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Spotify has beat back the Goliaths of the music and podcast world. When you think of streaming music and podcast, investors may think that Amazon, Apple, and Google dominate everything. That is wrong! Spotify is not as diversified as Amazon, Apple, or Google, but it is growing in the land of giants. The company is focusing only on customer streaming. That emphasis has allowed Spotify to have consistent growth of users, attract more artists, increase subscriptions and increase ad revenue. But here's a puzzler. The stock keeps going up, and the company posts a net loss year after year. Spotify is not profitable. Or is it? That is what I am talking about today on the Daily Stock Analysis.

 Listen, learn, and subscribe.  If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning  #investing #streamingmedia #music

 The sponsor of today's program is Richards Financial Planning. Have you ever heard anyone say, "I regret sorting out my finances"? That's because no one ever says that! You Can Control Your Financial Future.  A Financial Plan Can Ease Your Frustration. Visit https://richardsfinancialplanning.com/ to learn more.

One last point from our second sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Not an official Spotify video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice.

 There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Spotify Technology S.A. Announces Financial Results for Fourth Quarter 2020 https://investors.spotify.com/financials/press-release-details/2021/Spotify-Technology-S.A.-Announces-Financial-Results-for-Fourth-Quarter-2020/default.aspx

 Spotify Technology S.A. Form 20-F https://s22.q4cdn.com/540910603/files/doc_financials/2020/q4/4e770a8c-ee99-49a8-9f9e-dcc191807b56.pdf

 3 Ways Spotify's Investing in Podcasts in 2021 https://www.fool.com/investing/2021/02/25/3-ways-spotifys-investing-in-podcasts-in-2021/

 Spotify podcast listener numbers will surpass Apple's this year https://www.emarketer.com/content/spotify-podcast-listener-numbers-will-surpass-apples-this-year

 If you're too lazy to make a playlist, you'll love Spotify's new feature https://bgr.com/2021/02/25/spotify-liked-songs-playlist-new-filters-mood-genre/

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ExOne is not your average 3D printer manufacture. ExOne develops and manufactures 3D printers for rapid prototyping and manufacturing of industrial parts and components. The market for industrial 3D printing is vast. The challenge is getting industry on board. The question investors should be asking is this. Can 3D printing be cost-efficient enough and fast enough to replace traditional supply channels? Additionally, an attractive twist for investors to 3D industrial printing is the military applications for the battlefield. That is what I am talking about today on the Daily Stock Analysis.

 Listen, learn, and follow. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning  #investing #engineering #military

 The sponsor of today's program is Richards Financial Planning. Have you ever heard anyone say, "I regret sorting out my finances"? That's because no one ever says that! You Can Control Your Financial Future.  A Financial Plan Can Ease Your Frustration. Visit https://richardsfinancialplanning.com/ to learn more.

 One last point from our second sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

 Not an official ExOne video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

 There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Exone 2021 Investor Presentation https://www.investor.exone.com/static-files/5ec68fab-95b9-446a-9049-954df41b649b

ExOne Form 10Q https://www.investor.exone.com/static-files/98d831e0-647c-4b4b-9faf-b4c4c6b5368c

ExOne gets $1.6M DoD contract to build a 3D printing ‘factory’ in shipping container https://techcrunch.com/2021/02/17/exone-gets-1-6m-dod-contract-to-build-a-3d-printing-factory-in-shipping-container/

6 Best Publicly-Listed 3D Printing Companies https://3dinsider.com/public-3d-printing-companies/#:~:text=The%20best%20publicly-listed%203D%20printing%20companies%201%203D,Nano%20Dimension%20(NASDAQ:%20NNDM)%206%20ExOne%20(NASDAQ:%20XONE)

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GE was once one of the largest companies in the world. They have lost about two-thirds of their value since 2015. But their turnaround is looking good. They have a strong cash flow.  They are also one of the largest manufactures of wind turbines used in the State of Texas. How will the recent winter storms affect their future? That is what I am talking about today on the Daily Stock Analysis.

Listen, learn, & subscribe If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning #alternativeenergy #energy #aviation

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Not an official GE video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Thanks to Macroaxis for the chart on GE's capitalization: https://www.macroaxis.com/invest/financial-statements/GE/Market-Capitalization

Department of Energy Order No. 202-21-1 https://www.energy.gov/sites/prod/files/2021/02/f82/DOE%20202(c)%20Emergency%20Order%20-%20ERCOT%2002.14.2021.pdf

'Winners and losers': Who will end up footing bill for spiking electricity prices in Texas?

https://www.bizjournals.com/dallas/news/2021/02/17/ercot-electricity-prices-retailers-consumers.html

GE 2020 Annual Report  https://www.ge.com/sites/default/files/GE_AR20_AnnualReport.pdf

Texas Blackout Boosts Australian Bank by Up to $215 Million https://www.wsj.com/articles/texas-blackout-boosts-australian-bank-by-up-to-215-million-11613997617?st=q92l187grj7li5f&reflink=article_email_share

For more information on Morningstar, visit Morningstar.com (Morningstar is not a sponsor)

GE Stock Can Hit $15, Says Goldman. It's the Highest Call on Wall Street. https://www.barrons.com/articles/ge-stock-can-hit-15-says-goldman-its-the-highest-call-on-wall-street-51614009185?adobe_mc=MCMID%3D71205814629448003322333981478554029426%7CMCORGID%3DCB68E4BA55144CAA0A4C98A5%2540AdobeOrg%7CTS%3D1614057901&adobe_mc=MCMID%3D71205814629448003322333981478554029426%7CMCORGID%3DCB68E4BA55144CAA0A4C98A5%2540AdobeOrg%7CTS%3D1614112780

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Zoetis is the world's largest animal health company. Zoetis may very well be a recession-proof company. Despite the pandemic, Zoetis has prospered. The majority of the company's revenues come from the companion animal market. The stay-at-home phenomena have increased pet ownership and made pet owners more aware of their pet's physical situation. Couple that with Zoetis' animal drug development, the addition of point-of-care services and you have a company making the most of a bad situation. That is what I am talking about today on the Daily Stock Analysis.

Listen, learn, & subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning #investing #economy #drugspharmaceuticals

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Not an official Zoetis video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

References from today's show:

Zoetis third quarter 2020 financial results https://s1.q4cdn.com/446597350/files/doc_financials/2020/q3/3Q'20-Earnings-Presentation-11.5.20-Final.pdf

Zoetis Inc. Form 10Q https://s1.q4cdn.com/446597350/files/doc_financials/2020/q3/4dbe106d-94fc-4899-bb4f-a4827978c1ec.pdf

Jim Cramer has a great video interview with Zoetis CEO Kristin Peck https://www.cnbc.com/video/2021/01/13/families-are-adopting-spending-more-on-pets-amid-pandemic-zoetis-ceo.html

Even though it's not a huge dividend, Zoetis has increased its dividend each year since its inception in 2013. December 9, 2020, Zoetis increased its dividend by 25%. (FYI, it is essential to remember that the past performance, including its dividends, is not a guarantee of future results.) https://investor.zoetis.com/news/news-details/2020/Zoetis-Declares-First-Quarter-2021-Dividend-Board-Approves-25-Payment-Increase/default.aspx#:~:text=The%20Board%20of%20Directors%20of%20Zoetis%20Inc%20.,%E2%80%9CZoetis%20continues%20to%20demonstrate%20its%20resiliency%20and

In 2018 Zoetis merged with Abaxis, a company that develops, manufactures, and markets veterinary diagnostic instruments. https://www.abaxis.com/news/press-release/zoetis-to-acquire-abaxis-leading-global-provider-of-veterinary-point-of-care

In 2019, Zoetis took further steps to diversify its revenue stream by acquiring ZNLabs a nationwide veterinary reference laboratory 

https://news.zoetis.com/press-releases/press-release-details/2019/Zoetis-Acquires-ZNLabs-a-Nationwide-Veterinary-Reference-Laboratory-to-Further-Strengthen-its-Comprehensive-Diagnostics-Portfolio/default.aspx

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Bank of New York Mellon Corporation is like a giant, spinning plates while skating on ice. While that may seem impossible, BNY Mellon is handling the pressure with grace. Service fees generate about 80% of BNY Mellon's revenue. Most of their seven lines of business continue to produce but at a level rate. Hopefully, 2021 may change the economic trends of 2020. That is what I am talking about today on the Daily Stock Analysis.

Listen, learn,  and subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning  #investing #economy #bankingindustry

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
 you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

References from today's show:

BNY Mellon 2020 Quarterly Financial Highlights (PDF) https://www.bnymellon.com/content/dam/bnymellon/documents/pdf/investor-relations/quarterly-financial-highlights-4q-2020.pdf.coredownload.pdf

BNY Mellon Financial Supplement Fourth Quarter 2020 (PDF) https://www.bnymellon.com/content/dam/bnymellon/documents/pdf/investor-relations/financial-supplement-4q-2020.pdf.coredownload.pdf

Not an official BNY Mellon video. For educational purposes only. Not an offer to buy or sell any stock or an offer of advice. 

There are limits to the information provided. At the end of the video, please read the disclosure. Or at the end of the podcast, please listen to the disclosure for Richards Financial Planning, LLC.

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Energy Transfer has one of the furthest reaching networks of oil and gas in the US. But projects like the Dakota Access Pipeline illustrates the difficulty that may lie ahead. How will earnings be affected for Energy Transfer if the DAPL halts transporting oil? Energy Transfer's dividends are incredibly high, and the stock price is relatively low. Then again, how low can it go? That is what I am talking about today on the Daily Stock Analysis.

Listen, learn, & subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning
#investing #legalissues #oilgas

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

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Macerich is one of the most highly shorted stocks in the market now. What's that mean??? Could it be the next GameStop or AMC? Maybe or maybe not. The interesting thing about Macerich is its valuation. Today, I talk more about short selling and its effect on companies like Macerich.   That is what I am talking about today on the Daily Stock Analysis.

Listen, learn,  and subscribe. If you'd like to view this episode or previous episodes, visit http://www.youtube.com/c.richardsfinancialplanning 
 #investing #markets #commerce

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

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Munich RE is one of the most stable reinsurance companies in the world. But they are not isolated from the effects of the coronavirus pandemic. Losses are mounting. However, insuring climate change related events and circumstances have bolstered Munich RE's profits. Don't let the complexity deter you from learning about this 140-year-old dividend-paying company.  That is what I am talking about today on the Daily Stock Analysis.

 Listen, learn, & subscribe. If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning #investing #markets #commerce

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

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Most investors looking for dividend-paying stocks don't look to Europe. That could be a mistake.  As Europe works to gain independence from Russian gas supplies, Italian gas supplier Snam fills the gap. And it pays dividends. But how secure are they? That is what I am talking about today on the Daily Stock Analysis.

If you'd like to view this episode or previous episodes, visit https://youtube.com/c/richardsfinancialplanning
#oilgas #alternativeenergy #investing

Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com

Send us Fan Mail

Opendoor is an iBuyer for the home real estate market. They portray a simple certain, fast and safe way to buy and sell a home, all online. Opendoor has been around since 2014. But they came to life as a public company through a SPAC. How do they compete, and how do they compare. That is what I am talking about today on the Daily Stock Analysis.

If you'd like to view this episode or previous episodes, visit http://www.youtube.com/c.richardsfinancialplanning 
#investing #realestate #onlineshopping

 Additionally, if you are in Texas and you're frustrated with your personal financial growth, I have a new program for that called the Prosperous Planning Process. Learn more about turning a lack of financial control into abundance at https://richardsfinancialplanning.com/

One last point from our sponsor, Advice4LifeInsurance.com.  If you need life insurance, 
you can find the best life insurance at the lowest price in less than five minutes.  Visit their website at https://www.advice4lifeinsurance.com