Amrit Santhirasenan, CEO & Co-founder of hyperexponential, joins us to unpack how technology is revolutionising pricing in reinsurance. From ditching Excel to harnessing AI, we explore why the future of underwriting is smarter, faster, and more dynamic than ever before.EPISODE LINKS:Amrit's LinkedIn:https://www.linkedin.com/in/amritsanthirasenan/hyperexponential:https://www.hyperexponential.com/CONNECT WITH US:

Join the Conversation:⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn:https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ OUTLINE & TIMESTAMPS:00:00 Intro02:41 Founding hyperexponential: Vision & Beginnings04:03 Building the Reinsurance Tech Platform06:07 Enhancing Efficiency with Data & Automation08:30 Future Trends: AI, Cloud & Digital Transformation11:00 Challenges for Small Cedents in Reinsurance14:00 Strategies for Collaboration & Market Innovation18:00 Impact of Technology on Underwriting & Pricing22:00 Evolving Partnerships & Industry Dynamics27:00 Optimising Reinsurance Processes & Tools32:00 Industry Transformation & Future Vision36:00 Closing Remarks & Outro

Mark Wheeler, Co-founder & Co-CEO of Mosaic, explores the rapid rise of this specialty insurer. We dive into Mosaic’s hybrid model, the power of syndication, and how reinsurance fuels its growth. Plus, insights on climate risk, geopolitical volatility, and why Bermuda remains the epicentre of global risk innovation.

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

Ben & Tom run through what’s happened within the world of reinsurance during the past month.LA Wildfires:Estimated losses ranging from $10-45 billion.The difficulty in predicting loss estimates due to varying projections from different suppliers.State Farm's claims payments of nearly half a billion dollars (home and auto combined), including vehicle losses.Impact of reinsurance retention and buying strategies on losses.Bermuda’s exposure to the losses and the impact on reinsurance stock.The effect of the LA wildfires on reinsurance rates for the year.Cyber Risk and AI Threats:Allianz identifies cyber-attacks as a top concern for 2025.AI’s potential to amplify cyber-attacks, with malicious use on the rise.Growing recognition from insurers about the risks posed by AI in fraud and attacks.Collateralised Reinsurance and Cat Bonds:Strong cap bond market and the return of collateralised reinsurance.The cyclical nature of returns from collateralised reinsurance and cap bonds.Commentary on hedge funds’ interest in collateralised reinsurance.Protection Gap and Capital Investment:Aon highlights a 60% protection gap, with net cat losses expected to reach $368 billion in 2024.The importance of increasing capital in the space to close the protection gap.Natural Catastrophe Losses in the UK:UK’s worst property losses since 2007 due to storms.Named storms and their increasing frequency in the UK.Industry Gossip:John Neal leaving Lloyd’s to join Aon and its potential impact on Lloyd’s leadership and modernisation initiatives.Discussions surrounding leadership changes at Willis Re, backed by Bain, and the speculation around the next leader of their reinsurance team.

CONNECT WITH US:

Join the Conversation: ⁠https://forms.gle/ZtofYjbgpLQVaXQ16⁠

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

Discover practical ways to structure your information, strengthen your broker relationships, and leverage technology so even the ‘little guy’ can win attractive reinsurance terms. Plus, hear about solutions for turning chaos into clarity—helping smaller cedents punch above their weight.

📖 READ: Reinsurance Data: Struggles and Solutions

https://supercede.com/blog/reinsurance-data-struggles-and-solutions

https://supercede.com/blog/howto-buy-reinsurance-software

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

Tom Wakefield, Global CEO of Gallagher Re, joins Ben Rose as part of an official Chartered Insurance Institute (CII) event. Tom shares exclusive insights from Gallagher Re’s 1st View report and the 1 January 2025 renewals. Join us for an in-depth look at key market drivers, evolving capacity, and forward-looking trends shaping the global reinsurance landscape, followed by a dynamic Q&A session for deeper audience engagement.

EPISODE LINKS:

Tom's LinkedIn: https://www.linkedin.com/in/tom-wakefield-39066a100/

CII Event: https://www.iilondon.co.uk/home/cpd-programme/webinars-technical-cpd/2025/january/2025-reinsurance-renewals

Gallagher Re 1st View Report: Differentiation Rewarded: https://www.ajg.com/gallagherre/news-and-insights/1st-view-jan-25-differentiation-rewarded/

CONNECT WITH US:

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ 

OUTLINE & TIMESTAMPS:

(00:00) Intro

(02:20) Official Introduction & Housekeeping

(05:00) Context: From 2023 to 2024

(08:40) What Happened at the 2025 Renewals

(12:10) “Differentiation Rewarded”

(20:00) Key Trends by Line of Business

(27:00) Cyber & Other Specialty Observations

(35:00) Wildfires, Hurricanes & Cat Market Impact

(41:20) Capital Flows & Retrocession

(46:15) Audience Q&A

(58:00) Final Thoughts & Wrap-Up

Tom returns to delve into the role of data within insurance and reinsurance. They discuss why companies gather so much data, whether it’s used effectively, and the industry’s push to standardise and share information. Discover how better data can transform underwriting decisions and partnerships.

CONNECT WITH US:

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ 

OUTLINE & TIMESTAMPS:

(00:00) Intro

The 2025 January reinsurance renewal season revealed key trends shaping the industry: property cat rate softening, persistent challenges in lower layers, and a renewed focus on specialty lines. Cedents with robust data strategies secured better outcomes, while cyber reinsurance matured into a stable, non-proportional market. CONNECT WITH US:

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ OUTLINE & TIMESTAMPS:(00:00) Intro(01:17) Major Themes of the 1.1 Renewals(02:15) Non-Loss vs. Loss-Affected Programmes(05:00) Retro Capacity & Timely Renewals(06:15) Lower Layers: Ongoing Capacity Challenges(08:20) Larger vs. Smaller Cedents(09:20) Data-Driven Differentiation in Casualty(12:15) Specialty Lines & Appetite for Growth(13:39) Rise in ILS & Cat Bonds(14:40) Parametric Triggers & Innovation(15:20) The Shift to Non-Proportional Cyber(19:00) Complexities of Cyber Cover & Modelling(21:40) Outlook for 4.1 and Beyond(23:20) The Data-First Future of Reinsurance(24:30) Wrap-Up & Final Thoughts

As 2024 draws to a close, Tom Spier joins to dissect the year's biggest industry moves. From Lloyd's record results and market bifurcation trends to Willis' highly anticipated return to reinsurance broking, this episode unpacks the key developments shaping the market heading into 2025.

CONNECT WITH US:

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠

Jerad and Tom explore the intricate dance of price adequacy in reinsurance. From market cycles to the importance of terms and conditions, they delve into how insurers and reinsurers navigate sustainability, profitability, and long-term partnerships in a constantly shifting landscape.

CONNECT WITH US:

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ 

OUTLINE & TIMESTAMPS:

(00:00) Intro

(02:15) Profit Versus Pricing Equilibrium 

(03:50) Relationship Driven Partnerships

(05:32) Contract Term Changes 

(10:00) When Pricing Increases

Tom Spier, Chief Commercial Officer at Supercede, steps in for Ben for this episode as the duo dive deep into the challenges and strategies that fuel growth for insurance businesses. From historical branding decisions to tech-driven startups and MGA models, Jerad and Tom unpack what it takes to thrive in an evolving landscape.

Say Hello: ⁠[email protected]⁠

Website: ⁠https://www.supercede.com⁠ 

LinkedIn: https://www.linkedin.com/company/supercedehq 

Twitter: ⁠https://twitter.com/SupercedeHQ⁠ 

YouTube:⁠ ⁠⁠https://www.youtube.com/@SupercedeHQ⁠ 

RSS Feed: ⁠https://anchor.fm/s/7e741c8c/podcast/rss⁠ 

OUTLINE & TIMESTAMPS:

(00:00) Intro