A marketplace buyer sends a payment, verification, or courier link and asks you to leave the platform. Graham and Clara explain why messages and payments should stay inside the marketplace.

A QR code appears on a parking meter or an unsolicited letter. This kind of QR-code phishing is called quishing. Graham and Clara explain how to check the destination shown by the phone before opening it and to prefer an official app where one is available.

A text says there is a myGov refund or account problem and provides a sign-in link. Graham and Clara explain how to leave the message alone and check myGov independently.

An unexpected caller says your computer needs urgent repairs and asks for remote access. Graham and Clara explain why the safest response is to hang up and contact the company yourself.

A stolen password can open an email account in seconds. Graham and Clara explain how multi-factor authentication adds a second barrier that a stolen password alone cannot clear.

A message from a new number sounds like a family member in trouble. Graham and Clara explain how to step outside the conversation and check who is really asking for help.

An unexpected caller says there is fraud on your bank account and offers to fix it. Graham and Clara explain why the safest response is to end the call and contact the bank yourself.

The same password protects email, shopping and social accounts. Graham and Clara explain how password reuse turns one data breach into an open door to everything.

A realistic road-toll text arrives at breakfast. Graham and Clara show how one small change of route can keep a rushed tap from becoming a costly mistake.