Retirement, often portrayed as a glorious era of freedom and relaxation, has its own set of challenges beyond the financial arena. This week, we're exploring the psychology behind retirement and discussing the four phases retirees go through.

1. Vacation/Honeymoon Phase: The initial euphoria of not having to set an alarm.
2. Loss Phase: Often associated with disenchantment as the honeymoon phase wears off.
3. Trial and Error Phase: Trying out various activities to find what gives life meaning.
4. Reinvent and Rewire Phase: Adding a new sense of purpose and joy from activities outside oneself.

The excitement of retirement can last about a year. The dreamy honeymoon phase is great, but when reality sets in, it can be tough. The transition takes time and usually involves emotional highs and lows as retirees grapple with their newfound freedom while trying to preserve their sense of identity, purpose, and routine.

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