Welcome to today's episode! This time around will be a solo episode as the planned interview episode is pushed next week. However, I am still excited to share this episode as this is about my favorite podcasts on investing I listened to!

Links to the podcast mentioned in the episode by order:

The Canadian Investor Podcast- https://spoti.fi/3S5RSgx

We Study Billionaires- The Investor's Podcast Network - https://spoti.fi/3viZ1k1

The Rational Reminder podcast- https://spoti.fi/3zc07iD

Value Investing with Legends (Columbia Business School) - https://spoti.fi/3zbSmt9

Invest like the Best with Patrick O'Shaughnessy- https://spoti.fi/3zbSrNt

The Investing for Beginners podcast- Your Path to Financial Freedom- https://spoti.fi/3OFJOAl

The Investing with Tom Podcast- https://spoti.fi/3zAoA2n

Money tree Investing podcast - https://spoti.fi/3OIFujM

Business breakdowns - https://spoti.fi/3J9qjPn

Reach out to me through my Facebook page- https://fb.me/theseafarerinvestorpod

and thru my email- [email protected]

I'm having another fantastic guest today! Tom is running a growing investing youtube channel named Investing with Tom and also has a great podcast under the same name. Terrific conversation with Tom ahead as we talk about his investing checklist, biases and more especially on how he meets Guy Spier, a superinvestor I also admire, and his experience in attending the recent Berkshire Hathaway Annual Meeting. The episode is a treat to listen and I'm sure you will learn a lot from Tom. Give it a try. Enjoy!

Timestamps of the episode:

-How Tom started his investing journey and his youtube channel [02:15]

-The first investing book he read about value investing. [04:21]

-Tom talks about his own investing checklist in assessing a business. [07:12]

-How does Tom size his bets in his portfolio. [12:46]

-A good problem to have in your stock portfolio. [18:42]

-When to actually sell your stock and how selling is different in wherever country you are based. [20:53]

-Tom's portfolio allocation between NZ and US stocks. [24:22]

-What is Tom's worst investing bias to date and how he is dealing with it. [26:06]

-The story of how Tom met Guy Spier and the experience in meeting a superinvestor. [28:11]

-Tom shares his experience in attending the recent Berkshire Hathaway Annual meeting in Omaha. [35:55]

- Is the Berkshire Annual meeting following a cult or a pilgrimage for value investors? [39:28]

-Listening to Warren Buffet talk in person. [41:23]

-The See's peanut brittle and coke diet of Munger and Buffet. [45:00]

-Tom's key takeaways from the Berkshire annual meeting. [45:49]

-Tom talks a bit about Kelly Partners, Ltd., an Australian accounting firm serial acquirer. [48:06]

-Personal finance tips from Tom especially on beginner investors. [49:28]

- Great investing advice from Tom. [54:23]

Check out Tom's investing Youtube channel- https://m.youtube.com/investingwithtom

His another youtube channel with other great investors- https://youtube.com/channel/UCGIdm8-8HO83ZoaL3AXhQxQ

His podcast- https://theinvestingwithtompodcast.buzzsprout.com/

Connect with him on Twitter- http://twitter.com/tominvesting

Reach out to me in my Facebook page- https://fb.me/theseafarerinvestorpod

and thru my email- [email protected]

In today's episode, I will be having William Cabangon, CEO of AAA Equities, a retail stock brokerage firm in the Philippines. He was previously in the Sales & Trading division of Deutsche Bank covering foreign exchange derivatives in London and NYC. My conversation with him encompasses a lot of topics including the macroeconomics of PH, financial literacy, personal finance, investing and more. I am personally excited to share this episode as I am confident listeners will learn more than a thing or two as I did myself. Enjoy.

Timestamps of the episode:

•Is William related to the singer song writer, Noel Cabangon? [02:48]

•He talks about his journey into the field of finance and becoming a CEO of a stock brokerage firm as such a young age. [03:42]

•William walks us through his experience of being an intern in the Global bond fund of PIMCO, founded by the now infamous Bill Gross aka bond king [06:36]

• How to convince people that the stock market is not rigged against them. [11:20]

•AAA Equities part in spreading financial literacy in the Philippines. [15:13]

•The current macroeconomy in the Philippines. [17:28]

•Why even the Ph economy is doing better, foreign investors wont flock in the local market. [19:27]

•The only one indicator you need in following markets. [21:44]

•How to approach timing the market bottom. [26:04]

•How rising interest rates in the Philippines affect the economy in general. [28:34]

•The relationship between interest rates and the stock market. [31:33]

•Q and A from the Phinvest discord members. {35:03]

•Does a stock trading firm do long term investing also? [35:17]

•How does William invests his own money. [37:00]

•How William manages his own finances. [40:58]

•Is stock market investing applicable to Filipino minimum wage earners? [44:32]

•What makes a day of a CEO of a stock brokerage firm different from other companies? [47:57]

•What happiness mean to William. [53:48]

Connect with William Cabangon on Twitter https://bit.ly/3aBkQ76

Reach out to me thru my Facebook page https://fb.me/theseafarerinvestorpod

and thru my email- [email protected]

Today's episode is special as we have an awesome guest in the show! I will be having Eric Schleien of Granite State Capital Management. He is such a great communicator of investing concepts that anyone listening to this episode will surely pick up great tips, not only in investing but in framing happiness also in such a different light. He also shares a lovely experience he had in writing a letter to the goat himself, Warren Buffet, to which he received a reply and an invitation to the next Berkshire Hathaway Annual meeting that year. Enjoy the episode!

More about our guest:

Eric Schleien is the Founder and CEO of Granite State Capital Management, LLC which is an investment management firm. Eric also hosts two podcasts: The Intelligent Investing Podcast and The Eric Schleien Podcast. He has been featured in The Wall Street Journal, GuruFocus, and was also featured in Warren Buffett’s Biography, “Of Permanent Value”. Eric is the author of the book Principles of Power: The Art & Wisdom of Badassery which is available on both Kindle and paperback on Amazon. Eric Schleien is also a leading authority on ontological coaching and specializes in elevating organizational cultures leading to a natural increase in profits, productivity, and general effectiveness.

He's currently working on combining the world of ontological coaching with shareholder activism having developed a new model for shareholder activism. For more learning around that, see the resource below:

• Eric Schleien's website

If you would like to get in contact with Eric you can reach him on Twitter, Instagram, LinkedIn, or Facebook

Reach out to me too if you have questions on my

Facebook page, and Gmail

Welcome to today's episode! I will be talking about the most common financial ratios you will see first when checking out a company's fundamentals. This is a must for every investor to understand as it gives you a better tool to view a business in good light.

Timestamps:

• P/E ratio [01:11]

• The market is not stupid. [04:05]

• EPS or earnings per share [05:17]

• Be careful on growing EPS. It's not always as it seems. [06:21]

• D/E or the debt to equity ratio [07:08]

• Price to sales ratio- an important ratio for tech companies and alike. [10:34]

• P/B ratio. The tangible assets ratio. [13:07]

• Financial ratios are just tools. [15:20]

Reach out to me through my Facebook page- https://fb.me/theseafarerinvestorpod

or thru my email- [email protected]

Welcome to episode 16! Today I will be talking about a popular investing method, the Buy Term Insurance and Invest the Difference or simply called BTID. I will also be diving further as to why getting a Term Insurance is best for beginner investors with family dependents especially on the topic of the time value and opportunity cost of your money in getting an insurance.

Timestamps:

• A brief juncture on insurance [01:43]

• What is a term insurance and why its the best and lowest cost insurance product out there. [03:10]

• Why the BTID method is powerful and why all investors should use it. [05:48]

• Opportunity cost in getting an insurance. [09:30]

• Why getting a life insurance as early as possible is crap especially if you don't have any dependents yet. [11:24]

• Time value of money when getting an insurance. Spoiler: Inflation sucks. [12:46]

Reach out to me thru my Facebook page- https://fb.me/theseafarerinvestorpod

and thru my email - [email protected]

Aye! Today's episode will be a good start for beginners wanting to understand the basic terms usually being thrown in the stock market lingo. Now, relax or do your chores while learning by listening to this episode. Enjoy!

Timestamps:

• Picture yourself opening an online stock platform for the first time [01:06]

• Bid and ask price [02:07]

• How to buy stocks? Limit and market orders. [03:20]

• Order expiries and durations [05:35]

• Be mindful of board lots! [06:20]

• Market capitalization, outstanding shares, and public floats. [07;26]

• Bull and bear markets, what are these and are they really important? [10:00]

• Financial reports- best place to start reading in knowing about businesses [12:13]

Reach out to me thru my facebook page https://fb.me/theseafarerinvestorpod

and thru my email [email protected]

Source of financial reports of stocks trading in the Philippines -https://edge.pse.com.ph

In the U.S. stock market- https://sec.report

Today's episode is dedicated to seafarers out there who wants to invest! The episode is the longest solo recording I've made so far and bear with me as I've crammed it with enough details for anyone to start. However, this episode is also for those that are interested in knowing investment options out there. It's made as general as possible!

Timestamps of the episode:

• There is no single investment that is best for every body. [02:11]

• #1 Investing in the stock market [03:42]

• Having a stable internet in your ship is a must [05:02]

• Growth vs value investing [06:48]

• Stock picking needs extra level of effort [07:55]

• #2 Investing in Index funds [10:46]

• Silence out the noise and buy consistently [11:35]

• FMETF and VOO [12:44}

• #3 Investing in Real estate and REITs [16:44]

• The allure of tangible assets and why its the popular investment among seafarers [17:02]

• Real estate should provide cash flow and your home isn't giving one. [18:10]

• REITs is the other best option for seafarers to get into real estate. [19:50]

• #4 Investing in bonds and MP2 [24:20]

• Bonds are perfect for seafarers that are risk-averse [25:09]

• Risks in bonds- low risk, low returns [26:15]

• Pag-ibig MP2: perfect for Filipino seafarers with 5 year or more long term goals. [28:00]

• MP2 is like a bond in steroids. [28:53]

• #5 Investing in Crypto currencies. [31:56]

Reach out to me thru my facebook page https://fb.me/theseafarerinvestorpod

and thru my email [email protected]

A good investor is also a good saver. But the question always arise on how much? Is there a right amount to save? To know more, listen to this episode, as I will talk about why going full ahead on saving is not for every body but is applicable for most seafarers.

Timestamps of the episode:

• You can't invest if you don't save, obviously. [01:27]

• Save what you can. Don't worry too much on how much. [02:09]

• Focusing in growing your income is the right way. [03:48]

• The "save-invest continuum" by Nick Magguilli [05:50]

• Why most seafarers who are yet starting out should focus in saving instead of investing [09:40]

• Focusing on income growth is hard for seafarers while working at sea for obvious reasons. [12:29]

• The ultimate goal to saving. [14:37]

Reach out to me thru my email [email protected]

and like my facebook page also https://fb.me/theseafarerinvestorpod

Hold your sails! If you're at this point where you're excited to invest because you've covered most of your personal finance then stop and take a deep breathe. Do know first which path you want to take in investing because blindly going through it is not a necessary lesson and can be avoided. To know more give this episode a listen!

***Correction: I've said incorrectly at the opening of the episode that this is episode 11. It's already episode 12. Sorry sea jitters lol

Key takeaways:

-Answer this simple yes or no questions to know whether passive or active investing is for you. [01:99]

-Active investing is a passion and can't be for everybody. [03:25]

-It can be hard for seafarers to do active investing. [05:53]

-The existential dread of active investing [09:18]

-Passive investing is the way to go for most people. [12:00]

-What is an index fund and why its so amazing. [13:31]

-Why most seafarers, if not all, should be doing passive investing. [17:05]

-Knowing your risk profile is a personal journey. [18:47]

Reach out to me thru my email [email protected]

and also visit my facebook page https://fb.me/theseafarerinvestorpod