from the government standards to insurance and tax implications. In this episode, estate agent, Áine McLoughlin, provides an overview of all the factors landlords need to be aware of when renting a property in Ireland. 

    We discuss:

    • What the minimum standard for the property are including fire safety and health and safety 
  • Registering with the Rental Tenancy Board (RTB)
  • Ending a tenancy 
  • Calculating rent 
  • Rent pressure zones 
  • Insurance for renting a property 
  • Rental deposits 
  • Tax implications on rental income 
  • If you enjoyed this episode, you may also enjoy:

    Episode 4 The Legal Process

    Episode 5 Selling Your Home - Get Market Ready

    Episode 23 Looking Back at 2023 and into 2024

    _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    13 min
  • Episode 27 Selling and Buying a Home at the Same Time

    Simultaneously buying and selling a house can be a stressful and overwhelming task. This is also known as being in a chain. Chains can be complex. In this episode, we provide all the information about the process of buying and selling at home at the same time. 

    We discuss:

    • What is a chain?
  • Who is buying and selling at the same time
  • Tips on how to prepare for buying and selling a home at the same time
  • Mortgages and Bridging Loans for this circumstance
  • The legality of being in a chain 
  • Ways to make the process easier
  • How the day of sale and purchase actually works 
  •  

    If you enjoyed this episode, you may also enjoy:

    Episode 8 Costs When Buying Your Home

    Episode 13 Tips To Get Your Home Ready for Sale

    Episode 22 The Realistic House Buying Process

    _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    18 min
  • Episode 26 The Mortgage Application Journey

    The mortgage process is overwhelming, there is so much information out there, so much myths and misconceptions. In this episode, mortgage broker, Margaret Barrett gives a jargon free overview of the mortgage process from assessment to drawdown and everything in between. 

     

    This episode of The Property Pod is a summary of the mortgage process:

    1. Free assessment call
  • Mortgage application - this is form and upload your documentations to prove
  • Your ID
  • Income including variable pay 
  • Your financially sound - 6 months spending and saving including revolut 
  • The waiting game. This varies per lender from 72 hours to 7-10 working days 
  • Approval for a mortgage. The two types of mortgages are Property specific or House Hunter 
  • House Hunting & bid process - Find your house, put offer on, the offer is accepted 
  • Put holding deposit on 
  • Nominate solicitor 
  • Draw down 
  • Closing - home insurance & mortgage protection
  • Previous episodes that also discussed the mortgage process:

    Episode 2 The Mortgage Journey 

    Episode 6 Demonstrated Repayment Ability 

    Episode 11 Mortgage Myths & Misconceptions 

    Episode 20 Mortgages Without Borders 

    Episode 21 Mortgage, Ready, Steady, Go 

    _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    16 min
  • Episode 25 Navigating the Apartment Market

    Apartment living is a relatively new concept in Ireland but these spaces are starter homes for first-time buyers. 


    In this episode, we discuss the nuances of buying an apartment versus purchasing a house. We're debunking myths and unravelling the mysteries surrounding apartment purchases. From understanding how apartment blocks operate to navigating through management companies and their fees, we've got you covered. Learn all about the ins and outs of apartment insurance policies and what to keep an eye out for when scouting your dream apartment.

     

    We discuss:

    • The reality of buying an apartment 
  • How apartment blocks work 
  • Management companies and their fees
  • Insurance on apartments and block policy 
  • What to look out for buying an apartment 
  • The legality of buying an apartment
  •  

    _____________________

     

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

     

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.


    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    17 min
  • Episode 24 Home Sweet Home: Is a New Build Right for You?

    If you're considering purchasing a new build home, this episode is a must listen! Join us as we explore the advantages and drawbacks of buying a new build property in Ireland, featuring expert insights from our hosts who bring diverse perspectives as an estate agent, mortgage broker and solicitor.

    We discuss:

    • Schemes available for first time buyers and new build properties 
  • The challenges of buying off plans 
  • Benefits of buying new builds 
  • Tips on buying new builds 
  • The mortgage process when buying a new build property 
  • BER certification and green mortgages
  • How to finding new build properties and developments 
  • The legal process involved
  • When is a new build house ready? Snag lists, builders finish explained and what that means from the banks respective 
  • _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    19 min
  • Episode 23 Looking back at 2023 and into 2024

    This episode was recorded back in December 2023 as part of a LinkedIn Live 

    All information was correct at the time of recording.


    One error to note, The Help to Buy Scheme is valid until 31 December 2025!

     

    In this Episode, our hosts Áine, David and Margaret reintroduce themselves before looking back at the year 2023 was for property in Ireland and exploring what the market will look like in 2024. 

    We discuss:

    • The 2023 property market 
  • Average house prices across the country 
  • The supply of new build homes in 2023 vs 2022
  • 2023 interest rates from the European Central Bank, what caused those the increases and what that looks like in reality 
  • What interest rates will look like in Ireland in 2024
  • Why you should look at switch mortgages 
  • The reality of buying second hand homes that need renovation and how to prepare financially for that
  • _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

     

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

     

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

     

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

     

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

     

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    19 min
  • Episode 22 The Realistic House Buying Process

    In this Episode, Estate Agent, Áine McLoughlin of AML Property Services takes you through the steps involved in buying a house and the factors you need to consider including budget, location and your future plans. 

    We discuss:

    • Deposits - a deposit of 10% is required
  • Approval in Principle - you cannot search for a house until you have this
  • Budget -  figure out the max amount you can borrow and how much you can afford each month. Also need to factor in stamp duty, legal fees, engineers costs and others.
  • Where do you want to live? - Location is the most important factor when it comes to deciding on your home 
  • Family growth is another factor as a first time buyer 
  • The importance of looking for your solicitor and engineer early
  • Buying new build v second hand propoerty
  • Additional costs involved in buying a home and choosing where to buy / live 
  • The bidding process
  • Complications and expectations on the house buying journey  
  • Episode Links & Resources:

    Understand and compare property pricing in the area: Property Price Register

    _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

     

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

     

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    _____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.


    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    32 min
  • Episode 21 Mortgage, Ready, Steady, Go!

    In this Episode, Mortgage Broker, Margaret Barrett of Mortgage Navigators takes you through the 3 key steps to get mortgage ready 

    1. Understanding your finances 
  • Demonstrated Repayment Ability (DRA)
  • Get your paperwork in order
  • We also discuss:

    • How the banks stress test your mortgage applicants 
  • Other monthly costs to consider in addition to your mortgage such as Home Insurance and Life Assurance 
  • Managing finances and the house buying process if unmarried couples  
  • Episode Links & Resources:

    Get you credit report: Central Credit Register (CCR) 

    _____________________

    About The Property Pod:

    Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.

    Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.

    Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.

    Find The Property Pod:

    Instagram: @the_property_pod  

    TikTok: @the_property_pod

    LinkedIn: The Property Pod 

    Pinterest: @thepropertypodireland 

    _____________________

    Find the Hosts:

    Find Áine McLoughlin, Estate Agent, AML Property Services:

    Website: amlpropertycork.ie 

    LinkedIn: Aine McLoughlin | AML Property Services Cork 

    Instagram: @amlpropertycork 

    TikTok: @amlpropertycork 

    Twitter: @amlpropertycork 

     

    Find David Sweeney, Solicitor, propertysolicitors.ie:

    Website: propertysolicitors.ie 

    LinkedIn: | @property-solicitors-ie 

    Instagram: @property_solicitors.ie 

     

    Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:

    Website: mortgagenavigators.ie  

    LinkedIn: Margaret Barrett | Mortgage Navigators IE  

    Instagram: @mags_barrett | @mortgagenavigatorsofficial 

    ____________________

    About The Hosts:

    Áine McLoughlin, Estate Agent, AML Property Services 

    Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 

    At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients

     

    David Sweeney, Solicitor, propertysolicitors.ie

    David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.

    Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.

    Margaret Barrett, Mortgage Broker, Mortgage Navigators

    Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.

    In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

    15 min

About The Property Pod

From the publisher's feed

Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney…