This week is our last episode for the year! And what better way to round out a huge season with a huge chat with Clare O'Neil, the federal minister for housing.

The minister was kind enough to lend us 15 minutes or so to chat to us about the housing crisis, the policies the government has in place to address it, how they are going, what could be done better, and how the feds are working with the states to get some big policy items across the line.

00:00-00:38 – Intro

00:38-02:18 – How the Home Guarantee Scheme is going

02:18-04:56 – The issue with the income caps

04:56-07:07 – Impact of RBA rate rises on borrowing power, home building

07:07-08:59 – Is the government tackling inflation appropriately?

08:59-09:59 – The issue of stamp duty

09:59-11:48 – Are we building enough homes?

11:48-14:46 – Using super to buy a home

14:46-15:21 – Comment on the home guarantee scheme

15:21-17:05 – Working with states to tackle zoning issues

17:05-17:20 – Outro

17:20-22:50 – Dom and Haz’s Debrief

Corelogic's home value index for October shows Sydney's home values dropped marginally - the first fall since early 2023! Auction clearance rates and other market indicators show a softening in Australia's largest property market.

Here to unpack all of this and what it means is the editor of Your Investment Property Magazine, Emma Duffy.

This week is our last episode for the year! And what better way to round out a huge season with a huge chat with Clare O'Neil, the federal minister for housing.

The minister was kind enough to lend us 15 minutes or so to chat to us about the housing crisis, the policies the government has in place to address it, how they are going, what could be done better, and how the feds are working with the states to get some big policy items across the line.

Stay tuned for that one after our savings tips, news, and fortnightly property chat with Emma Duffy, the editor of Your Investment Property Magazine.

00:00-02:29 – Intro

02:29-04:36 – Savings Tips: DIY Gifts & Replica Fragrances

04:36-07:21 – RBA holds cash rate in November

07:21-10:34 – HECS/HELP debts to reduce by 20%

10:34-14:03 – US election impact on Aussie finances

14:03-23:36 – Sydney home values fell, with Emma Duffy

23:36-41:02 – Hon Clare O’Neil MP, federal housing minister

41:02-45:20 – Debrief

45:20-46:53 - Outro

Also on this week’s podcast, we had Bernadette Lunas, the resident InfoChoice finance journalist to talk to us about the rise of ‘boomerang kids’, and what it says about society and the cost of living when adult kids move back home.

The latest survey from Australian Seniors found the biggest cause for adult children moving back in with their parents are: Financial struggles (39%); relationship and personal issues (30%); and lack of affordable living options (28%).

But as Dom points out, it's not all bad news. Multigenerational living is common overseas, can help alleviate the rental crisis, and is a natural reaction and rebuke to the extremely low household sizes we saw during Covid.

On this week’s podcast, we had Jenny Wong, the tax lead at CPA Australia to talk us through a rather spooky deadline. Yes, that’s the tax return deadline – due 31 October! And the ATO could knock on your door for

Jenny ran us through some potential penalties for failing to lodge, as well as how to extend that deadline, as well as some general tax time tips if you haven’t yet lodged.

00:00-00:35 - Intro

00:35-01:46 - Penalties for failing to lodge

01:46-02:43 - How to extend the 31 October deadline

02:43-04:31 - General tax tips

04:31-05:58 - How to avoid tax scams

05:58-06:45 - Technologies the ATO is using

06:45-07:23 - Outro

On this week’s podcast, we had Jenny Wong, the tax lead at CPA Australia to talk us through a rather spooky deadline. Yes, that’s the tax return deadline – due 31 October! And the ATO could knock on your door for

Jenny ran us through some potential penalties for failing to lodge, as well as how to extend that deadline, as well as some general tax time tips if you haven’t yet lodged.

Also on this week’s podcast, we had Bernadette Lunas, the resident InfoChoice finance journalist to talk to us about the rise of ‘boomerang kids’, and what it says about society and the cost of living when adult kids move back home.

Plus we cover the latest news and savings tips.

00:00-02:19 – Intro

02:19-04:49 – Savings Tips: Pay a subscription yearly, and get free moving boxes on Marketplace

04:49-09:04 – Aussies lose an average of more than $1500 to gambling per year

09:04-13:13 – ANZ fixed home loan rates down again

13:13-27:08 – The rise of ‘boomerang’ kids, with Bernadette Lunas

27:08-34:09 – Lodge your tax return by 31 October! With

34:09-35:45 - Outro

This week, on our fortnightly property chat with Emma, we discussed the big news coming from Victoria this week. Yes, you might have heard that the state government is minimising stamp duty for those who buy an off-the-plan, strata-titled property.

Essentially, the construction costs will be minimised from the total value of the package. While this doesn't eliminate stamp duty entirely it could save a lot of cash.

Emma runs us through critics' and experts' opinions on the scheme, and answers a few of our questions.

Questions remain however on if this applies to say, freehold townhouses, which are common in Melbourne. If the government wants to densify Melbourne, then this might be a glaring omission.

This week on the podcast we had special guest Victor Idoko, the founder of financial planners CFV Services. He’s here to talk to us about the five steps needed to retire at age 50! Sounds pretty tough, but doable.

People with need to weigh up the benefits and sacrifices

As well as this, Victor has a new book out, detailing seven

As well as this we discuss the newly introduced super cap of $3m and what this means for those looking to retire.

00:00-00:30 - Intro

00:30-03:30 - The steps to retire at age 50

03:30-05:58 - Enjoying life before 50

05:58-07:31 - Avoiding lifestyle creep

07:31-09:28 - Salary sacrificing super

09:28-11:35 - The $3m super cap

11:35-13:38 - Book plug

13:38-15:23 - Outro

This week on the podcast we had special guest Victor Idoko, the founder of financial planners CFV Services. He’s here to talk to us about the five steps needed to retire at age 50! Sounds pretty tough, but doable.

People with need to weigh up the benefits and sacrifices

As well as this, Victor has a new book out, detailing seven

It was a great podcast chat and hopefully you get something out of it.

Also, on our fortnightly property chat with Emma, we discussed the big news coming from Victoria this week. Yes, you might have heard that the state government is minimising stamp duty for those who buy an off-the-plan, strata-titled property.

Plus we discuss the latest savings tips, and what’s making the news.

00:00-01:55 – Intro

01:55-04:47 – Savings Tips: Use cashback apps, and cheap ice cream

04:47-08:14 – Central banks cutting rates, why isn’t the RBA doing the same?

08:14-11:04 – How to get 5.50% savings rate with Macquarie

11:04-14:42 – Bank outages galore, why people are withdrawing more cash

14:42-26:09 – How has Victoria changed stamp duty for off the plan builds?

26:09-40:53 – 5 steps to retire by 50, with Victor Idoko

40:53-42:16 – Outro

On this week’s podcast we had Brooke Cooper, the editor of YourMortgage.com.au to talk to us about refinancing and the ramifications on your credit score.

Hint: It counts as a hard enquiry on your report, but don't miss the forest for the trees.