Today, Helen and I are joined on the show by Nicole Bremner from East Eight Developments.

It was fair to say that Nicole gave a very open, frank and at times pessimistic view of what it is like being a property developer. So many warts and all insights were shared during the conversation, with some very helpful tips and advice along the way as well. We also discuss some particular challenges and how she is combatting them, so today’s episode is perhaps a bitter-sweet examination of what it’s like to be a property developer in the current climate.

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

Contact Nicole Bremner:

Podcast – Nicole Bremner Podcast

Social Media – Instagram, Twitter & Linked In

Women in Property community, happy to make some introductions, so get in touch!

Book – Bricking It

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

Today, Helen and I are joined on the show by Nicole Bremner from East Eight Developments.

It was fair to say that Nicole gave a very open, frank and at times pessimistic view of what it is like being a property developer. So many warts and all insights were shared during the conversation, with some very helpful tips and advice along the way as well. We also discuss some particular challenges and how she is combatting them, so today’s episode is perhaps a bitter-sweet examination of what it’s like to be a property developer in the current climate.

Discussion between Nicole, Richard & Helen.

An Australian, trained as a financial planner but found her qualification was not recognised in the UK. Financial services background and the first hint of being an entrepreneur with a fashion business.

Got a job with Goldman Sachs in New York but her first day was when the market collapsed! Three children came along in just over three years as well and so property became a career choice alternative to banking.

A successful home improvement project helped Nicole to believe she could be a developer.

You can’t have it all, all the time…you have to chose and compromise. Never wanted to feel guilty for being a full-time mum, or as close to be a full-time mum as possible. Ability to attend all the events that the children have is also very important to Nicole.

There are never two days exactly the same! Every day is different, which Nicole loves and embraces.

Property development as a risky strategy…which Nicole agrees with. Look at the stats, many small housebuilders of ten years ago do not exist now. Cashflow can be the biggest challenge that can bring you down.

S24, SDLT, Brexit have all knocked the wind out of the sails of property development.

Around two years ago, wanted to slow down and diversify a bit. So heavily weighted in property, so really needed some diversification. Transitioned into being more of an investor than a developer now. Have now invested in a variety of different businesses and sectors, including an auction business, a fashion business and a couple of businesses in the music industry. Looking at safeguarding herself against the downturn to help protect her wealth.

Have a feeling of not having such a tolerance for the level of risk anymore. In growth phase this was OK, but now wish to broaden out a bit.

Decided wanted to be the client instead of having clients…move away from 160 investors and instead have a focus on less rather than more.

Staring out through having some of your own funds and then sought out joint ventures as she discovered this would helped to grow the portfolio. Even though she started with £1m in cash, the same principles apply at £100k or £10k. Crowdfunding was another step changer that allowed growth and acceleration.

Still active in property today with 11 sites under development with a GDV of £50m to £80m. Can diversify within property as well as outside of property. For example, serviced accommodation is one of the next waves along with crowdfunding and investing into other people’s projects via mezzanine funding. IFISAs also allow investments into property in a tax-efficient way.

Development finance – a much higher weighting of funding against unsecured items, such as tangible land and property. How does crowdfunding and mezzanine finance support developers? In some cases, you can raise up to 90% of funds through crowdfunding. Cogress is one such model, which is well regulated and brings the crowd to you. The Simple crowdfunding model is good for those that have a track record and wish to raise funds through their own crowd in the most part. There are equity (crowdfunding) and debt financing (P2P) platforms.

The crowd can also turn on you, as highlighted by one project in South Kensington that could not be sold. Nicole is buying back the shares from the crowd at no loss to them as a goodwill gesture.

Approach to development from a buyer’s perspective. We target the market based on the specific development at hand. A lot of focus is placed on the design in developments.

Highs and lows

Highs – securing a purchase and selling a completed property are the definite highs. Seeing a completed and staged flat is always a good feeling.

Lows – cashflow! Valuations are always challenging. As developers we have a glass half full approach. Our best, mid and base case always seem to work out as base case. Cogress said that not a single project in their £1bn+ list of development projects came in on time and on budget. So, now add in extra contingency on both time and budget on existing contingencies already in place. Lenders pulling finance at short notice can be really stressful. Valuations can be such a challenge as well, paid £4m for a property that was subsequently valued at £1.8m!

Advice to would-be developers. Worst case could be your case! Hold back until you find the right project and don’t bite off more than you can chew. One site took 3 years to get planning, another took 2 years to get finance. So have cash reserves available to cater for the unexpected.

Property returns are quite similar to equities, although property is now a heavily tax-unfriendly environment. Low double-digit return expectations are more realistic and don’t expect more than that.

Principles and values

Won’t all ow my investors to lose their money – be prepared to cover them in the worst-case scenario. Raising funds to pay back investors at the South Kensington property.

Treat people in the same way that you wish to be treated.

Reputation is very important and needs to be protected.

The future view…

Busy working in the moment…but the Government doesn’t really want more developers but does want large scale institutional investors instead of smaller private investors. Models like crowdfunding and peer-to-peer will pick up the slack. Larger housebuilders will more likely step in to fill the gap.

However, property is still a fantastic industry to go into. It can provide flexibility to be the person you want to be and to work in the way you want. People need to change how they do things and be realistic about their returns. We need a clear decision with regard to Brexit and a Corbyn Government could be a threat to the sector too.

Tips and advice…

Do a trainingship, such as a formal RICS programme to get a practical insight and experience. Or ask to shadow a developer, or work in a property investment company to observe how things are in reality.

Writing the book…

Mapped it out over the summer. An author not a writer. Plotted it out using post-it notes. Rethink Press founder Lucy. Wrote over Christmas so would have limited interruption.

Contacts

Podcast – Nicole Bremner Podcast

Social Media – Instagram, Twitter & Linked In

Women in Property community, happy to make some introductions, so get in touch!

Book – Bricking It

After this interview recording, I became aware of some disquiet or concern around some of Nicole’s development progress and investor communications. I then had a conversation with her around this to establish her views on this, which is available in social media.

Essentially, Nicole told me that there was a development that did experience some delays and there was also a period of time where the investor communications were not as regular as they could have been.

This was partly down to how the platform used works with investors. For example, with Cogress, they control all investor updates and undertake regular checks along the way, so that communication and update burden is removed from the developer there. However, with the Simple Equity platform, it is left to the developer to manage all of this themselves and so could lead to some challenges when investor updates and communications are not part of the core business of the developer.

Nicole also told me quite openly that she has 169 individual investors through the crowd platforms she has used. In her own words, 2-3 of these were unhappy, 5-6 are so-so but with the significant majority at least contented with what was happening with regard to their investment updates and the development progress.

Perhaps it is worth highlighting once again that property development is a risky area and anyone investing in an equity share should be either a High Net Worth or Sophisticated Investor, which means they can appreciate and tolerate the ups and downs of such an investment at the same time.

From what I understand, all of Nicole’s development update communications are now operating and so any individual investor should be able to receive these updates through the platforms through which they invested. Finally, as Nicole clearly stated during out interview, she will not allow any investor to lose money and in the case of an equity investment, this is not by any means a contractual commitment at all, so that’s a big commitment to make in all honesty.

My position here is a neutral one, with no judgement applied in either direction and so people should always form their own judgements based on their own independent research and due diligence.

OK, so that’s all for this week. If you want to talk about anything from today’s show, or just talk property investing more generally, email me or Helen at [email protected], I would be happy to hear from you! The show notes can be found at our website www.thepropertyvoice.net

All that is left to say, is thank you very much for listening once again this week and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Series 5 Women in Property: Nicole Bremner appeared first on The Property Voice.

Today, Helen and I are joined on the show by Jacquie Edwards a.k.a Property Go-To Girl, or as Helen describes her, ‘the doyenne of Rent to Rent’. I did have to look up the word doyenne, as Helen has a much wider vocabulary than I do and found that it means ‘the most respected or prominent woman in a particular field’. So, there you go then…we have perhaps the most prominent and respected women in Rent to Rent to share with us today!

Jacquie was a very humble and down-to-earth guest, who was extremely transparent about the highs and lows of how she got started and then established in property. It was refreshing to hear that all was not plain-sailing, some tears were shed along the way and that she overcame not knowing what she was doing through sheer determination, focus and a willingness to learn from her mistakes.

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

Contact Jacquie Edwards:

Websites https://www.renttorentacademy.co.uk/ & http://www.propertygotogirl.co.uk/

Also, maybe check out her books on Amazon: Rent to Rent: Getting Started Guide & Rent to Rent: Your Questions Answered

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

Today, Helen and I are joined on the show by Jacquie Edwards a.k.a Property Go-To Girl, or as Helen describes her, ‘the doyenne of Rent to Rent’. I did have to look up the word doyenne, as Helen has a much wider vocabulary than I do and found that it means ‘the most respected or prominent woman in a particular field’. So, there you go then…we have perhaps the most prominent and respected women in Rent to Rent to share with us today!

Jacquie was a very humble and down-to-earth guest, who was extremely transparent about the highs and lows of how she got started and then established in property. It was refreshing to hear that all was not plain-sailing, some tears were shed along the way and that she overcame not knowing what she was doing through sheer determination, focus and a willingness to learn from her mistakes.

Discussion between Jacquie, Richard & Helen.

Originally from Michigan, USA moved to the UK in 2012 and about to get British citizenship. Formerly worked in a large accounting consulting firm, then started looking around for an alternative career, eventually found property.

Based in Oxford, considered the Doyenne of Rent-to-Renters, although tried a LOT of different strategies within 2 hours of home. However, after six months chasing everything and anything, found that she had nothing to show for her efforts. Realised that she should have a plan of what she should accomplish.

Determined that she wanted to quit work, so it was a cashflow strategy that was important. The main cashflow strategy at that time was HMOs, but in Oxford really expensive and would struggle to get a mortgage due to a lack of experience. Considered JVs but without a track record, was difficult. Finally, determined that R2R HMOs in Oxford was the area to focus on.

3,000 hand written letters to landlords, slowly building momentum. Getting out there, making mistakes, feeling silly until she got her first property. Started to pick up after that first deal came through.

Starting in an Article 4 area sounds a little counter-intuitive, but in fact it provided a readymade marketing list and stock to target to convert into a professional HMO, rather than a shabby student HMO.

Highs and lows

Having to learn so many new things, so quickly. Everything was so new! Felt constantly outside of comfort zone, every day was an opportunity to learn something new. Felt a little silly at times but pressed on anyway. Eventually, everything wasn’t new anymore.

It didn’t go well initially, but after each meeting Jacquie reflected and asked herself what went well and how she could make it go differently next time. Then, she applied the learning to improve for the next time.

You don’t need everybody to tell you yes…just find the odd ones that you can help, add value to and will say yes to you. It’s not easy and it doesn’t happen overnight, it takes a lot effort.

Systems – background as a systems accountant helped to ensure she implemented systems in her own business. Referencing, viewings, analyse a deal, etc.

Mindset – dealing with no’s was stressful and there were tears in the beginning. Didn’t want to be an accountant for the rest of my life, I had an end goal of freedom and lifestyle, which was a motivator. Partner was very supportive, gave feedback and helped to open up the thinking to new ways of thinking. Essentially though, it was the focus of what you are doing it for…it’s not the money, it’s what it represents that keeps you going. Find a deeper goal that gets you motivated.

Successes & mishaps

Success – knowing how many people have reached and helped, within the business, the landlords have helped, and the tenants have found a good quality home for. Gained financial freedom but also able to give back to others too.

Mishaps – the odd miserable tenants that feel automatically against you no matter what. Then, put it into perspective as have over 100 happy tenants to counter this with.

Principles & values

Win-win situations – like to make sure everyone gets something out of the deal.

Freedom and flexibility – love to do what I want, whenever I want and work from home…but equally, like to be able to pass this onto her team as well.

Happy tenants/customers – do a monthly survey to check they are happy and contented.

State of the market & direction and impact onto R2R

Many of Jacquie’s landlords have not been massively affected. Many in it for long-term capital growth and so many of the changes have not affected them that much. Some only have 1-2 properties and other have no mortgage either. This is interesting as it suggests the target market for R2R should be similar landlords rather than distressed, highly leveraged landlords.

Jacquie’s future strategic direction

R2R was phase one strategy. Phase two is to buy properties, so looking to add more owned properties to the portfolio. Took an option on on R2R and also bought two HMOs in Swindon, plus another buy out from an existing landlord.

Feeling that we are at the top of the market, so saving cash to buy after a bit of a correction.

Bought a piece of land in the Oxfordshire countryside to build a farm as a lifestyle choice.

Tips and advice

Focus on a key strategy. For women, know you can do this and go with the flow of it. Also, women are able to perhaps take more issues in their stride at times as well, so it can in some ways be very suited to women in dealing with multiple issues that can arise.

If you had to start again would you do it the same way? Get a business plan straight away and focus on the right strategy that works for you.

We really enjoyed our chat and if you want to connect with Jacquie try one of her websites: https://www.renttorentacademy.co.uk/ http://www.propertygotogirl.co.uk/ Also, maybe check out her books on Amazon: Rent to Rent: Getting Started Guide & Rent to Rent: Your Questions Answered

OK, so that’s all for this week. If you want to talk about anything from today’s show, or just talk property investing more generally, email me or Helen at [email protected], I would be happy to hear from you! The show notes can be found at our website www.thepropertyvoice.net

All that is left to say, is thank you very much for listening once again this week and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Series 5 Women in Property: Jacquie Edwards appeared first on The Property Voice.

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

Contact Lizzie Frazer: [email protected] or visit her website www.qbinvesting.com or social media accounts: Linked In: linkedin.com/in/lizziefrazer Instagram: @lizzie.frazer & Facebook: @lizzie.frazerDubaiUK

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

Today, Helen and I are joined on the show by Lizzie Frazer, CEO of QB Investing…who joins us all the way from Dubai.

The interview was recorded close to International Women’s Day and so that’s the reference you can hear at the beginning of the conversation. We also had a deeper dive into the subject of gender diversity and Lizzie has some really good advice to women and men to follow, both in property and in business, I can promise you.

Discussion between Lizzie, Richard & Helen.

Started alone and then moved to form a property investment group with a group of friends and then moved to partner with developers on the ground. Co-invest along with external investors without having to be on the ground.

From bank lawyer to property co-investor…drivers to stop making other people rich and to have a more balanced family life with ‘two under two’. Women with small children are also women on a mission!

Believe in fundamentals behind property – good asset class, shortage of supply. Bricks and mortar, it will always be there and there are lots of creative ways to operate these days.

Challenges – being far away from the development, without a trusted team in place. Lessons: need a decent team in place to carry out the developments, which lead to partnering with developers on a JV basis.

Business model – JV, Lizzie does DD, structuring and investment, developer undertakes the project. 6 points of contact to establish shared values. Met 50-60 developers and work with a handful of them…aligned values and can have a long-lasting relationship with them.

Values & principles – transparent, ethical, complete honesty, constant communication. Say no to the majority of deals (25% on GDV profit). Have set and strict investment criteria which won’t compromise on, especially when using another people’s money.

Authenticity – not a fan of the ‘fake it til you make it’ approach.

Lean In – Sheryl Sandberg – book reference

Tips: Surround yourself with some really good females in property to support you. Thinking about making Women in Property a thing…right now it’s an informal group.

Diversity is about having the thought and then the conversation around the topic. We should represent our audience…’an impressive female is such an inspiration to me’. Awareness is the first step to change. Women bring a balanced view and mixed-gender (along with ethnic minorities) leads to success.

Faced any particular challenges – in legal world, yes. In the property world, not as much. There is some subconscious bias, although mostly men speaking at events. Property is more supportive generally. TED Talk with investment pitches were less successful than men, women may be just as guilty with such biases as well.

The market going forward…

Brexit is a massive pain in the bottom! This is bringing massive uncertainty.

More modular housing coming down stream. Co-living is another big trend, especially around older generation…supportive environment of like-minded, like-aged people, not care homes to combat loneliness. Reference to Greg Lindsay of Smart Cities Forum, more to it than just people sharing a space…combines social and services into the physical space.

Tips…

Lean in…just go out and do it…don’t procrastinate. Best way to learn is to get up and go!

Social media is amazing, so get on social media.

Biggest mishap…

Bought off-plan property from a specialist provider to the expat community, was revalued £50k below expected value, so had to plug that gap very quickly. Learning: do your due diligence, then do it again and then ask a friend to do your due diligence for you!

I really enjoyed our chat and if you want to connect with Lizzie, then make sure you email her at [email protected] or visit her website: www.qbinvesting.com or social media: linkedin.com/in/lizziefrazer

OK, so that’s all for this week. If you want to talk about anything from today’s show, or just talk property investing more generally, email me at [email protected], I would be happy to hear from you! The show notes can be found at our website www.thepropertyvoice.net

All that is left to say, is thank you very much for listening once again this week and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Series 5 Women in Property: Lizzie Frazer appeared first on The Property Voice.

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

Rupal Patel’s email address [email protected] Blue Infinity Property Group website

Tim Ferriss TED Talk with his Fear-setting exercise

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

Today, Helen and I are joined on the show by native New Yorker and now UK-based property investor, developer and emerging educator Rupal Patel from Blue Infinity Property Group.

Basically, the discussion is jam-packed with gems and nuggets of wisdom, so let’s just dive right into that now.

Discussion between Rupal, Richard & Helen (transcription to follow).

Financial independence drummed in around the family dinner table coming from a family that owned some residential and commercial properties. First pay cheque at age sixteen with 50% retirement account and 50% given to charity! Foundational lessons of saving and giving back.

No credit card/consumer debt, live within means. Knowing the difference between good debt and bad debt, not all debt is created equal. Max out retirement contribution. Never rely on the Government or on a single source of income either, so diversify your income and not rely on other people.

Started with a single let DIY refurb, managed to keep the relationship in tact in the process! Decided to use experts and tradespeople going forward. Valuing and protecting our time but now have some experience of what’s involved in undertaking a project.

Addressed property as a business with intention of making it a full-time occupation to replace income. Cashflow was priority, so HMOs became the strategy of choice after the first single-let. Diverted into rent-to-rent HMOs as HMO purchases were not stacking up commercially. Then flat conversions and finally into new build & development as well as training and mentoring income streams.

Pressure to conform to business and society norms of a corporate career and choose property instead. Perhaps created a lack of identity or confidence even? Challenge as an independent woman used to being financial independence, became dependent on husband initially. But used this as a driver to succeed.

Realised that always worked on highly alpha and highly male dominated industries – often the only woman in the room, and certainly the only woman if colour in the room. Fuelled to become a role model in property.

Be well-prepared and good at what you do as a way to disarm people. Perhaps more so than a male counterpart, just a reality to deal with, but don’t let that hold you back. Know names of parts, tools and techniques makes it harder to be dismissed. Faith in myself, be prepared and then take yourself seriously. Being prepared also breeds confidence.

Principles and values

Won’t rent or sell a property not prepared to live in ourselves. Our physical environment impacts a large part of our lives. Will make an additional investment to uphold this in reality and with clear conscience. Communicating standards and principles made things easier to determine who to work with and who not to. Also leads to brand and reputation as a reflection of ourselves.

Difference between 3-star and 5-stat is a 1,000 little details.

Summarised as an attitude of excellence perhaps?

Are women better homemakers for themselves and others? Gender bias does exist both ways!

Mishaps and failure.

Being a people-pleaser meant struggled to have difficult conversations. Have people perform against a standard, measure against that and then have the difficult conversations and hold people accountable.

Responsibility rests with us, no matter what the other person did. Now saves hassle, stress and avoids disaster.

Market insights

UK has a critical housing shortage, which wont be fixed any time soon. Long-term, macro-economics means it will be OK for the long-term, regardless of short-term fluctuations. The general trajectory is upwards. Property never goes down to zero. Downturns and saturation happen in all industries. Keep on top of things and then ‘just be better’. Be adaptable to change.

Words of advice

Starting out, women can be more risk averse than men. So, list out what the risks are and then how you would address these concerns or risk. Find a way through that’s right and authentic for you personally with a plan and perhaps with support from someone that can help you. A job is not totally devoid of risk after all.

Woman up! Be that person or role model for someone else…it is your duty to be a role model for others. Be somebody’s ‘shero’. Nobody does this in a vacuum.

Go slow to grow fast. Have solid foundations in place so that when you grow it won’t take you to breaking point. Stretched but not broken. Steady progression in how they progressed.

I really enjoyed our chat and if you want to connect with Rupal, then make sure you email her at [email protected] – she is generous with time and offer to help and support, but be ready to take action ideally as that’s what she likes the most. Finally, she has a new focus on training and education, which launces in April…

OK, so that’s all for this week. If you want to talk about anything from today’s show, or just talk property investing more generally, email me at [email protected], I would be happy to hear from you! The show notes can be found at our website www.thepropertyvoice.net

All that is left to say, is thank you very much for listening once again this week and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Series 5 Women in Property: Rupal Patel of Blue Infinity Property Group appeared first on The Property Voice.

We are starting to get into our stride a bit now in this Women in Property series. Today, Helen and I are joined on the show by Samantha Collett. Perhaps you may know her from the What Sam Saw Today blog, which as it happens was one of the sites that inspired me to start The Property Voice around four years ago this month in fact and perhaps, she is equally as famous for one of her books How to Buy Property at Auction.

If you want to hear how to have the best job in the world, you will want to hear what Samantha has to say I’m sure!

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

What Sam Saw Today Blog website where you can also find more info on her books: How to Buy Property at Auction, Property Investment: The Essential Rules and more recently: Essential Forever.

Sam Collett on Twitter

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

We are starting to get into our stride a bit now in this Women in Property series. Today, Helen and I are joined on the show by Samantha Collett, perhaps you may know her from the What Sam Saw Today blog, which as it happens was one of the sites that inspired me to start The Property Voice and perhaps equally as famously for one of her books How to Buy Property at Auction.

Needless to say, Sam has a very interesting story and in her own words is ‘living the dream’! So, let’s have a listen now to find out more…

Discussion between Samantha, Helen & Richard (transcription to follow).

As with Vanessa last time, Sam shared so many pearls of wisdom in her inimitable style. She made her name and also her portfolio of income-generating BTLs primarily through auction purchases and confessed to being something of a recovering auction addict even today, despite travelling around the world twice! She was not afraid to roll her sleeves up and muck in to learn the trade and also admitted to using gender stereotype to her advantage at times too.

I enjoyed hearing about some of her principles and suggested character traits too…It’s a long game, don’t antagonise people, ‘shit will happen’, the need for ‘bounce-back-ability’, to just ‘be you’ and that making money is essentially a boring formula that you simply repeat! She also talked of risk and fear as if it does not exist, or at least how it does not affect her and how the idea of a safe and steady job can be far riskier as we are at the mercy of other people.

Finally, as she puts it, she has the best job in the world and as long as she protects the business and looks after her tenants, she can have an amazing life to ‘do frankly whatever she wants’.

Now, if this doesn’t inspire you, I am not sure what will!

I hope you enjoyed our little chat and if you want to connect with Samantha, then make sure you check out www.whatsamsawtoday.com to read more and connect with her directly.

OK, so that’s all for this week. If you want to talk about anything from today’s show, or just talk property investing more generally, email me at [email protected], I would be happy to hear from you! The show notes can be found at our website www.thepropertyvoice.net

All that is left to say, is thank you very much for listening once again this week and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Series 5 Women in Property: Samantha Collett of What Sam Saw Today appeared first on The Property Voice.

I don’t want to interrupt the focus of the Women in Property series, but I did want to share an update on the latest TPV Apprentice Programme with you. So, this is a bonus update from the Apprentices in their own words, as well as an explanation of what the programme is all about and what on earth we spend 100 days working through together.

Passion or purpose, accountability, leaps of faith, overcoming fear or developing greater belief as well as starting to finding our mojo again are all themes covered. Have a listen as a glimpse into the progress and journey of the latest Apprentices just 14 days into their 100-day journey with me right here.

The TPV Apprentice Programme outline can be found HERE

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

I don’t want to interrupt the focus of the Women in Property series, but I did want to share an update on the latest TPV Apprentice Programme with you. So, this is a bonus update from the Apprentices in their own words, as well as an explanation of what the programme is all about and what on earth we spend 100 days working through together.

Passion or purpose, accountability, leaps of faith, overcoming fear or developing greater belief as well as starting to finding our mojo again are all themes covered. Have a listen as a glimpse into the progress and journey of the latest Apprentices just 14 days into their 100-day journey with me right here.

Update from some of the current TPV Apprentices.

If you want to know more about the TPV Apprentice Programme, just email me at [email protected], I would be happy to hear from you! More details can be found at our website here: www.thepropertyvoice.net/mentoring

All that is left to say, is thank you very much for listening once again and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Soundbite: Bonus Update from the Latest TPV Apprentices appeared first on The Property Voice.

We start our guest interviews for the Women in Property series with a bang, as we have the delightful Vanessa Warwick to share her story from rock n’ roll to bricks and mortar with Helen and I.

Listen out for the Bengal Tigers, or Bengal Tiger cats purring away as Vanessa relays her property journey and that of Property Tribes with us.

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

Property Tribes website

Vanessa Warwick on Twitter

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

We start our guest interviews for the Women in Property series with a bang, as we have the delightful Vanessa Warwick to share her story from rock n’ roll to bricks and mortar with Helen and I.

Listen out for the Bengal Tigers purring away as Vanessa relays her property journey and that of Property Tribes right now then…

Discussion between Vanessa, Richard & Helen (transcription to follow).

Vanessa made so many good points during our conversation The value of good quality education, that property is now an even longer-term investment strategy that has become harder since she started and how due diligence is her number one tip. Vanessa also spoke of the need to be professional, show respect and develop relationships and that’s how she has managed to avoid encountering some of the problems that could sometimes be encountered along the way.

Then, there is Property Tribes as an open and transparent forum, where as she puts it is a hive of experienced property investors and landlords ready to share their hindsight to act as out foresight, so that’s a good enough endorsement to pay a visit if you have not done so isn’t it?

OK, so that’s all for now. If you want to talk about anything from today’s show, or just talk property investing more generally, email me at [email protected], I would be happy to hear from you! The show notes can be found at our website www.thepropertyvoice.net

All that is left to say, is thank you very much for listening once again this week and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Series 5 Women in Property: Vanessa Warwick of Property Tribes appeared first on The Property Voice.

I have been looking forward to this series for some time now…it’s all about Women in Property! As you are about to hear, we have some great guests lined up to share their stories over the course of the next few weeks, to act as inspiration and aspirational role models for both women and men alike. In addition, I spotted the fact that I am not a woman myself and so I decided to invite Helen Pollock to co-host this series with me to add even more femininity to it.

So, let’s hear a little about what we can expect over the course of the series, including deep themes like gender equality, subconscious bias and societal or cultural expectations of women in property, in business or in general. It’s not all serious stuff though, as we share a few personal insights and stories and even manage to get a Meet The Fockers reference in for good measure!

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback survey

The John Barnes interview on BBC Question time about racism and discrimination here. Why is this relevant? Because we rarely admit our prejudices and as a result that holds us back from a deeper conversation where we can grow. This applies equally to gender I believe, which why I am referencing it today.

Subscribe to and review the show in iTunes…and while you are at it please help us to spread the word by telling all your friends too!

Send in your property stories, questions or moans to [email protected] and we will try and feature YOU on the show too!

#PropTech: A guide to how property technology is changing how we live, work and invest – a link to the latest book.

Property Investor Toolkit – here is the book link on amazon.co.uk & amazon.com in case you would like to get yourself a copy to accompany this series

Join in the discussion, either here in the comments section below, or by emailing us at [email protected]

Start a conversation on Twitter with us @PropertyVoiceUK or on our Facebook page

Hello, and welcome to another episode of The Property Voice podcast. My name is Richard Brown and as always, it’s a pleasure to have you join me on the show again today.

I have been looking forward to this series for some time now…it’s all about Women in Property! As you are about to hear, we have some great guests lined up to share their stories over the course of the next few weeks, to act as inspiration and aspirational role models for both women and men alike. In addition, I spotted the fact that I am not a woman myself and so I decided to invite Helen Pollock to co-host this series with me to add even more femininity to it.

So, let’s hear a little about what we can expect over the course of the series, including deep themes like gender equality, subconscious bias and societal or cultural expectations of women in property, in business or in general. It’s not all serious stuff though, as we share a few personal insights and stories and even manage to get a Meet The Fockers reference in for good measure!

Right, here’s the conversation that Helen and I had to set the scene for this series right now.

Discussion between Richard & Helen (transcription to follow).

So, there we have it…plenty to look forward to over the coming weeks as I am sure you will agree. Whilst the focus is on women in property, guys stick with us please, as I already know from some of the conversations we have already recorded with some of our guests that there is plenty for all of us to takeaway from this series. It is an important part of the diversity agenda and I am more than happy to help to give more women a voice and help other women to visualise that a career, business or just the odd BTL is possible, within reach and even bloomin’ enjoyable too!

OK, so that’s all for now. If you want to talk about anything from today’s show, or just talk property investing more generally, email me at [email protected], I would be happy to hear from you! The show notes can be found at our website www.thepropertyvoice.net

All that is left to say, is thank you very much for listening once again this week and until next time on The Property Voice Podcast…it’s ciao-ciao.

The post Series 5 Women in Property: Introduction appeared first on The Property Voice.

I have literally just taken a 4-week trip across 5 different time zones living out of a suitcase and working from my laptop and the Cloud…so I guess it seemed quite natural to talk a little more about that sort of lifestyle with you. So, let’s get into some of the realities of living a ‘laptop lifestyle’ or ‘location independent lifestyle’.

Property Deal Tips & How to Reach me By

Link to the

Subscribe to and review the show

Send in your property stories,

#PropTech: A guide to how

Property Investor Toolkit – here is

Join in the discussion, either here

Start a conversation on Twitter with

Hello, and welcome to another episode

I have literally just taken a 4-week

Firstly, some context. I am a U.K.

Running such a business requires some

I manage to operate various Rental

For me, scheduling and time zones can

Then, there is portability of my

Equally, I use a Microsoft Surface

Besides hardware, I also need to have

In terms of personal development, I

With the privilege of homes in more

Planning ahead is a must, but as

However, there are some softer and

You also must learn how to manage

I am still searching for the property

OpenRent/HomeRenter lists the

Finally, there is the impact on

Anyway, we have a ‘busy’ day ahead,

OK, so that’s me done for another

All that is left to say, is thank you

The post Soundbite: Living a Location Independent Lifestyle appeared first on The Property Voice.

Property Deal Tips & How to Reach me By Telephone

Link to the Podcast feedback

Subscribe to and review the show

Send in your property stories,

#PropTech: A

Property Investor Toolkit – here is

Join in the discussion, either here

Start a conversation on Twitter with

Hello, and welcome to another episode

So, we started out on a short journey

The Apprenticeship combines a

• Baseline

The objective is to get you a viable

Delivery is via a mixture of virtual,

Who is it best suited for? Those who

In an attempt to be ‘inclusive’, there

Benefits:

• Input

Next, the strategies and some

So, we had people that had little or

Some looked at completely new

Each of the Apprentices developed and

We had guest speakers and

In all honesty, I did not really know

I truly believe this is the start of

It has been a pleasure to work with

Podcast Recording Starts 1:37:52

Richard P

• Working as a group / mastermind with

Sion

• Work as a group and learn from one

David

• Countless breakthrough but finding my

Dominick

• Realisation that could reach goals

Sue

• Unique programme in the property

Ian

• Open, sharing and supportive group
• No such thing as an expert – give and

Richard B

• Had a vision for each of you that

Podcast Recording Ends 1:52:52

Right, so now you know what the

So, if you want to talk about

All that is left to say, is thank you

The post Soundbite: 100 Days On – The Apprentices Graduate! appeared first on The Property Voice.