The end of the year is near, and now is the time most of us start reflecting on what happened throughout the year. Listen to this episode as we talk about Reflecting On The Year as well as tips to help you both evaluate and celebrate it.

For some of us it was a good year and we achieved some or all of our goals. For others this year may have been challenging and therefore our goals, or the majority of them, may not have been met. As we take this time to look over our calendars and goal sheets we can see what we did right as well as what could've been done better. As we reflect on these things it is important for us to remember to celebrate the journey. 

We automatically celebrate what went right this year, such as achieving our goals, because we feel good. When things go wrong, such as not hitting our goals, many of us automatically replay the event over and over again mind. This process of replaying negative events can impact our thinking and turn us into our own worst critic. At this point we must take control over our thinking process to prevent us from becoming stagnant, or worse giving up all together. 

To take control of our thought process, we should focus on the tasks that need to be done and complete those tasks so we can create quick wins. By creating quick wins we rebuild confidence and create momentum to keeps us moving forward. We should also learn to celebrate the activity milestones we achieved along the way even if did not achieve our goals, because by investing our time and energy to learn why things didn't give us the results we wanted and the adjustments we need to make going forward so we can meet and exceed our goals the next time.

Business Networking: Saturday January 7th, 2023 from 9:30AM - 11:00AM (Eastern) Black Women Empowering Finances is hosting it's first networking event of the year. Be sure to join us as Joyce Chesley Hayward, founder of Fusion 4 Business, will be speaking on making your business profitable. Go to www.BlackWomenNetwork.org to register for this event today.

To connect with our host, Tashaya Singleton, send an email to [email protected] or join the Secrets of Earning Facebook Group. If you would like our host, Tashaya Singleton, to assist you in achieving your business, insurance and financial goals  then send  an email to [email protected] or visit her website  www.TJSFinancialSolutions.com

#podcast #business #entrepreneur #TashayaSingleton #TheSecretsOfEarningMoneyShow #ending the year #reflectingontheyear

This is National Write A Business Plan Month and we are celebrating it all month long. As Entrepreneurs and Small Business Owners we always hear about the importance of writing a business plan but we rarely ever hear about the planning we should do before writing it. Listen to this episode as our host shares some tips and ideas on the planning you should do before the business plan so you can have both the business and life you dreamed of.

Your vision, your values and the people you surround yourself with make a difference between your business plan becoming a bookend on your shelf or an actual roadmap for business success. The vision you have for your business and your life will help you stay motivated when the tough times come, as Murphy's Law says "If anything can go wrong, it will go wrong". Understanding your values is important, because you need to know what is nonnegotiable for you in both life and business. 

Also, the people you surround yourself with is important, because the people you associate with will either be the wind beneath your wings helping you soar or will be the heavy weights that help you sink. If you are consistently surrounded by individuals that are negative, in time you will become negative. If you are constantly around positive individuals over time you will eventually become positive, and hopefully you're already positive so you will just become an even more positive person. And remember what Zig Zigler says "Your attitude, not your aptitude will determine your altitude", so control your personal environment by spending time with positive people and minimizing, or completely eliminating, the time you spend with negative people.

By taking time to plan, your life and business, before writing the business plan will allow you to have a plan that fits where you are right now and where desire to go in the future.

If you are in the Hampton Roads on Tidewater Virginia area please come out and join The Four Rivers Project on Tuesday December 20, 2022 for "An Artful Holiday Giving Tuesday" , a silent auction fundraiser, from 5:30PM - 8:30PM at the Gallerie Ukwensi 424 W. 21st Street, Suit 101, Norfolk, VA 23517. 

To  RSVP for this event visit EventBrite.com or send an email to [email protected]. If you would like support or learn more about The Four Rivers Project, a nonprofit organization, visit their website www.TheFourRiversProject.com

To connect with our host, Tashaya Singleton, send an  email to [email protected] or join the Secrets of Earning  Facebook Group. If you would like our host, Tashaya Singleton, to assist  you in achieving your business, insurance and financial goals then send  an email to [email protected] or visit  her website  www.TJSFinancialSolutions.com

#NationalWriteABusinessPlanMonth #Business #Startup #TashayaSingleton   #TheSecretsOfEarningMoneyShow #Entrepreneur #podcast   #writeabusinessplanmonth

December is Write Your Business Plan Month, and in this episode we will talk about types of business entities and some basics to think about when writing your business plan. Be sure to listen to this episode for tips on important things small business owners should know, and keeping your business compliant. 

Most businesses are started at the kitchen table. We usually begin informally as independent contractors or freelancers. After we've made some money and start to believe we can turn what we've been doing into a real business, we make it legal and become Sole Proprietors. 

Over 70% of businesses in the U.S. are Sole Proprietorships. A Sole Proprietorship is the fastest and least expensive way to start a business. In some states if you do business using your own name then you are not required to have a business license, which means there are minimal barriers to keep you from starting a business. The good thing about a Sole Proprietorship is that you are in complete control and get to keep all the profits. But there is a disadvantage to being able to keep all the profits, and that is that the business owner's personal finances and the finances of the business are considered one in the same. And, because there is no separation when it comes to personal and business finances a Sole Proprietor could lose both there personal assets and business assets if legal problems were to arise.  

For this reason, when writing your business plan you should take time to research the different type of business entities available to determine which one would be right for the business you're starting. Each type of business entity has it's own advantages and disadvantages, so speaking with experts will also be important in choosing the best entity structure for your business. Having a team of reliable experts will assist you in growing your business, as well as help keep your business in compliance with State and Federal laws. Be sure to visit SCORE, SBA, SBDC, WBC and your local Economic Development Department for free or low-cost assistance.  

For assistance with building business credit you can contact Positive Business Credit Solutions by email at [email protected] or visit their website www.PBCS-LLC.com

To connect with our host, Tashaya Singleton, send an email to [email protected] or join the Secrets of Earning Facebook Group. If you would like our host, Tashaya Singleton, to assist you in achieving your business, insurance and financial goals then send an email to [email protected] or visit  her website  www.TJSFinancialSolutions.com

#NationalWriteABusinessPlanMonth #Business #Startup #TashayaSingleton  #TheSecretsOfEarningMoneyShow #Entrepreneur #podcast  #writeabusinessplanmonth

This is National Write A Business Plan Month! Are you excited to take the leap and finally start that business you've been thinking or dreaming about for some time now. Well you picked the right month start creating the essential document all businesses need - a Business Plan. I know the task of writing a business plan may seem like a lengthy process but it will help you clarify your ideas and the goals your have for your business. Listen to this episode to as our host gives some great tips and talks about 3 different types of Business Plans. 

Many of us this time of the year are looking back in awe and asking how did the end of the year get here so fast. We are taking this time, right now, to evaluate the goals we set for our self this year. We're looking at what we achieved. As well as what still needs to be completed that was on our goal list. Also, we are considering what we can do to make next year more successful and enjoyable than this one.

At the top of many people's list is starting a business to create time freedom and wealth. Planning is essential to achieving any goal in Life or Business. Putting your vision for your business in writing is essential to it's success. Investing time and energy into advance planning could make your entrepreneurial journey go a little smoother and assist you in getting results in your business sooner rather than later.  Because as the old saying goes "poor planning leads to poor results".  And, if you are in need of help be sure to contact SCORE, the SBDC, SBA or your local Economic Development Department as they offer free and low-cost business assistance.

To connect with our host, Tashaya Singleton, send an  email to [email protected] or join the Secrets of Earning  Facebook Group. If you would like our host, Tashaya Singleton,   to assist you in achieving your business, insurance and financial goals   then  send an email to [email protected] or visit her  website  www.TJSFinancialSolutions.com

#NationalWriteABusinessPlanMonth #Business #Startup #TashayaSingleton #TheSecretsOfEarningMoneyShow #Entrepreneur #podcast #writeabusinessplanmonth

Happy Thanksgiving! Today serves as reminder for us to spend time with the people we care most about, family and friends. This is also a time to remember all the people and things we have that we should be grateful for. Many of us take for granted the things we've achieved in our life, the people who are always in our corner that love and accept us for who we are in spite of our flaws, as well as the things we have in our possession right now.

Sometimes we spend so much time focusing on what we don't have, what we've lost, or what we want for our future that we do not appreciate, or we forget ,to be thankful for our present. We should be grateful the simple things, as well as the big things in life, like having a place to live, food to eat, good health, family and friends that love us. There is no better time than now to forgive those that hurt you, to make amends with the people you've hurt, to forgive yourself for the mistakes and bad decisions you've made. Because as the saying goes "The past is the past, the future is a mystery and the present in a gift", take some time today to enjoy the gift of present and make cherished memories with those you hold near and dear. 

Events to help you take your business and life to the next level:

Success Women's Conference - Women on Fire 2.0 is happening Nov. 29th - Dec. 4th. If you're ready to be inspired and start 2023 on fire be sure to register today at www.SuccessWomenInternational.com/register Be sure to attend my presentation!

If you're ready to grow your network and your net worth in 2023, then you'll want to register for the Saturday December 3, 2022 networking event hosted by Black Women Empowering Finances. Visit www.BlackWomenNetwork.org to register for this free event. Can't wait to see you there!

To connect with our host, Tashaya Singleton, send an email to [email protected] or join the Secrets of Earning Facebook Group. If you would like our host, Tashaya Singleton,  to assist you in achieving your business, insurance and financial goals  then  send an email to [email protected] or visit her website  www.TJSFinancialSolutions.com

#Thanksgiving #Family #Thankful #Grateful #Gratitude #TashayaSingleton #TheSecretsOfEarningMoneyShow #podcast

This is Global Entrepreneurship Month and we're celebrating all month long. This episode we talk about making sure your business is in good standing as we close out the year. Listen to this episode to make sure your business is in compliance to save you time, money and stress.

As Entrepreneurs and Small Business Owners we wear many hats, especially when we're starting out. We are are excited about having a business and usually so busy with running it's daily operations that we put off doing, what deem as important but not urgent, paperwork until the last minute. This is sometimes necessary but not always in our best interest. 

As business owners we should schedule time, regularly, to take care of paperwork that keeps your business in compliance with Federal and State laws. Now that the "End-of-Year" is near, there is no better time than right now to start getting your papers in order. At this time of year many businesses are beginning to organize their accounting information in preparation for filing taxes and their annual business insurance audits. Since these activities must be done annually, it might be a good idea to take time to create a checklist for your business, so keeping your business in compliance can become a little easier each year. 

To connect with our host, Tashaya Singleton, send an email to [email protected] or join the Secrets of Earning  Facebook Group. If you would like our host, Tashaya Singleton, to assist you in achieving your business, insurance and financial goals then  send an email to [email protected] or visit her website   www.TJSFinancialSolutions.com 

This is Global Entrepreneurship Month and we are celebrating all month long. Today we are joined by our special guest Carlos Castro. Carlos is the founder of Todos Supermarket and the Hispanic Organization for Leadership and Action. He has served on the boards of Prince William Chamber of Commerce, Youth for Tomorrow, Potomac Health Foundation, Hylton Performing Arts Center, Northern Virginia Community College Education Foundation, and the Northern Virginia Workforce Development Board. Listen to this episode as Carlos shares his "Top 3 Recommendations" to achieve success and the most important lesson he learned along his entrepreneurship journey.

In this age of the internet, many people believe success is easy and happens overnight. It is astounding the number of people that are trying become the next overnight sensation because of this myth. What these people are failing to take into account is the amount of time a person spends preparing to for their opportunity. They usually spend a minimum of 6 years investing time, energy and hard work to earn the coveted label "Overnight Success". 

Many people either almost give up, or give up completely, during the preparation phase of success because things are just not moving fast enough for them. It is during those times when you feel like giving up that one must fall back on their faith in themselves, their ideas, and their dreams in order to ignite an inner strength to help carry them to the finish line of success. But in order to reach that finish line, you must first be clear on what your definition of success is. You should to spend time thinking about how your business will change your lifestyle, and if it is the type of change you want. And if it is not a change you're willing to live with, then you should be on the lookout for the next opportunity that will allow you to both achieve success and the lifestyle you desire. Clarity, planning, focus, courage and hard work will go a long way in helping you achieve your goals on the Entrepreneurship path.

You can connect with Carlos by sending an email to CCastro@TodosSupermarket. To learn more about Carlos and his journey to success be sure to pick up a copy of his book Mi Camino Al Exito and for those of you that don't speak Spanish stay on the lookout for his English version that will be coming soon.

To connect with our host, Tashaya Singleton, send an   email to [email protected] or join the Secrets of Earning Facebook Group. If you would like our host, Tashaya Singleton, to assist  you in achieving your business, insurance and financial goals then send an email to [email protected] or visit her website   www.TJSFinancialSolutions.com 

This is Global Entrepreneurship Month and we are celebrating all month long! Entrepreneurship makes the world go round. They create and deliver the products or services we use everyday. Without Entrepreneurs we would still be lighting our homes with candles or riding horses and buggies instead driving cars, flying on airplanes and using lights powered by electricity in our homes. There is a lot to celebrate when it comes to Entrepreneurship. But there are also some things we should be aware  of when it comes to Entrepreneurship too. Listen to this episode as we talk about the top 3 reasons businesses fail and what you can do to overcome them. 

Many people become Entrepreneurs because they want time freedom, increased income and to follow our passion. The good news is you can have all of that as a Entrepreneur. However we must realize that there will be times when your income fluctuates, on the downside, and it feels like there's not enough time in the day to get everything you need to get done, done. This is when "mind over matter" is going to have to kick in, if you're going to make your business a success. Striving for balance in life and business is very popular right now. As Entrepreneurs however we need to understand, as well as prepare for, the times in our lives and business when we will most assuredly be out of balance.  During these times when we are overextending ourselves we must make time for self-care, even if we can only carve out 15 minutes. This is crucial to help minimize stress, keep you from burning out and allow you to maintain healthy relationships.

If you're on of the many Entrepreneurs, or Small Business Owners, who need to collect their accounts receivables then you're probably very interest the book I mentioned, Collect The Cash: The Sale is Not Complete Until The $$$$ Is In The Bank! by Dee Bowden.

To connect with our host, Tashaya Singleton, send an  email to [email protected] or join the Secrets of Earning Facebook Group. If you would like our host, Tashaya Singleton, to assist you in achieving your business, insurance and financial goals   send  and email to [email protected] or visit her website   www.TJSFinancialSolutions.com 

 #BlackWomen #Entrepreneurship  #TashayaSingleton #TheSecretsOfEarningMoneyShow   #startup #BlackBusiness #women #WomenInBusiness #business

Today we are celebrating Black Entrepreneurs Day and National Women's Business Month with our expert guest RaShida Roberts. RaShida is a Personal Finance Coach, author of the book Find Your Spark: 7 Steps to Ditch Debt, Stress and Ignite Your Financial Lifestyle, founder of Target Financial and One Spark University. Listen to this episode as we'll be talking about the ups and downs of entrepreneurship, as well as busting some myths. 

The title of this episode says it all - "Entrepreneurship isn't easy but it's worth it!".  We always hear stories about the Entrepreneurs that risked it all and found success, like the proverbial Over Night Sensation. These types of stories lead many people to believe that becoming a successful Entrepreneur is easy, and it does not take a lot of time or work to achieve. However if you ask almost any Entrepreneur about their journey to success, they'll share a story that takes you on the trip of a lifetime with all their highs, lows, curves and everything in between. But the one thing they commonly say is that they believed in themself, their product or service and that is what gave them the strength to continue on until they achieved their goal. 

This reminds us that confidence and perseverance are the difference makers when it comes to failure or success, in both business and life. So if your on the path to entrepreneurship, be sure to make time become a master of your craft and, the master of your mind to increase your chances of success. If you're not sure where to start, then begin by taking courses, reading books and surrounding yourself with growth minded people. 

To connect with our host, Tashaya Singleton, send an email to [email protected] or join the Secrets of Earning Facebook Group. If you would like our host, Tashaya Singleton, to  assist  you in   achieving your business, insurance and financial goals  send  and email to [email protected] or visit her website  www.TJSFinancialSolutions.com 

#BlackEntrepreneursDay #BlackWomen #Entrepreneurship #TashayaSingleton #RaShidaRoberts #TheSecretsOfEarningMoneyShow #TargetFinancial #startup #BlackBusiness #WomenInBusiness

This is National Women's Small Business Month and we are continuing our celebration. Today we are talking about Women, Leadership & Business. Women owned businesses grow by and average of 84% and add $13 Trillion to the economy globally. And that number is expected to increase to $18 Trillion next few years. Leadership, as we have learned from many experts, is one of the keys to the rise or fall of a business. Be sure to listen to this episode for some great tips on how you can lead your team, while creating a more positive and productive environment.

Many of us commonly think of someone with a title as a leader. However, you can be a leader without a title. Your character and actions determine whether or not you're a leader. Have you ever noticed that whenever you're in a group setting, with people you don't know, that you seem to always be chosen as the presenter or head of the group. It is because of your character, and the manner in which you carry yourself, that caused the people in your group to see you as a leader. Everyday in our life we are leaders. We lead ourselves, and a lot of times we lead our business colleagues without intending to do so because someone is always watching, in this always connected world.  So spend time developing the leader inside of you to take your business, team and life to the next level.

To connect with our host, Tashaya Singleton, send an email  to [email protected] or join the Secrets of Earning  Facebook Group. If you would like our host, Tashaya Singleton, to assist  you in   achieving your business, insurance and financial goals send  and email  to  [email protected] or visit her website www.TJSFinancialSolutions.com 

#womenssmallbusinessmonth #Womeninbusiness #Business #women #leadership #TashayaSingleton #TheSecretsOfEArningMoneyShow #podcast