The Secrets of the Wealthy Podcast

Is your retirement strategy built around accumulation or distribution? That distinction can change how you plan your retirement. Listen in as John Mints explores the key differences between accumulation and distribution and why it’s crucial to understand both. He emphasizes the value of tax planning during the distribution phase of retirement while exploring how smart … Read More Read More

Is your financial plan written down? Or do you have a plan in mind but need something more solid? Your plan may need some changes based on current financial circumstances. In this episode, John Mints explores the importance of creating a financial plan and the potential pitfalls of relying solely on Social Security for retirement. … Read More Read More

Tax strategies are important not only for saving money but are particularly needed when it comes to retirement planning. These strategies play a pivotal role in determining how much money you’ll have at your disposal during your golden years. With effectively managing your taxes, you can potentially reduce the impact they have on your retirement … Read More Read More

Americans are depleting their excess savings, credit card debt has reached a record high, and student loan payments will resume soon.  In the previous episode, John Mints discussed the reality of our Government’s spending problem and the complexity of the tax code. In this episode, he dives further into the Tax Cuts and Jobs Act … Read More Read More

What will taxes in retirement look like? They’ll likely be your largest expense. That’s why we’re dedicating a series to it! In this episode, John Mints introduces a new series about taxes in retirement. He emphasizes the significance of maintaining financial balance during this phase of life and discusses the impact of the Secure Act … Read More Read More

Suppose you were 65 years old, won the lottery, and had sufficient funds to support your desired lifestyle, cover any potential future needs, and leave behind a satisfying inheritance.  Would you continue working? Would you put all of your assets in investments that are at risk of losing value? In this episode, John explains the … Read More Read More

Traditional retirement plans focus on three parts: Pension, Social Security and assets. Now clients require an alternative as retirement income options are changing. In this episode, John Mints is joined by Jeremy Pillow, Senior Associate with Biltmore Financial, to discuss Social Security and why clients’ retirement plans require strategies beyond one source of income. They … Read More Read More

1 in 4 families in Texas doesn’t receive enough food on a daily basis, yet many are too embarrassed to seek help from food banks. In this episode, John Mints speaks with Lisa Richardson, the CEO of Harvesting In Mansfield Ministry Center, Inc. about her work providing groceries and nutrition to people in need. She … Read More Read More

Do you struggle with sticking to new habits or achieving your goals? Maybe you just need to start measuring your progress.  According to a study by the American Psychological Association, frequently monitoring progress towards your goals can increase your chances of success.  In this episode, John Mints shares his 75-day commitment to developing new habits, … Read More Read More

Have you made your 2023 New Year’s resolutions yet? If you’re approaching retirement or are already retired, one of your resolutions should be to protect your assets. In this episode, John Mints emphasizes the importance of taking the time to protect your finances, investments, and ultimately, your lifestyle in retirement. He compares the current market … Read More Read More