The Scientiam Show

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, Josh and Nic share their insights on being financial advisers for over two and a half years. They also share their experiences on how they helped their clients during and after the pandemic, how their clients survive in today's market, how they keep their investment philosophy in check, and more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
03:18 - Looking Back at Industry Experience This Year
05:23 - Pre-Meeting Thoughts and Experience
07:09 - How Clients Survived Today's Market
09:12 - Clients' Successes and Failures
11:55 - What Advisors Failed to Notice
13:58 - Investment Philosophy
17:31 - Final Messages
19:30 - Outro


About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Chris Holcombe, compliance Manager for Compliance FP with over 20 years of experience working in financial services, assisting advisers and dealer groups in navigating all things compliance. He shares his backstory, the current key issues in the financial industry, and his thoughts on Michelle Levy's Quality of Advice Review Proposal Paper. He also talks about retail and wholesale financial advice, main compliance concerns, using technology to improve client servicing, and his best tips for financial planners in the industry. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:16 - Chris' Backstory

02:13 - Key Issues in the Financial Industry Now

05:36 - Proposals from Quality Advice Review

09:46 - Wholesale and Retail Advice

11:12 - Intra-fund Advice

13:24 - More Businesses are Using Technology Today

15:35 - Lack of Advisers and the Future of the Industry

16:59 - Regulation Changes

19:26 - Best Tips and Practices from Chris

20:37 - Final Messages

23:34 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Connect with Chris:

• Visit th

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Dr Steve Garth and I conduct a quarterly market review for the third quarter of 2022. We provide an update on recent market activity in Australian and international markets. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:17 - Updates in the Australian Markets

02:16 - Updates in International Markets

03:29 - How to Time your Markets

04:40 - Final Messages

04:56 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Connect with Dr Steve Garth:

• Follow Dr Steve Garth on LinkedIn: https://au.linkedin.com/in/dr-steve-garth-5619267  
• Visit Principia Investment Consultants: https://www.principiaic.com.au/ 

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Tom Buckley, Managing Director of Managed IT services company All IT. He shares his thoughts on the recent cybersecurity issues, what happens if your server gets hacked, the most important things businesses should look out for to tighten their cybersecurity, and some data protection fundamentals everyone, including financial advisers, needs to be aware of. 

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:08 - Tom Buckley's Backstory

02:23 - The Whole New World for the IT Industry

05:43 - 3 Risky Data Areas

08:22 - 3 Business Data Security Must-Haves

12:16 - Boosting Business Security

15:21 - Small Businesses Need Data Security

20:41 - Clients should know their data's location

22:58 - Data protection fundamentals

27:53 - Proactiveness is a Must

29:07 - Final Comments and Messages

29:52 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Connect with Tom:

• Reach out to Tom at 02 8077 1095 or [email protected]
• Follow Tom on LinkedIn: linkedin.com/in/spurbuck

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, we speak with John Hazell, Managing Director and Principal Partner at Richmond Partners. He shares his background story, how he utilises technology to enhance the client experience, and some key issues in the industry today. He also talks about the major challenges people have regarding financial advice and what John would change in the financial sector.   

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
02:34 - John's Background and How He Got into the Industry
05:33 - Key Issues in the Industry Today
09:53 - The Idea of Good Advice
11:17 - How John Utilises Technology to Enhance the Client Experience
14:14 - The Industry's Struggle to Compile All of the Data
17:15 - Looking Ahead in the Field and Making a Difference
19:33 - The Best Way to Get Good Advice
20:57 - What Should Be Changed in the Industry?
22:22 - Outro


About Our Host:

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, I discuss some important key points from Michelle Levy's Quality of Advice Review Proposal Paper and how these things will impact both clients and advisers. Some topics I talk about are best interest duty being replaced by good advice duty, using technology to access quality advice, general advice being gone, and so much more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
02:14 - Today's Financial Review
03:43 - Look for an Accountant Who Works with Businesses and Accounts
04:41 - Good Advice Duty
06:41 - General Advice Gone
08:09 - Using Technology to Access Good Quality Advice
10:16 - The Treasury Quality Advice Review
11:51 - Summarisation
12:17 - Outro


About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation, it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business, Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where our mission is to make advice accessible to more Australians. On the show we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In today's episode, we speak with Colin Weir, CEO and Founder of Moroku. He shares with us his journey working with big banks and businesses, his insights on why some financial advisers fear technology, how to use technology to provide more value and support to your clients, and his thoughts on where technology is going moving forward.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


Episode Timestamps:

00:00 - Intro
02:04 - Colin Weir's Backstory
03:51 - Colin Weir’s Cycled Across Australia
05:51 - People or Businesses that Colin Weir Helped
12:41 - Why Financial Advisers Fear Technology
14:39 - Technology is Not Limited to the Youngsters
18:08 - Nigel's Powerful Tools for His Clients
19:50 - What is the Future of Technology?
25:59 - Conclusions and Final Advice
29:59 - Outro


About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully.

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.


Connect with Nigel:

Visit the Scientiam website: https://scientiam.com.au/
Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Josh, Nic, and I talk about the current market conditions and help you understand why the best course of action to navigate market volatility is to stay disciplined, and you will be rewarded in the long term. We also provide you with some historical data to illustrate that these market conditions are not unique, and history shows that markets always recover.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:24 - Update on the Market Today

02:05 - Expectations in the Market for the Long Term

03:09 - Benchmark Performance

04:17 - The Negative Market Impact on your Portfolios in the Future

05:40 - Market Tends to Bounce Back

08:47 - Don't Be Afraid of the Market Downturns

09:50 - Conclusion

10:57 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In this episode, Dr Steve Garth and I conduct a quarterly market review for the second quarter of 2022.

Many recent events have caused concern among many people, so we provide some insights and information to help you understand what's going on with the economy. We share some major market updates, bonds' performance this past quarter, insights on recession, and more.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

Episode Timestamps:

00:00 - Intro

01:59 - Updates in the Market in Some Parts of the World

04:49 - Don't Get Worried by Market Downturn

06:44 - Bond Yields

08:49 - What is a Recession?

10:15 - Final Advice for the Upcoming Update on the Market

13:40 - Outro

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Connect with Dr Steve Garth:

• Follow Dr Steve Garth on LinkedIn: https://au.linkedin.com/in/dr-steve-garth-5619267  
• Visit Principia Investment Consultants: https://www.principiaic.co

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply regi

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being. 

In today's episode, we speak with Scott Douglas, Director and Wealth Specialist at IMFG. He shares his background story, how he persuades his clients to believe in the industry, his insights on dealing with problems and challenges in the market, and his thoughts on helping and managing smaller accounts.

So, make sure to tune in to this episode of The Future Financial Adviser Podcast!

If you’re ready to modernise your financial advisory business and reach a new generation of investors, then this show is for you! If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam.com.au, built by advisers for advisers to simply help advisers engaged with digital to help more people.

Scientiam is unique in that it believes advisers have an important role to play in educating and guiding clients. However, because of time and legislation it is hard to help everyone and not everyone needs comprehensive advice.

In his private client business Nigel and his team faced the problem of wanting to help people without turning them away - they looked for a solution and could not find one, so they built Scientiam.

Nigel has two decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting and Financial  Advice groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. 

Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Connect with Scott:

• Visit IMFG’s website: https://www.imfg.com.au/ 
• Follow Scott on Linkedin: https://www.linkedin.com/in/scott-douglas-9531141 
• Follow IMFG on Facebook: https://www.facebook.com/IMFGroup 
• Subscribe to IMFG's YouTube Channel: https://www.youtube.com/channel/UCHVD2VCvUhkEd-NkK8w8HKg 

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website