The Real Retirees of New Jersey

What does “going broke safely” really mean for retirees? This episode explores the emotional shock of retirement, the dangers of procrastination, and why sticking to proven financial strategies beats chasing trends. Randy and Peggy Fisher share real stories—from lottery fantasies to bucket-list adventures—and reveal how fear and indecision can sabotage your financial future. Discover why income is the outcome that matters most, and how honest advice can help you retire right.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What do magical pennies, machine-gun ants, and $86 trillion have to do with retirement? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher blend humor with hard-hitting financial truths—from the dangers of procrastination to the realities of Social Security, inheritance planning, and healthcare costs. Whether you're waiting on a windfall or planning to pass one down, this episode offers practical strategies, memorable metaphors, and a reminder that being proactive beats being reactive—every time.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What do candy cigarettes, Cracker Barrel casseroles, and procrastination have in common? More than you think. In this episode, Randy and Peggy Fisher dive into the quirky comforts of nostalgia before tackling the very real risks of delaying retirement planning. From missed opportunities to the power of compounding interest, they share stories, strategies, and a few “Randyisms” that highlight why waiting can cost more than you realize. Whether you're decades from retirement or already in it, this episode will make you laugh—and think twice about putting things off.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What does it mean to “retire once and retire right”? In this heartfelt episode, Randy and Peggy Fisher share their mission. From emotional market reactions to the realities of losing a spouse, they explore the human side of retirement and why relationships matter more than products. Hear how Liberty Financial Group and Artemis Wealth Advisors work together to offer clients comfort, clarity, and confidence—whether it’s managing a portfolio or simply sharing a cup of coffee.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What happens when your insurance agent mom sets you up on a blind date—and it leads to a 35-year marriage and a thriving financial business? In this episode of Real Retirees of New Jersey, Peggy Fisher and Randy Fisher share their origin story, the challenges and joys of working together, and how Liberty Financial Group and Artemis Wealth Advisors became a one-stop shop for retirement planning. From fish tanks in the basement to dance lessons and date nights, this episode blends family, finance, and fun.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What happens when you retire without a plan? In this episode, Randy & Peggy Fisher tackle the myths, mindsets, and market risks that derail retirement. From inflation and tariffs to Social Security and annuities, they break down how to build income that lasts. Hear real stories of retirees who thrived—and those who didn’t—based on their strategy. Plus, learn why “income is the outcome that matters most” and how to avoid the trap of financial misinformation.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What happens when retirement meets real life? In this episode of Real Retirees of New Jersey, Peggy and Randy Fisher share travel tales, retirement relocation tips, and heartfelt stories about helping clients through loss. From pickpocketing in Barcelona to the pros and cons of retiring abroad, they explore how planning, flexibility, and trusted financial guidance can make all the difference. Whether you're dreaming of Naples or navigating widowhood, this episode reminds us that retirement is more than numbers—it's about lifestyle, legacy, and love.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What’s inside the “big, beautiful bill” that could reshape your retirement? In this episode, Randy Fisher and Peggy Fisher break down the latest legislation’s impact on taxes, Social Security, Medicare premiums, and Roth conversions. From new deductions for seniors to strategies for living tax-free, they explain how retirees—and those nearing retirement—can take advantage of today’s lower tax rates before they disappear. Plus, learn why income planning and proactive tax strategies matter more than ever in New Jersey’s evolving financial landscape.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

Is your retirement strategy built to adapt? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher break down the difference between active and passive portfolio management—and why communication and flexibility matter more than ever. They also tackle the pros and cons of DIY investing, the emotional toll of market volatility, and how to transition from managing your own money to trusting a professional. Whether you're hands-on or hands-off, this episode helps you rethink what it means to retire with confidence.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.

What do molar surgery, money dates, and the “Big Beautiful Bill” have in common? In this episode of Real Retirees of New Jersey, Randy and Peggy Fisher blend humor with hard-hitting financial advice—from building emergency and opportunity funds to navigating retirement buckets and tax refunds. They share how couples can get on the same page about money, why dipping into your 401(k) might cost more than you think, and how to prepare for life’s curveballs with confidence and clarity.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.