Rick discusses the current state of interest rates, and does an analysis of Adjustable Rate Mortgages (ARM) in today's economical climate.

Does an all-cash offer really give you an edge when negotiating contracts? Rick discusses a situation where an offer was placed for 18% below the asking prices- find out what happens in this episode.

A good Buyer's Agent can make the difference between getting the property you want at the best price possible. Sometimes it makes sense to make the offer at listing price and a good buyer's agent will be able to read the tea leaves and recommend the right time to do that based on a number of factors.

Rick invites guest speaker Appraiser Buddy Goodson to cover how appraisals effect lender decisions when purchasing a house in Charleston. Times have changed and the process of appraisals has become more complicated, Buddy shares the latest info you need to know when considering buying in the Charleston market.

Rick covers real estate as a business and the art of speculation in finding income producing properties that don't necessarily have to appreciate in value to provide a lucrative income stream. Rick also discusses how you can get a 20-30% annual ROI.

Find out what the supply and demand picture looks like for multi-family properties and why it's a seller's market. Rick also covers what a "quick sale" or "off the market sale" means and why you'd want to consider that as an option when selling.

Rick gets the scoop from financial expert Jason Rosenthal on what income level and more specifically how the type of income sources a prospective buyer has can determine the loan amounts they qualify for.

Rick covers the many factors pointing to a red hot real estate market- low unemployment, an influx of new residents and steady interest rates to name a few. Find out why you should consider buying now.

Does the distance from the home you wish to purchase diminish as you get further away from the most valuable real estate downtown? The answer might surprise you.

Rick discusses working with sellers and the choices they have when choosing a realtor, or what to do if they're considering making a change. He also touches on why a buyer must have a buyer's agent, especially in a hot real estate market like Charleston.