Safe Money Radio with Brad Pistole

The Seasons of Life & Retirement


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A pond that swings from overflowing to bone dry can teach you everything about retirement. We open with a vivid farm story—feast, famine, and the long wait for rain—to show how markets rise, stall, and plunge in repeating seasons, and why lasting financial peace comes from structure, not prediction. From there, we dig into inflation the way you’ve actually felt it: the $4.04 pizza buffet that now rings up at $12.06 (or more). That price shock becomes a lens for designing income that keeps its buying power for 20–25 years.

We walk through a simple, not easy framework: build, protect, and distribute. You’ll hear how bucket strategies stage your money for the go‑go, slow‑go, and no‑go years; how guaranteed income can cover essentials so market swings don’t dictate your lifestyle; and how to fight sequence of returns risk—the silent threat that hits hardest right as you start withdrawing. We share hard-won lessons from family experience with major market drawdowns, plus the practical rules that compound over decades: avoid expensive depreciation traps like new cars, avoid avoidable wealth destruction like divorce, and keep compounding intact.

Along the way, we pull from Jim Rohn’s Seasons of Life and Tom Hegna’s Retire Happy to blend mindset with math. Think like a farmer: act this season for the next. That means inflation-aware income, healthcare and long‑term care planning, and tax‑smart withdrawals that stretch every dollar. It also means resilience—choosing a plan you can stick with when headlines get loud and prices climb. If you want clarity on how to secure income for life, outpace inflation, and enjoy retirement without fearing the next storm, this conversation brings the strategy and the calm.

If this helped you think differently about your future, follow the show, share it with someone who needs a steadier plan, and leave a review with your biggest retirement question—we may feature it next.

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To learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com

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Safe Money Radio with Brad PistoleBy Brad Pistole

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