The Retirement Nerds

Most grandparents default to a 529 — but depending on your situation, it might not be the best choice for your grandkids' future.

In this video, financial advisor Zacc Call (Capita Financial Network) breaks down all 7 accounts you can use to invest in your children or grandchildren's financial future — including tax advantages, who controls the money, eligible expenses, and how each one affects college financial aid.

FREE DOWNLOADS:

The Quick and Easy Cheat Sheet Grid can be downloaded here:

https://theretirementnerds.com/child-account-guide-2/

Zacc's complete guide is being finalized and the full version is almost done.

You can sign up to receive it as soon as it is complete here:

https://www.capitafinancialnetwork.com/education-center/trump-accounts-guide

⏰ TIME CODES ⏰

0:00 – Introduction

2:56 – 7 Account Types

6:45 – 4 Attributes

8:20 – Kiddie Tax & Financial Aid

12:23 – 529 Savings Account

18:50 – Custodial Account (UTMA & UGMA)

23:51 – Individual Brokerage Account

27:10 – Custodial Roth IRA

30:54 – Fidelity Youth Account

35:16 – Schwab Teen Investor Account

38:09 – The Trump Account (NEW)

44:30 – Financial Advisor Dynamic

46:30 – What Zacc Does

52:04 – Where to Get Help

💡 WANT HELP WITH YOUR OWN RETIREMENT PLAN?→ Financial Planning with Capita Financial Network (Zacc Call):

https://capitafinancial.com

→ Medicare Plan Help (Medigap & Medicare Advantage):

https://theretirementnerds.com

→ Estate Planning (Revocable Living Trusts):

https://EasyLegalPlanning.com

🔔 SUBSCRIBE for straight-talk retirement education — Medicare, Social Security, financial planning, and estate planning explained without the sales pitch.

#RetirementPlanning #Grandparents #KidsInvesting#medicare #theretirementnerds #socialsecurity #retirementnerds #finance

Disclosure:

This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.

Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.

Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.

=============================#medicare #theretirementnerds #socialsecurity #retirementnerds #finance

Federal Disclaimer:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Most people think obesity comes down to willpower. A doctor who treats it every day says the science tells a very different story.

In this interview, I sit down with Dr. Nicholas Paulk — a physician specializing in weight management through GLP-1 medications, bariatric surgery, and lifestyle intervention — to break down the three problems with obesity: how it actually develops, how to treat it effectively, and the misperceptions that keep people from getting the help they need.

🔗 Learn more about Medicare coverage for GLP-1s:

ttps://youtu.be/WQDsMje-WPE

🔗 Questions about your Medicare plan options?

Visit TheRetirementNerds.com

Dr. Nicholas Paulk: https://rmap.com/

#obesity #weightloss #GLP1 #Medicare #bariatricsurgery #Wegovy #Ozempic #retirement

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Be Sure to Subscribe to our Channel!

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YouTube: @theretirementnerds

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Join our newsletter for monthly tips, book recommendations, and personal stories!https://theretirementnerds.com/newsletter/

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⏰ TIME CODES ⏰

0:00 Intro

0:48 Defining Obesity

2:41 Obesity Epidemic

5:35 Body Weight Set Point

13:25 GLP-1 Breakdown

22:05 Any Concerns with GLP-1

25:44 Bariatric Surgery

27:32 4 Types of Surgery

33:17 Combination of GLP-1 & Surgery

37:00 How to Prepare for Visit with Doctor

39:34 Is there Going too Far?

41:50 A Doctor's Pet Peeves

45:44 Willpower Myth

49:14 What Does Success Look Like?

54:42 Where to Get Help

=============================

Disclaimer:

The information in this video is for educational purposes only. Please consult with a physician to learn more about your specific situation and treatment options.

Trump Accounts go live July 4, 2026 — and there are rules most families don't know yet. In this video, Erik Soderborg and financial advisor Zacc Call break down exactly how these new child savings accounts work, including the $1,000 government seed contribution, annual contribution limits, employer contributions, and what happens when your child turns 18.

Whether you're a parent, grandparent, or just trying to understand the One Big Beautiful Bill, this is the no-spin breakdown you need.

VIDEO ON ALL KID SAVINGS ACCOUNTS:

Coming Soon :)

📋 FREE RESOURCES

→ https://theretirementnerds.com

Join our newsletter for monthly tips, book recommendations, and personal stories!

https://theretirementnerds.com/newsletter/

Zacc Call is president of Capita Financial Network. Erik Soderborg is founder of The Retirement Nerds.

#TrumpAccounts #TrumpAccount2026 #OneBigBeautifulBill #KidsSavings #RetirementPlanning #FinancialPlanning #CollegeSavings #529Alternative #ZaccCall #TheRetirementNerds

⏰ TIME CODES ⏰

0:00 Intro

0:38 What a Trump Account Is

1:55 The Word Trump

4:54 Four Attributes to Strategies

7:09 When it Starts

9:12 Control and Ownership

11:30 Eligible Expenses

14:19 Financial Aid Impact

17:09 Tax Benefits

20:37 More Details

23:40 Actual Strategies

29:37 Roth Conversion Strategy

31:50 Kiddie Tax

34:32 Financial Advisor Access

37:50 Wrap Up

Disclosure:

This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.

Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.

Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.

Most people have Social Security completely wrong — and the mistakes are expensive. In this video, Erik Soderborg and financial advisor Zacc Call correct 12 of the most common Social Security misconceptions, including when to claim, how spousal benefits actually work, whether Social Security is going broke, and the real rules around taxes and Medicare enrollment.

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🎓 THIS VIDEO IS PART OF OUR COMPLETE SOCIAL SECURITY SERIES:

▸ Episode 1 – How SS Is Calculated: https://youtu.be/AZfxGBp-Mts

▸ Episode 2 – The Menu: https://youtu.be/Ssgulq9KwEU

▸ Episode 3 – Break Even: https://youtu.be/FpnHmouqYl4

▸ Episode 4 – Real Life Examples: https://youtu.be/vDxe7vUxC1I

▸ Episode 5 – Roth Conversions or SS Order: https://youtu.be/8jhty1OoDXE

▸ Episode 6 – This Video🎓 SOCIAL SECURITY TAXABILITY VIDEOS:

▸ Episode 1 – How SS Is Taxed: https://youtu.be/-ifv6Y6migk

▸ Episode 2 – Calculate Your Own: https://youtu.be/NxH2jHzZwFo

Download the SS Taxability Worksheet for Free Here:

https://theretirementnerds.com/social-security-worksheet/

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📞 NEED HELP WITH YOUR RETIREMENT PLAN?

If you have questions about Social Security strategy, Medicare plan selection, or building a retirement income plan, reach out at TheRetirementNerds.com.

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Join our newsletter for monthly tips, book recommendations, and personal stories!

https://theretirementnerds.com/newsletter/

⏰ TIME CODES ⏰

00:00 – Introduction

01:04: Myth 1 - SS is Going Broke in 2032

10:37: Myth 2 - FRA is 65

13:08: Myth 3 - Everyone Should Take SS at...

16:24: Myth 4 - SS is Locked In When I File

18:58: Myth 5 - Spousal Benefit Mistakes

29:24: Myth 6 - Spouse Automatically Gets 50% of My Benefit

31:01: Myth 7 - Ex-Spousal Benefit Confusion

33:13: Myth 8 - SS Income is Guaranteed to Rise with Inflation

6:48: Myth 9 - Working and Taking Social Security

41:58 Myth 10 - Social Security Taxability Rules

50:37 Myth 11 - Social Security Protected from Creditors

52:05 Myth 12 - Medicare & Social Security Rules

56:20 Where to Get Help

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#theretirementnerds #retirementnerds #finance #SocialSecurity #RetirementPlanning #SocialSecurityMyths #Medicare #RetirementIncome

Federal Disclaimer:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Disclosure:

This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.

Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.

Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.

LLC vs S-Corp vs Sole Proprietorship — which business structure saves you the most in taxes, protects you from liability, and sets you up for retirement? CPA Daniel breaks it all down.

In this video, I sit down with Daniel the CPA to cover everything business owners need to know about structuring their business the right way — especially if retirement is on the horizon.

We cover:

LLC vs S-Corp vs Sole Proprietorship: which one is right for you

How to pay yourself as a business owner (and why it matters for qualifying for a mortgage, saving for retirement, and maximizing Social Security)

Liability protection strategies that most small business owners overlook

Tax savings strategies a CPA actually recommends

How your business structure today affects your retirement income tomorrow

The mistakes Daniel sees business owners make over and over again

Whether you're a business owner in your 30s just getting started or in your 50s and 60s planning your exit, this conversation gives you the CPA perspective most people never hear.

🔷 WORK WITH US:

📌 CPA Help From Daniel:

https://danielthecpa.com/

📌 Medicare Help:

https://theretirementnerds.com/

📌 Financial Planning & Social Security Strategy:

https://capitafinancialnetwork.com/

📌 Estate Planning:

https://easylegalplanning.com

📌 Subscribe for more retirement clarity — no fear, no fluff, just facts:

https://www.youtube.com/@Theretirementnerds?sub_confirmation=1

🔷 MORE VIDEOS WITH DANIEL:

https://youtu.be/G1Dc6gVv90g

https://youtu.be/aI3TBDkBMbU

===============================================

Join our newsletter for monthly tips, book recommendations, and personal stories!

https://theretirementnerds.com/newsletter/

===============================================

⏰ TIME CODES ⏰

0:00 Intro

1:48 Business Structures

3:14 Paying Yourself Properly

10:17 S-Corp vs Others

6:02 Goals Shape Structure

17:57 Loans & Personal Guarantees

20:08 Selling & Acquiring Businesses

17:17 Write Offs

32:37 Common Write Off Mistakes

24:50 Realities of an Audit

41:38 When to Bring In a CPA

45:35 Accounting Myths

49:20 Ranking Tax Advice

53:24 Valuable Tools for Business Owners

55:20 Where to Get Help

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#medicare #theretirementnerds #socialsecurity #retirementnerds #finance #businessowner #taxes #tax

PLEASE NOTE:

This video is for education purposes only.It does not constitute legal or tax advice for your specific situation.

Roth conversions, Social Security timing, RMDs, and IRMAA — what order should you tackle retirement decisions? Most people start with the wrong one.

In this episode, Erik Soderborg from The Retirement Nerds and Zacc Call from Capita Financial Network break down a step-by-step sequencing framework for retirement income planning. If you've been told to prioritize Roth conversions above everything else, this video explains why that approach can backfire — and what to anchor first instead.

This is Episode 5 of our Social Security series.

Watch the full series:

▸ Episode 1: https://youtu.be/AZfxGBp-Mts

▸ Episode 2: https://youtu.be/Ssgulq9KwEU

▸ Episode 3: https://youtu.be/FpnHmouqYl4

▸ Episode 4: https://youtu.be/vDxe7vUxC1I

Zacc's Channel:

ttps://www.youtube.com/@ZaccMoneyEducation

📋 Want help building your own Social Security plan?

https://theretirementnerds.com/

📘 Free Medicare Guide:

ttps://theretirementnerds.com/medicare-playbook/

⚖️ Need an estate plan?

Set up your revocable living trust with Jim Burch:

ttps://easylegalplanning.com/

===============================================

Join our newsletter for monthly tips, book recommendations, and personal stories!

https://theretirementnerds.com/newsletter/

===============================================

ABOUT THE RETIREMENT NERDS

Erik spent years inside the insurance and pharmacy benefit industries before switching sides to help retirees navigate Medicare, Social Security, financial planning, and estate planning — without the spin.

Subscribe: https://www.youtube.com/@Theretirementnerds

Website: https://theretirementnerds.com/

⏰ TIME CODES ⏰

0:00 Intro

2:10 The Seating Chart

5:50 Factors To Change the Seating

7:30 Net Present Value of Taxes

9:58 The Base Case: Convert Nothing

11:40 The Framework

21:13 The Unsolvable Loop

23:05 The Most Flexible Seat

24:35 Surprising Roth Philosophy

26:08 Questions from the Internet

38:10 Most Important Points

42:06 Where to Get Help

=============================

#medicare #theretirementnerds #socialsecurity #retirementnerds #finance #rothconversion

Disclosure:

This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.

Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.

Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.

When should you take Social Security — at 62, 67, or 70? The answer depends on whether you're single or married, and the math looks very different for each. In this episode, Erik Soderborg and Zacc Call, president of Capita Financial Network, sit down and walk through real break-even analyses for single filers and married couples side by side.

This is Part 4 of our 4-part Social Security series, and it's where the theory from previous episodes meets actual numbers.

We run multiple scenarios showing how filing age, spousal coordination, survivor benefits, cost of living adjustments, and investment growth all shift the break-even point — sometimes by years. If you've been trying to figure out the right time to file, this is the episode that puts it all together.

📌 Watch the full Social Security series:

▸ Part 1: https://youtu.be/AZfxGBp-Mts

▸ Part 2: https://youtu.be/Ssgulq9KwEU

▸ Part 3: https://youtu.be/FpnHmouqYl4

🔗 Want help building a retirement income plan around your Social Security filing decision?

Visit https://theretirementnerds.com/ to connect with our team.

Join our newsletter for monthly tips, book recommendations, and personal stories!

https://theretirementnerds.com/newsletter/

⏱️ Timestamps

0:00 Intro

1:22 Scenario Types

2:00 Case 1: Single, Never Married

12:22 Case 2: Married, Same Age, Different PIAs

21:08 Case 3: Married, Same Age, Similar PIAs

28:29 Case 4: Married, Different Age, Different PIAs

35:22 Case 5: Married, Different Age, Similar PIAs

41:54 Case 6: Single, Deceased Spouse

48:13 Case 7: Single, Multiple Previous Marriages

55:04 Where to Get Help

#SocialSecurity #BreakEvenAge #RetirementPlanning #WhenToTakeSocialSecurity #SocialSecurity62vs70 #TheRetirementNerds

Disclosure:

This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.

Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.

Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.

Social Security break-even age — it sounds simple, but most people calculate it wrong. In this episode, Erik Soderborg sits down with Zacc Call, president of Capita Financial Network, for Part 3 of our 4-part Social Security series.

We walk through how to actually calculate your Social Security break-even age and break down the 3 most common mistakes that lead to an inaccurate number — and potentially a bad filing decision.

We cover why ignoring the Cost of Living Adjustment (COLA) skews your break-even, why Social Security filing needs to be a team decision with your spouse, and why you can't ignore the investment growth you'd get by leaving your portfolio untouched while delaying benefits.

Whether you're 62 and deciding when to file or still a few years out, this episode gives you the framework to make a smarter, more informed decision.

📌 Watch the full Social Security series:

▸ Part 1: https://youtu.be/AZfxGBp-Mts

▸ Part 2: https://youtu.be/Ssgulq9KwEU

🔗 Want help building a retirement income plan that accounts for Social Security, taxes, and investments? Visit https://theretirementnerds.com/ to connect with our team.

⏱️ Timestamps:

0:00 Intro

1:38 Break Even Basics

5:13 Mistake #1: COLA

6:52 Mistake #2: Team Sport

9:18 Mistake #3: Growth on Growth

17:37 Example 1: Same BD, Similar Benefits

27:49 Life Expectancy Ideas

29:59 Example 2: Different BD, Different Benefits

40:33 Where to Get Help

Check out our resources at https://TheRetirementNerds.com/

Send me a message!

[email protected]

Be Sure to Subscribe to our Channel!

YouTube: @theretirementnerds

Join our newsletter for monthly tips, book recommendations, and personal stories!https://theretirementnerds.com/newsletter/==================================

#SocialSecurity #BreakEvenAge #RetirementPlanning #WhenToFileSocialSecurity #SocialSecurityMistakes #RetirementIncome #theretirementnerds

Disclosure:

This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.

Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.

Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.

Are you getting every Social Security benefit you're entitled to?

Most retirees only claim one — but there are actually four different types of benefits available depending on your situation.

In this video, I sit down with Zacc Call, President of Capita Financial Network, to walk through what I call "The Social Security Menu" — every benefit option available to you in retirement.

We cover:

🔹 Your own retirement benefit (PIA) — how it's calculated and when to claim

🔹 Spousal benefits — what you're entitled to based on your spouse's record

🔹 Ex-spousal benefits — the rules most divorced retirees don't know about

🔹 Survivor benefits — how this works and why the timing matters

We break down the percentages, age requirements, filing rules, and common mistakes people make when choosing from the Social Security menu.

SOCIAL SECURITY VIDEO SERIES:

Episode 1: https://youtu.be/AZfxGBp-Mts

📌 Timestamps:

0:00 Intro

1:53 The Menu

2:50 Your Personal Benefit

5:58 Spousal Benefits (Currently Married)

12:39 Spousal Benefits (Divorced)

19:42 Survivor Benefits

24:22 Survivor with Remarriage

32:29 Disability Benefits

33:34 Medicare Implications

35:06 More Help

👉 Want help with your Social Security and retirement income strategy? Visit https://theretirementnerds.com

📺 Subscribe for weekly retirement planning content:

https://www.youtube.com/@Theretirementnerds

#SocialSecurity #RetirementPlanning #SpousalBenefits #SurvivorBenefits #SocialSecurityBenefits #RetirementIncome #MedicarePlanning #FinancialPlanning #SocialSecurityTips #RetirementNerds

ABOUT THIS CHANNEL:

The Retirement Nerds simplifies Medicare, Social Security, financial planning, and estate planning so you can make informed decisions heading into retirement. No fluff. No sales pitches. Just the facts.

Join our newsletter for monthly tips, book recommendations, and personal stories!

https://theretirementnerds.com/newsletter/

Federal Disclaimer:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Disclosure:

This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved.

Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice. Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast.

Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.

💵 How is your Social Security benefit calculated?

In Part 1 of our 4-part Social Security series, financial expert Zacc Call explains the Primary Insurance Amount (PIA) - the foundation of your Social Security retirement benefit - and reveals proven strategies to increase your monthly payment.

Whether you're years away from claiming or approaching retirement, understanding how Social Security calculates your benefit is crucial to maximizing your lifetime income. This video breaks down the complex PIA formula into simple terms and shows you exactly what you can do to boost your monthly check.

How to Set Up Your My Social Security Account:

https://youtu.be/B5n4OwOoGTY

Other Useful Videos:

https://youtu.be/KXFqGra9qHI

https://youtu.be/ZetbFdEqi2A

https://youtu.be/NxH2jHzZwFo

Check out our resources at https://TheRetirementNerds.com/

Connect with Zacc's Team at Capita:

CapitaFinancialNetwork.com

=============================

Send me a message!

[email protected]

==========================================================

Be Sure to Subscribe to our Channel!

=============================

YouTube: @theretirementnerds

============================================================

Join our newsletter for monthly tips, book recommendations, and personal stories!

https://theretirementnerds.com/newsletter/

============================================================

⏰ TIME CODES ⏰

0:00 Intro to this Episode

1:08 The Calculation of AIME

5:50 Bend Points

9:42 How to Increase Your Benefits

15:41 Working Part Time

17:45 Working and Taking SS

25:18 My SSA Account Resources

26:52 When You File Matters

32:00 Medicare Implications

35:10 What's On The Menu

36:55 Where to Get Help

=============================

#medicare #theretirementnerds #socialsecurity #retirementnerds #finance

Federal Disclaimer:

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Disclosure: This podcast is intended for informational purposes only, and is not a substitute for personal advice from Capita. This is not a recommendation, offer, or solicitation to buy or sell any security. Past performance is not indicative of future results. There can be no assurance that investment objectives will be achieved. Different types of investments involve varying degrees of risk, including the loss of money invested. Therefore it should not be assumed that future performance of any specific investment or investment strategy, including the investments or investment strategies recommended or proposed by Capita will be profitable. Further, Capita does not provide legal or tax advice.

Please consult with your legal or tax professional for advice prior to implementing any strategies discussed during this podcast. Certain information discussed during this podcast is based upon forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. Capita believes that such statements, information and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information, and opinions. Registration with the SEC does not imply a certain level of skill or training.