The Purse Podcast

The Purse Podcast

By Jana HlistovaBusinessInvesting
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The Purse Podcast episodes

  • #99: Female angel investors, UK vs US startup culture, investing for impact and levelling the playing field for female founders with Maya Ghosn

    Maya Ghosn is a Lebanese/Brazilian investor and advisor to purpose-driven organisations with a focus on mental health and sexual health.

    After studying industrial engineering at Stanford in the USA, she worked at McKinsey for four years where she managed client projects for their Social Sector Practice.

    She then moved to California to help build out the Chan Zuckerberg Initiative, a philanthropy started by Dr. Priscilla Chan and Mark Zuckerberg focused on building technology for social good.

    She is now an active angel investor, investing personally and through Sequoia's scout program, as well as a Principal at Bridge Builders Collaborative, a US-based investment group focused on mental health.

    We cover the following in the conversation:

    • Female angel investors
    • The UK vs US startup culture
    • Maya's investment thesis
    • How Maya invests in startups
    • Angel investment networks and syndicates
    • How female founders raise funding
    • Toughest investing lessons
    • How do we level the playing field for female founders
    • How do we encourage more women to invest?
    • ***

      1 hr 10 min
    • #98: The BoE, interest rates, the cost of living crisis, the energy debate and what can we be optimistic about in the UK economy with Shaun Richards

      Shaun Richards is an independent economist who specialises in inflation measurement and monetary economics. This follows a career in the City of London where he specialised in derivatives (mainly options) on interest rates and bonds.

      Shaun has also worked in Tokyo. He is a Bank of England watcher which covers the issues of monetary policy and money printing or quantitative easing (QE). Shaun also traded as a local on the London International Financial Futures Exchange where he mostly traded futures and options on future and present UK interest rates.

      We cover the following in our conversation:

      • The Bank of England (BoE)-are they credible?
      • Rising interest rates
      • The cost of living crisis
      • The energy debate
      • CBDCs (digital currency)
      • What can we be optimistic about in the UK economy?
      • ***

        46 min
      • #97: Sie Ventures, investing in female founders and what female investors bring to the table with Triin Linamagi

        Triin Linamagi is the Founding Partner of Sie Ventures backing early stage female-led companies, and running a Capital Platform to drive more funding to diverse founding teams.

        Formerly she was Vice President at The Venture Collective, investing in companies across US and UK.

        She was also an early-stage investor at Founders Factory and Startupbootcamp.

        Before her career in investments, she was a founder and operator in three companies across FinTech and Future of Work.

        We cover the following in the conversation:

        • Sie Ventures: the backstory
        • Why is it still difficult for female founders to raise funding?
        • Female founders generate higher returns
        • The vision for the fund & thesis
        • Investing in diversity
        • Female investors-how do they differ in how they invest?
        • How do we ensure gender lens investing goes mainstream?
        • ***

          37 min
        • #96: Money scripts, renting vs buying and why women need to become financially independent with Bernadette Joy

          Bernadette Joy is the rich auntie you didn't know you needed. She launched Crush Your Money Goals® in 2020, a money media company to serve up practical and fun educational content.

          In that short time, she's taught thousands across the country her simple strategies to pay down debt, save more money, invest with confidence and pursue financial peace.

          Agree with her strategies or not, there’s no denying her cred: Joy paid off $300,000 of debt in three years and built her first $1 million of net worth in her 30s as a first generation Filipina-American, the eighth of her father's nine kids.

          She's been featured as a money expert on CNBC, Good Morning America, Business Insider and named to The 25 Most Influential New Voices of Money by NextAdvisor in partnership with TIME magazine.

          We cover the following in this conversation:

          • Why commit to financial independence
          • Money scripts and why mental health drives wealth
          • Why renting is better than homeownership
          • Growing personal wealth through other investment vehicles
          • Why women need to become financially independent.
          • ***

            46 min
          • #95: Why UK inflation is so persistent with Vicky Pryce

            Vicky Pryce is Chief Economic Adviser and a board member at the Centre for Economics and Business Research (CEBR).

            She was previously Senior Managing Director at FTI Consulting, Director General for Economics at the Department for Business, Innovation and Skills (BIS) and Joint Head of the UK Government Economic Service. Before that she was Partner at the accounting and consulting firm KPMG after senior economic positions in banking and the oil sector.

            She has held a number of academic posts and is a Fellow and Council member of the UK Academy of Social Sciences, a Fellow of the Society of Professional Economists and a Companion of the British Academy of Management. She was until recently on the Council of the Institute for Fiscal Studies and is a member of the Advisory Board of the central banking think-tank OMFIF and of the Economic Advisory Group of the British Chambers of Commerce. She is also a Patron of the charities Pro-Bono Economics and Working Chance.

            Her books include: “Greekonomics: The Euro crisis and Why Politicians Don't Get It”; “It's the Economy, Stupid- Economics for Voters”, with Ross and Urwin; “Redesigning Manufacturing”, with Nielsen and Beverland”; and “Why Women Need Quotas”.


            Her latest book, “Women vs Capitalism”, was published by Hurst in November 2019. She is a frequent contributor to media broadcasts and debates on the economy and on the economic rationale for gender equality. She is co-founder of GoodCorporation, a company set up to advise on corporate social responsibility, is a Freeman and Liveryman of the City of London, was the first female Master of the Worshipful Company of Management Consultants and has been sitting on the City’s Members Diversity Working Party.

            We cover the following in our conversation:

            • Inflation and getting back to the target 2%
            • UK inflation-energy prices and food prices
            • Brexit and the impact on inflation
            • Rising interest rates and mortgages
            • Cost of living crisis
            • Wealth inequality
            • What's ahead for 2023 and 2024
            • ***

              42 min
            • #94: The future of money: central bank digital currencies (CBDCs), crypto and why financial innovation is key with Eva Pascoe

              Eva Pascoe is a digital leader who has pioneered the Internet, e-payments, ecommerce fashion solutions and CRM.

              Eva is co-founder of a non-profit digital think-tank Cybersalon.org, she also co-founded the world's first Internet cafe called 'Cyberia Internet Cafe' in 1994. And she developed fashion web shops for (including) Topshop, Topman, Dorothy Perkins, Racing Green and Burton.

              After a successful Crowdcube fundraising campaign in January 2017, Eva joined Bluebella as a non-executive director, overseeing the brand's digital acquisition and international ecommerce strategy.

              Since 2013 her ecommerce consultancy The Retail Practice has been advising the largest pan-European lingerie brand Hunkemoller.

              In her role as Charity Trustee for Trading Group, Eva has also advised one of the largest UK military charities, Help4Heroes, supporting the charity team since 2013 in their online trading activities on digital acquisition, CRM and transition to new e-commerce platform.

              She has co-authored  digital retail policy papers on Re-imagining The High Street and a new policy for West End of London in her “Surf and Turf” contribution to a recent  publication commissioned by the Centre for London and New West End Company.

              She regularly speaks at key retail industry events run by the Retail Institute and runs a weekly digital innovations blog The Retail Bytes.

              Eva is also an active angel investor with a focus on female founders. She is also a mentor at Block Dojo, the global blockchain incubator.

              We cover the following in our conversation:

              • The future of money
              • What are CBCDs? How does this differ to cryptocurrencies?
              • Why is government, around the world, looking into CBDCs?
              • What are the issues vs the benefits?
              • Plans to introduce the digital pound.
              • A multi-currency world: can CBDCs and crypto co-exist?
              • London: the emerging crypto hub
              • Where will CBDCs and the crypto market be in 5-7 years?
              • ***

                48 min
              • #93: How women can become financially independent with Holly Morphew

                Holly Morphew, AFC® is an award-winning financial coach based in Denver, Colorado. She the Founder of Financial Impact, a specialised financial coaching practice that helps entrepreneurs and professionals create personal wealth and financial independence. 

                A pioneer in the personal finance industry, Holly’s work has been featured in Forbes, Business Insider, Yahoo Finance, FemFounder, and more. Host of The Wealth Trifecta podcast, Holly’s professional background in finance, real estate investing, and entrepreneurship are the foundation of Financial Impact’s transformational programs.

                Her book Simple Wealth was on Bankrate’s top ten personal finance books of 2022 and is a #1 best-seller on Amazon in nine categories including personal finance, wealth management, credit repair, personal transformation, real estate, and women & business. 

                Holly began teaching personal finance in 2006 as a service project with Rotary International, and received the prestigious “Rotarian of the Year” award for her work in financial literacy. She has also been recognised for “Bridging the Gap” for outstanding work in private practice as an Accredited Financial Counsellor®.  

                Holly has a B.A. from the University of Colorado in International Affairs and Japanese with a Minor in Business. 

                We cover the following in our conversation:

                • How Holly achieved financial independence early on in life
                • Why money is often a complicated subject
                • The money mindset and why money habits are a key part of wealth building
                • What to consider if as a woman you are single or unattached
                • What women should consider before getting married so their finances are secure
                • How to think about money and investing if you have kids
                • And how to divorce well financially
                • Why working with a financial coach is a good idea
                • And Holly shares her final thoughts on how women should build wealth and why this is important.
                • ***

                  58 min
                • #92: Human economics and why it matters, gender bias in economics, the impact on women and why economists need to be more radical with Julie Nelson

                  Julie A. Nelson is Professor Emeritus of Economics at the University of Massachusetts Boston. She was a founding member of the International Association for Feminist Economics (IAFFE) and co-edited (with Marianne Ferber) the book Beyond Economic Man: Feminist Theory and Economics (sometimes called the “manifesto” of our field), published in 1993.

                  Her most recent books are Economics for Humans (2nd edition) and Gender and Risk-Taking: Economics, Evidence, and Why the Answer Matters. Her shorter pieces have been published in journals ranging from Econometrica and the  Journal of Political Economy to Hypatia: Journal of Feminist Philosophy and Ecological Economics. She is editor of the Business Ethics and Economics section of the Journal of Business Ethics, and was the 2019 President of the Association for Social Economics. 

                  We cover the following in our conversation:

                  • Women and risk taking
                  • Gender bias in economics and the impact on women
                  • Why economics is about people
                  • The need to be open to diverse views and perspectives
                  • How the field of economics should address 'real world problems'
                  • Why economists need to be more radical.
                  • ***

                    57 min
                  • #91: Gender lens investing: an update with Angela Atherton

                    Angela Atherton (CFA, FRM) is the Co-founder and Principal of Parallelle Finance. Her commitment to financial inclusion and impact investing began at the start of her career when she managed screening and performance analysis for two ESG indexes. 

                    She structured private equity deals at American Capital Strategies. She led risk analysis and management functions at Fannie Mae and Calvert Impact Capital, a non-profit investment firm.  

                    As the Chief Operating and Financial Officer at The Global Good Fund, a social enterprise, she ran day-to-day operations and led commercial expansion.

                    Angela is an experienced entrepreneur, she co-founded a female-led fintech, Capital Market Exchange, and launched an independent consulting practice with a global reach, including emerging and developed markets in North America, Europe, Australia, Asia, Africa, and the Middle East.

                    We cover the following in our conversation:

                    • An update on gender lens investing since end of 2021
                    • The $1.4trn investment into the Japan focused Gender Diversity Index
                    • The launch of the Indxx Equileap's US Women in Technology Index
                    • How have gender lens equity funds and fixed income funds performed over this period
                    • Are we seeing a change in sentiment towards gender lens investing?
                    • ***

                      41 min
                    • #90: Fintech, building a scale-up, female founders and fundraising with Sabrina Del Prete

                      Sabrina Del Prete is the founder and CEO of Kore, a Financial Technology company based in London. She has over 25 years’ experience in financial markets, business transformation and application of new technologies in banking. Throughout her career, Sabrina has held senior roles at JP Morgan Chase, Barclays, Coutts and RBS.

                      She is actively involved in the entrepreneurial and FinTech community, both as a strategic adviser and as an investor.

                      She currently sits on the Board of Governors of the London Institute of Banking and Finance. Sabrina holds a Masters in Finance from the London Business School and a degree in Business and Economics from the University of Turin. She has won a number of innovation awards for her work and she has been included in the Timetric Power 50 list of the most influential digital innovators in Europe

                      Sabrina is an Italian national, she lives and works in London.

                      We cover the following in this conversation:

                      • Sabrina talks about her scale-up
                      • Her journey from the corporate world in financial services to the world of startups
                      • Why start the business
                      • How Sabrina was able to get her startup off the ground
                      • Fundraising and her experience as a female founder
                      • Sabrina shares her vision for success
                      • Finding investors who align with your values and goals
                      • Female investors
                      • And how women can start angel investing.
                      • ****

                        59 min

                      About The Purse Podcast

                      From the publisher's feed

                      At The Purse: Women and Capital, we explore how women are transforming the architecture of finance. From angel investors to institutional leaders, from fintech founders to capital allocators, this is…

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