Matt Bowen, head of consumer and market insights at ING, jumped on the podcast this week to talk about the latest findings from the bank that found more than two thirds of mortgage holders are planning to keep their repayment the same. This is despite the cash rate cut potentially unlocking $1200 a year in savings.

Plus we talk to Brooke Cooper, Your Mortgage editor, to discuss her latest piece on the rent to buy conundrum and what would-be homebuyers are better off doing nowadays.

And all the latest news and savings tips of course.

00:00-02:40 - Intro

02:24-05:17 - Savings Tips - Warranties & Free Paramount Plus

05:17-09:18 - RBA rate fallout - who's passing on the cuts?

09:18-13:06 - Westpac & NAB's 10 offset accounts

13:06-15:49 - New $4k mortgage cashback offer

15:49-26:09 - Renting vs buying with Brooke Cooper

26:09-36:40 - How people are responding to the cash rate cut, with Matt Bowen

36:40-38:16 - Outro

In her last ever segment for the Savings Tip Jar, Your Investment Property Magazine editor Emma Duffy unpacked the government's decision to ban foreign investment on existing homes for another two years. She says the decision is window dressing, and that they make up a small portion of home buyers, and that more is needed to combat the affordability crisis.

00:00-02:07 - Intro & Emma's Savings Tip

02:07-05:34 - Explaining the context

05:34-08:11 - Land banking ban

08:11-09:19 - Impact on Aussie investors

09:19-11:20 - Emma's thoughts on it

11:20-12:56 - Outlook on property market

12:56-13:40 - Outro

Warren Hogan, chief economic adviser at Judo Bank, isn't one to mince words. This time on the podcast he wasn't happy about the RBA rate cut decision to bring it down to 4.10%. He said they run the risk of looking "pretty stupid" with what he says is a premature rate cut.

00:00-00:26 - Intro

00:26-02:27 - No rationale for rate cut

02:27-04:46 - Geopolitics and Trump talk

04:46-07:01 - 'Sustainable' inflation

07:01-09:11 - Warren's wrong calls

09:11-09:49 - Election talk

09:49-10:14 - Outro

February delivered the first RBA rate cut in more than four years. This provides relief to mortgage holders but Judo Bank economic adviser Warren Hogan said the decision is premature, the RBA has fallen into the politicisation of inflation trap, and that Aussies as a whole are copping high inflation to appease a few. Not one to mince words!

Plus we chat to Emma Duffy, the editor of Your Investment Property Magazine on her last ever segment to talk about the foreign investment ban on existing properties.

Plus all the latest news and savings tips.

00:00-02.07: Intro

02:07-04:00: Savings Tips - use your neighbours, and discount gift cards

04:00-06:17: RBA cuts cash rate to 4.10%

06:17-08:38: HECS debts now factor less into serviceability

08:38-12:05: The interest rate needed to cause a homebuyer surge

12:05-25:41: Foreign investors banned for two years, with Emma Duffy

25:41-35:38: Unpacking the RBA's cash rate cut with Warren Hogan

35:38-37:29: Outro

This week Denise took us through the ins and outs of green homes, what you need to qualify as 'green', and how to qualify for a green home loan. We also explored the benefits of green home loans, and the lender requirements for them. Plus Denise' savings tip and her personal experience 'going green'!00:00-02:42: Introduction to Green Home Loans

02:42-05:23: Understanding Green Home Loans and Their Benefits

05:23-07:53: Government Initiatives and Financial Support

07:53-10:43: Market Trends and Property Value Implications

10:43-12:15: Personal Experiences and Future Considerations

This week, Angus Taylor was kind enough to jump on and share his vision should his party be elected to govern this year. With an election likely in the next few months, we asked him various questions as to what matters most to Aussies - cost of living is likely to be a huge touchstone among voters. We asked if the 'super for housing' policy is a good idea, what to do to speed up housing supply, and what boosting productivity looks like and if it means some job losses in the public sector. Plus Angus' savings tip.00:00-00:37 - Intro

00:37-01:35 - Angus Taylor's savings tip(s)

01:35-02:49 - What an LNP government would bring to the table

02:49-04:25 - Harmonising government actions and RBA rate rises

04:25-06:20 - Super for housing - a good idea?

06:20-08:35 - How a coalition government would speed up housing supply

08:35-10:43 - Chance of more income tax cuts

10:43-13:19 - What 'cutting red tape' means

13:19-15:12 - Solving the productivity problem

15:12-16:08 - Does productivity come at the expense of job losses?

16:08-17:00 - Outro

This week, Angus Taylor was kind enough to jump on and share his vision should his party be elected to govern this year. With an election likely in the next few months, we asked him various questions as to what matters most to Aussies - cost of living is likely to be a huge touchstone among voters. We asked if the 'super for housing' policy is a good idea, what to do to speed up housing supply, and what boosting productivity looks like and if it means some job losses in the public sector. Plus Angus' savings tip.

And we chat to resident finance journalist Denise Raward about the benefits of green home loans.

And all the latest news and savings tips.

00:00-02:00 - Intro

02:00-05:06 - Savings Tips: Caryard deals & threaten to cancel Kayo

05:06-07:23 - Lutheran Laypeople is no longer a bank

07:23-11:00 - Grocery price controls in remote areas

11:00-14:11 - Moratorium on branch closures

14:11-26:07 - Green home loan benefits with Denise Raward

26:07-42:31 - Angus Taylor MP, shadow treasurer

42:31-43:53 - Outro

For the first time in 2025, Emma joins us to discuss CoreLogic's latest home value index, plus what investors should watch in 2025. This includes any further regulation with APRA signalling if the housing market gets too hot, it might apply the handbrakes. This could include higher lending standards, or other caps and tomfoolery.

This is the second-last time Emma joins us before embarking on a big overseas sojourn/sabbatical, so her savings tip is very handily travel-related.

Damning evidence continues to mount for the slow start to the government's Housing Accord. It wants to build 1.2 million new homes by 2029, and the first six months of the program has been anything but inspiring. Every state and territory lags behind its goal, but some are much worse than others. Here to unpack all that is Matt Kandelaars, a policy and advocacy executive at the Property Council of Australia.

00:00-00:33 - Intro

00:33-02:14 - Matt's Savings Tip

02:14-04:33 - The government is behind on its housing target

04:33-07:38 - Addressing tradie skill shortages

07:38-11:39 - The best and worst performing states

11:39-16:19 - Easing red tape and cutting stamp duty

16:19-18:50 - What each side of politics can do in an election year

18:50-19:59 - Outro

Damning evidence continues to mount for the slow start to the government's Housing Accord. It wants to build 1.2 million new homes by 2029, and the first six months of the program has been anything but inspiring. Every state and territory lags behind its goal, but some are much worse than others. Here to unpack all that is Matt Kandelaars, a policy and advocacy executive at the Property Council of Australia.

Plus we have Emma Duffy, the editor of Your Investment Property Magazine on for her first chat of 2025 (and her second-last) to give us an update on the market, and what investors should look out for in 2025.

And all the latest news and savings tips!

00:00-02:12 - Intro

02:12-05:50 - Savings Tips: Shop wisely at Costco, and cheap shavers

05:50-09:27 - New savings account from Heartland Bank

09:27-11:46 - NAB cuts fixed home loan rates

11:46-14:35 - People feeling more confident to spend

14:35-23:25 - The latest home values and investor update on 2025, with Emma Duffy

23:25-42:48 - The government's behind on its housing target, with Matt Kandelaars from the Property Council of Australia

42:48-44:08 - Outro