The Scientiam Show

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode of the Future Financial Adviser, I discuss the current state of the markets. 

Since I recorded this episode - so much has changed already with the invasion of Ukraine by Russia. I’m already out of date! And markets have changed so much. Our points remain relevant maybe even more so.

​​As a listener, you may be an investor who is holding shares and wondering if you should continue to hold them or not, or you’re a business owner who is trying to determine what the best strategy is for your clients.

When you're in an ever-changing market, it can be tough to determine what the next steps are for your investments and your business — don’t follow the noise, stay the course. So tune into Episode 5 of The Future Financial Adviser Podcast to find out more!

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, built by advisers for advisers to help them use digital tools to onboards clients, access model portfolios and amazing content to improve their financial literacy.

Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, I reflect and dive into the possibilities for 2022. The last two years have been heavy on the people and of course the economic climate. I go into the distinct factors that greatly affect the financial system around the world and in Australia. 

The future of finance is not something that can be predicted with certainty, but we can prepare ourselves for what the future may bring. Having knowledge of the economic front can impact your investments in 2022, and there are many changes coming for all of us. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.


About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, I am joined by Josh – one of our financial advisors on our team. Today we talk about the Magellan Fund in Australia and their recent underperformance. While it is creating headlines - is this really unusual for a star active manager to underperform?

Magellan has almost $100 billion in net assets and recent significant underperformance, as well as issues within the team, are creating headlines they don't pay for. 

Underperformance within the active managed fund space is quite normal and should be part of your research and understanding when investing or recommending funds. Many advisers think they are adding value by recommending funds like Magellan and are swooned by lavish lunches and fancy presentations. Why would an adviser make their clients pay 1.35% for a fund like this that has underperformed so drastically? Did they not do the research and simply listen to the marketing?

At the end of the day, who wins when using this “pick a manager” approach? The investor or the fund manager?  There is a smarter way to invest than using these high-cost managers that rely on one key “star” manager.

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

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About Our Host

Nigel Baker is the founder of Scientiam, designed by advisers to help advisers engage with more clients to access the truth about money and investments. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

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Connect with Nigel:

●     Visit the Scientiam website: https://scientiam.com.au/

●     Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662

●     Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment

●     Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam

●     Follow Scientiam on Instagram: https://www.instagram.com/scientiam/

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisers the tools they need to help more investors improve their financial well-being.

In this episode, I talk about the future of financial advice in Australia in the next 50 years. In the last 10 years, the financial industry has been on an evolving journey with many significant changes and growth occurring. I elaborate on what’s going to happen in the economy and how you can keep up with the ongoing adversities right now. 

As the industry continues to change and evolve, it is important to be able to look at the bigger picture in order to help your business stay on trend and maintain relevance in the financial space. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

Welcome to The Future Financial Adviser, where we discuss the latest digital platforms, best practices, and evidence-based investing strategies, to give financial advisors the tools they need to help more investors improve their financial well-being.

In this episode, I talk about fixed income. It’s often considered to be a ‘boring’ topic, an asset class that isn’t as well understood by a lot of financial advisers and investors alike. I’ve come across many advisors over the years that don’t even use fixed income - they just use cash and term deposits. 

I refer to an article on fixed incomes by Index Fund Advisors, a big advisory firm based in the US, with the purpose of going over things that should be considered when discussing fixed income and bonds with your clients in any age group. 

If you’re ready to modernise your advisory business and reach a new generation of investors, then this show is for you!

If you’ve been enjoying the show, please make sure to share it with your network and leave a review on your favourite listening platform.

About Our Host

Nigel Baker is the founder of Scientiam, an online investing platform designed to help advisers engage with more clients to reach their goals. Nigel has over three decades of experience in the wealth management industry, having worked for some of the largest global institutions, and was a partner in one of Australia’s largest Accounting groups. He is also the author of ‘The Super Secret’ which uncovers the truth about how to invest successfully. Nigel is passionate about helping others understand money better so that they can achieve what is of utmost importance to themselves and their families.

Connect with Nigel:

• Visit the Scientiam website: https://scientiam.com.au/
• Follow Nigel on LinkedIn: https://au.linkedin.com/in/nigel-baker-b25662 
• Follow Scientiam on Linkedin: https://au.linkedin.com/company/scientiam-investment 
• Follow Scientiam on Facebook: https://www.facebook.com/fullscientiam 
• Follow Scientiam on Instagram: https://www.instagram.com/scientiam/ 

Index Fund Advisors article, ‘A Focus on Fixed-Income: Four Tips to Managing Bonds’: https://www.ifa.com/articles/focus_fixed_income/ 

Thanks for listening, we would love your feedback and please hit like and subscribe

Want more content on super, visit scientiam.com.au

You can also attend our weekly zoom classes on all things super - simply register on our website

In this podcast we speak with Jim Parker, Writer, Communicator and Digital Strategist Bringing Ideas to Life! 

This interview will give you a great insight into how to use media in our current lives to help us become better investors  - Jim discusses topics such as "cutting out the noise" and "who to trust" plus what to avoid ! Its a must listen for all investors. 

Jim Parker is regional director of communications with asset manager Dimensional Fund Advisors.  Jim joined Dimensional in 2006 after a quarter of a century in journalism. During his journalistic career, Jim worked across all mediums – radio, television, newspapers and online media. A specialist in financial markets and economics, Jim’s career took him to London, Tokyo and New York. His most recent journalistic role was with the Australian Financial Review. He has also worked for the ABC, AAP, Reuters and the American publisher Knight-Ridder. Jim is a graduate in economic history from Deakin University, Geelong and in journalism from Auckland University of Technology. He lives in Sydney with his wife and two adult children.

 Find out more about Dimensional Fund Advisors at Dimensional.com

All information on this podcast is general in nature and is not intended to provide personal advice. 

Nigel Baker is the owner and Director of AFSL 234543 ,you can contact him via email on [email protected] or via www.archcapital.com.au

In this episode, we talk about the "noise" and predictions often quoted in the media or by someone you know, or who knows a guy, who says markets are about to crash! 

So let's discuss these predictions and work out whether we should follow them. Or is there a better way to invest?

Listen in and find out how to invest successfully without the need to follow a guru, some guy, a forecaster, or the tea leaves! There is a smarter way to invest using science rather than guesswork.

These podcasts are general in nature and do not in any way provide personal advice. If you require personal advice please seek a qualified adviser or visit us at www.archcapital.com.au, or email me [email protected]. 

AFSL 234543 Pooledfunds Pty Ltd

In these podcasts we talk all things investing - and right now everyone is talking about property !  It just keeps going up !

How, Why - what next??!!

You don't want to miss this one if you won a property or would like to !

Scott Aggett has been in the property game in Australia for over 20 years and now runs successful Hello Haus.www.hellohuas.co

Jaqui’s vision is to change the world one book at time.

In this interview we welcome Jaqui Lane, author, storyteller and book adviser (thebookadviser.com.au).

Jaqui helps business people share their knowledge and insights through writing, publishing and marketing their own, quality business book. Jaqui has interviewed over 900 Australian business people, published over 400 business books, written 19 books and over 100 articles. She is one of Australia’s leading business historians having researched and written books for the Commonwealth Bank, Westpac, Amcor, Cleanaway, Woolworths, Patricks, Peter Lehmann Wines, Wilson Transformers and the Asia Centre Foundation. There’s nothing about the writing, editing, production, publishing and selling of business books around the world that Jaqui doesn’t know. She understands how to take the idea of a business book and guide business owners, company directors and professionals through the whole process to create a business book.

Find out more at thebookadviser.com.au 

All information in this podcast is general in nature and does not intend to provide personal advice. For more information please see our website www.archcapital.com.au