This week, we're talking grocery prices with Grocerize founder Blake Bennett. You might have realised we spoke about Grocerize in episode 126 briefly with James Cudmore, CCO at Newcastle Greater Mutual. We thought hey that's pretty cool, why not get Grocerize on to talk about how it's taking on Coles and Woolies.

And keep your ears peeled (05:07) for a special code for Tip Jar listeners to take advantage of what Grocerize has to offer.

Check out Grocerize here

https://www.grocerize.com.au/browse

00:20 - Savings tip

00:53 - What is Grocerize

03:26 - Why pay for the premium tier

05:07 - Exclusive offer for podcast listeners

06:26 - Price psychology of Coles and Woolworths

09:19 - Partnership with NGM Group

11:28 - Future developments - Aldi?

This week, we're talking grocery prices with Grocerize founder Blake Bennett. You might have realised we spoke about Grocerize in episode 126 briefly with James Cudmore, CCO at Newcastle Greater Mutual. We thought hey that's pretty cool, why not get Grocerize on to talk about how it's taking on Coles and Woolies.

And keep your ears peeled (35:20) for a special code for Tip Jar listeners to take advantage of what Grocerize has to offer.

Check out Grocerize here

https://www.grocerize.com.au/browse

We also spoke with savings scribe Denise Raward about the $3m super tax changes and what they mean for you. It was one of the key policies Jim Chalmers had been cooking up over the past couple years, but now he wants to significantly change it. Hmmm. Curious.

And all the latest news and savings tips of course.

Denise's article here

https://www.savings.com.au/news/backdown-on-super-tax-for-the-rich

01:30 - Savings tips, bank emails & cheap Google Pixel

04:00 - Payday super news

06:25 - RBNZ makes big cash rate cut

09:45 - Darwin property price rebound

13:37 - Super tax backdown with Denise

30:11 - Grocerize grocery comparison with Blake

We spoke to savings scribe Brooke Cooper, editor of Your Mortgage, about why the major banks are walking back their calls for an RBA cash rate cut in November. Inflation could be making a surprise resurgence by one measure, but are they jumping at shadows?

Brooke's RBA rate cut forecast news here

https://www.yourmortgage.com.au/mortgage-news/westpac-officially-alone-in-forecasting-more-2025-rba-rate-cuts

00:13 - Savings tip

01:39 - Changing RBA forecasts

04:15 - What it means for mortgages

08:22 - The balancing act

11:02 - Crunching the numbers

On this week's episode we're talking about divorce - more specifically, how to financially recover from it and rebuild your life. We speak to Gemma Mitchell, author of The Money Reset. At age 28 Gemma found herself divorced, having to juggle kids, investment properties, and more. We discuss how she navigated through that to land on her feet - we also discussed the re-rise of apricot chicken i.e. simple meals to beat the cozzy livs.

Gemma's article on apricot chicken

https://www.savings.com.au/budgeting-finance-tips/apricot-chicken-is-back-and-it-s-saying-something-about-our-wallets

Gemma's podcast

https://www.raskmedia.com.au/podcasts/australian-finance-podcast/

00:33 - Savings tip

01:56 - Book inspiration

03:58 - Unravelling finances

06:12 - Money mindsets

08:32 - The little things

09:52 - Re-rise of apricot chicken

On this week's episode we're talking about divorce - more specifically, how to financially recover from it and rebuild your life. We speak to Gemma Mitchell, author of The Money Reset. At age 28 Gemma found herself divorced, having to juggle kids, investment properties, and more. We discuss how she navigated through that to land on her feet - we also discussed the re-rise of apricot chicken i.e. simple meals to beat the cozzy livs.

Plus we spoke to savings scribe Brooke Cooper, editor of Your Mortgage, about why the major banks are walking back their calls for an RBA cash rate cut in November. Inflation could be making a surprise resurgence by one measure, but are they jumping at shadows?

And all the latest news and savings tips of course

Gemma's article on apricot chicken

https://www.savings.com.au/budgeting-finance-tips/apricot-chicken-is-back-and-it-s-saying-something-about-our-wallets

Gemma's podcast

https://www.raskmedia.com.au/podcasts/australian-finance-podcast/

Brooke's RBA rate cut forecast news here

https://www.yourmortgage.com.au/mortgage-news/westpac-officially-alone-in-forecasting-more-2025-rba-rate-cuts

01:40 - Reader feedback: The Greenspan Put

07:00 - Savings tips, cashback offer and ask for a better rate

11:45 - Westpac savings account changes

14:53 - Household spending

17:42 - Offset account warning

22:26 - No cash rate cut in November? With Brooke

34:31 - Changing money mindsets with Gemma

Bea Garcia - resident savings scribe - is here to talk about how to save for a holiday and a house deposit at the same time! You don't necessarily need to sacrifice one for the other, but manage both appropriately, and temper your expectations of a big trip to Monaco while sipping Aperols.

Bea's article:

https://www.infochoice.com.au/savings-accounts/saving-for-a-holiday-and-a-house

Compare savings accounts and term deposits with InfoChoice

https://www.infochoice.com.au/savings-accounts/

https://www.infochoice.com.au/term-deposits/

00:23 - Savings tip, cut back on subscriptions

01:48 - Still realistic to save for house and holiday

03:54 - Finding balance

07:11 - Compromises on holiday

On this week's episode we're talking to James Cudmore, the chief customer officer at Newcastle Greater Mutual - the merged entity taking care of Greater Bank and Newcastle Permanent. He's here to talk about some new research from the bank that consumer confidence is turning, and customers are feeling more confident to spend having reined in expenses. Plus we talk about the continued property push in the regions, including the Hunter! Beautiful area.

00:38 - Savings tip

01:40 - Changing spending habits

02:55 - Areas people are cutting back

03:50 - Age group differentiation

05:15 - Younger demographic changes

06:20 - Regional banking shift

08:08 - Free Grocerise access

09:15 - Regional living here to stay

On this week's episode we're talking to James Cudmore, the chief customer officer at Newcastle Greater Mutual - the merged entity taking care of Greater Bank and Newcastle Permanent. He's here to talk about some new research from the bank that consumer confidence is turning, and customers are feeling more confident to spend having reined in expenses. Plus we talk about the continued property push in the regions, including the Hunter! Beautiful area.

Plus if you're looking to holiday in or move to the Hunter, Bea Garcia - resident savings scribe - is here to talk about how to save for a holiday and a house deposit at the same time! You don't necessarily need to sacrifice one for the other, but manage both appropriately, and temper your expectations of a big trip to Monaco while sipping Aperols.

And all the latest news and savings tips of course.

01:55 - Savings tips, off-season fashion & cheap flights to Bali

04:42 - RBA cash rate hold news

07:54 - Property price news

10:54 - Expanded Home Guarantee kicks off

15:30 - Quick ubank PSA

16:28 - Saving for a holiday and house with Bea

26:35 - Spending cutbacks and regional living with James Cudmore

We spoke to Bernadette Lunas, the editor at Your Investment Property Magazine. There's a new edition coming out very soon (30 Sept) - all you need to do is visit the website and sign up to get your copy. As Bern highlights, there's some great stuff in there for investors, including spring selling season guides, suburb spotlights and state market roundups, as well as all important DATA.

Get the magazine here: https://www.yourinvestmentpropertymag.com.au/magazine

00:19 - Savings tip

01:47 - Magazine preview

05:24 - Bern's fave articles

06:31 - How to get the mag

On this week's episode we're talkin' jobs. More importantly, the prospect of people losing their jobs. There have been some big job cuts bandied about in the media lately, and on to discuss the labour force is Harry Ottley, an economist at CommBank. We discussed the labour trends, where the unemployment rate is likely to be, full-time work, if the labour force is still inflationary, and If we're seeing a trend back to the market sector.

00:43 - Savings tip

02:05 - Reaction to 4.2% unemployment rate

04:10 - Underemployment

06:34 - NAIRU (non accelerating inflation rate of unemployment)

09:35 - Care economy and market jobs