This week on SBA Today, Paul and Tonya are joined by Brett Caines of Lumos to unpack:

• 🔓 Decoupling Limits—what a major proposed change would mean for borrowers looking for max funding under both 7(a) and 504.
• 📉 The $309M Cut—why slashing Entrepreneurial Development programs by 93% leaves a massive question mark on borrower support.
• ⚠️ Rising Defaults—what the latest Lumos data reveals about the 2019 and 2023 cohorts being the "riskiest of the bunch."

The Bottom Line: We are seeing a push for higher loan volume and manufacturing growth, but it's coming at the cost of the support systems that help small businesses succeed.

📺 Catch the full episode for the deep dive!

🛠 This episode is sponsored by SBA Collective — empowering community banks and credit unions to compete and win in SBA lending.

Disclaimer: The views expressed on this show are our own and not necessarily those of our employer.