More homeowners are taking their homes off the market—and it's raising a lot of questions.In this episode of The Shivers Report, Nick and Keegan break down why sellers are choosing to wait instead of accepting today's market realities, and what that says about the current state of real estate.With many homeowners locked into mortgage rates below 4%, elevated interest rates, and ongoing price adjustments across parts of the Pacific Northwest, many sellers are asking themselves a simple question: "Why move?"We discuss:Why more sellers are removing listingsThe impact of low mortgage rates on housing inventoryWhy today's market is driven by "have to" buyers and sellersThe challenge of pricing homes correctlyWhy many homeowners still have significant equity gainsHow psychology affects real estate decisionsWhat buyers and sellers should expect moving forwardIf you're wondering whether now is the right time to sell—or why inventory remains tight despite slower demand—this episode is for you. #housingmarket #oregonrealestate #podcast #realestate #portlandrealestate #entrepreneur #portlandrealtor #housemarket

Politicians keep saying that banning institutional investors will make housing more affordable. But will it actually work?In this episode of The Shivers Report, Nick and Keegan break down one of the biggest housing policy debates happening right now and explain why many experts believe it's missing the real problem.While institutional investors make for an easy target, they own a surprisingly small percentage of single-family homes. Meanwhile, rising construction costs, permitting delays, zoning restrictions, and regulatory hurdles continue to make housing more expensive.We discuss:The truth about institutional investor ownershipWhy housing affordability remains a challengeThe hidden costs of permits, fees, and regulationsHow zoning impacts housing supplyWhy builders struggle to create affordable homesThe relationship between inventory and pricingHow current policies affect landlords and rentersWhat could actually move the needle on affordabilityIf you want to understand the real factors driving housing costs, this episode is for you. #institutionalinvesting #housingaffordability #portlandrealestate #realestate #oregonrealestate #entrepreneur #realestatepodcast #portlandrealtor #realtor

Real estate has helped generations of Americans build wealth, but does it still make sense as an investment in today’s market?

In this episode of The Shivers Report, Nick and Keegan discuss how real estate investing has changed as home prices, mortgage rates, and operating costs have risen. While buying a home may not always be the better financial decision compared with renting right now, investment properties can still offer benefits through leverage, tax advantages, principal paydown, and long-term ownership.

They also explain why investors can no longer assume every property will appreciate or refinance their way out of a difficult deal.

In this episode:

• Why renting may currently cost less than owning
• How leverage can amplify a real estate investor’s returns
• The value of tax benefits and principal paydown
• Why cash flow is difficult to find in the Pacific Northwest
• The risks that hurt many multifamily investors
• Why investors should stay within their area of expertise
• How seller financing can create new opportunities
• Why builder incentives may be hiding additional depreciation
• When new construction could make sense as an investment

Real estate can still be a strong asset class, but success now requires careful analysis, realistic expectations, and more due diligence than it did during the rapid appreciation years. #ShiversReport #RealEstateInvesting #InvestmentProperty #RentalProperty #PassiveIncome #CashFlow #HousingMarket #RealEstateInvestor #NewConstruction #SellerFinancing #PNWRealEstate #NickShiversTeam #RealEstatePodcast #WeHaveYouCovered

Inflation has climbed to 4.2%.So what does that mean for mortgage rates, home prices, and the rest of the 2026 housing market?In this episode of The Shivers Report, we break down why inflation remains one of the biggest forces shaping real estate right now—and why hopes for rapid rate cuts may be unrealistic.💥 In this episode:Why inflation jumped back above 4%The connection between inflation and mortgage ratesHow global conflicts are affecting supply chainsWhy sellers can't rely on lower rates to save the marketThe hidden impact of inflation on home valuesWhich homeowners are most vulnerable right nowWhy today's market requires a different strategyWhether you're a buyer, seller, investor, or agent, understanding the economic forces behind today's market has never been more important.Watch now and stay informed. #inflation #mortgagerates #homeprices #realestate #pnwrealtor #realestateinvesting #realestatepodcast #realestateagent #oregonrealestate #portland

When Warren Buffett makes a move, investors pay attention.In this episode of The Shivers Report, Nick and Keegan break down Berkshire Hathaway’s reported $8.5 billion investment in Taylor Morrison, one of the largest home builders in the United States, and what it could signal about the future of housing.While many headlines focus on market uncertainty, commercial real estate struggles, and affordability challenges, one of the world's most successful investors is making a major long-term bet on single-family homes.We discuss:Why Berkshire Hathaway invested heavily in homebuildingWhat the move says about the future of housingThe long-term outlook for single-family homesDemographics, migration, and housing demandWhy major investors think differently than the average buyerThe difference between short-term market noise and long-term wealth buildingWhat today's buyers and investors can learn from Buffett's strategyIf you're wondering where the housing market may be headed over the next decade—not just the next year—this episode is for you.

Foreclosure headlines are everywhere—but are we really heading toward another housing crash?In this episode of The Shivers Report, Nick and Keegan break down what the foreclosure data is actually showing, why today's market is very different from 2008, and which homeowners are most at risk in the current environment.We also discuss the growing opportunities in new construction, the risks of low-down-payment loans, and why buyers should focus on creating equity rather than hoping for appreciation.Topics covered:Why foreclosure headlines can be misleadingHow today's market compares to 2008–2010Which homeowners face the greatest risk of being underwaterThe pros and cons of buying new constructionBuilder incentives and interest rate buy-downsWhy forced equity beats waiting for appreciationReal estate vs. stock market investingThe long-term wealth-building benefits of homeownershipIf you're considering buying, selling, or investing in today's market, this episode will help you separate fact from fear.

Is the housing market headed for a crash—or just a correction?In this episode of The Shivers Report, Nick and Keegan break down Zillow's latest forecast, which has shifted from predicting appreciation to forecasting home price declines extending into 2027.We discuss why real estate is hyper-local, what makes the Pacific Northwest different from other parts of the country, and the key economic forces shaping today's market—from migration and job growth to affordability and interest rates.We also dive into why buyers have gained more negotiating power, why sellers need realistic expectations, and what current market conditions could mean for homeowners, investors, and future buyers.Topics covered:Zillow's changing housing market forecastsWhy the Pacific Northwest faces unique challengesThe impact of jobs, migration, and policy changesWhy depreciation isn't the same as a housing crashCommercial and condo market strugglesHow interest rates continue to affect affordabilityAI, inflation, and the future of the economyWhat buyers and sellers should expect through 2027If you're trying to understand where the market is headed next, this episode is for you.

The commercial real estate market is facing one of the largest corrections in modern history—and the Pacific Northwest is at the center of it.In this episode of The Shivers Report, Nick and Keegan break down the shocking decline in commercial property values, why some Portland landmarks have lost more than 80% of their value, and what it means for investors moving forward.We discuss the key factors driving the downturn, including variable-rate debt, office vacancies, migration trends, and the lasting effects of COVID on commercial properties.We also explore why residential real estate has remained much more resilient—and whether that could change in the years ahead.Topics covered:Why commercial real estate values have collapsedThe difference between commercial and residential debtPortland's dramatic drop in office building valuesThe impact of migration and economic shifts in the PNWWhy residential housing has held up far betterLessons investors should learn from this cycleWhere opportunities may emerge nextIf you're an investor, homeowner, or simply trying to understand where the market is headed, this episode is for you.

Could a new Fed chair completely change the housing market?

In this episode of The Shivers Report, Nick and Keegan discuss the potential appointment of Kevin Warsh as the next Federal Reserve Chair—and what it could mean for inflation, mortgage rates, affordability, and the future of real estate.

From Jerome Powell’s final Fed meeting to discussions around changing the way inflation is measured, this episode breaks down the political and economic pressure surrounding interest rates right now.

We also dive into:

• Why the Fed matters so much for real estate
• The connection between inflation, oil prices, and mortgage rates
• Whether rate cuts would actually help affordability
• Why markets react so heavily to sentiment and headlines
• What role the Middle East conflict could play moving forward
• The difference between economic fundamentals and market psychology

This episode gives a real-time look at one of the biggest economic shifts potentially coming in 2026. 

Topics covered:

• Kevin Warsh potentially replacing Jerome Powell
• Why changing inflation measurements is controversial
• How rate cuts could impact housing affordability
• The relationship between the 10-year treasury and mortgage rates
• Why confidence and sentiment move markets
• Predictions for rates and housing moving forward

If you want to understand where rates could be headed next—and what that means for real estate—this episode is for you.

If you have questions about real estate, we have you covered. ☂️

Are Oregon and Washington pushing people—and businesses—away?In this episode of The Shivers Report, Nick and Keegan break down how taxes, affordability, housing policies, and business regulations are impacting the Pacific Northwest real estate market.From domestic migration trends to rising inventory and slowing appreciation, we discuss why more people are relocating to places like Idaho, Arizona, and Texas—and what that could mean for the future of Oregon and Washington.We also dive into:How policies affect housing affordabilityWhy businesses are leaving the Pacific NorthwestThe impact of taxes and regulation on migrationInventory trends across Oregon and WashingtonWhy some rural properties are becoming harder to sellThe long-term risks of losing businesses and high-income earnersThis episode takes a deeper look at the connection between policy, migration, and real estate—and why “money goes where it’s treated best.”Topics covered:Domestic migration out of Oregon & WashingtonWhy Idaho and Arizona are boomingThe impact of taxes on homeowners and businessesInventory surpassing pre-2019 levels in parts of the PNWWhy affordability problems continue to growHow local policy decisions shape real estate marketsIf you want to understand where the Pacific Northwest market could be heading next, this episode is for you.If you have questions about real estate, we have you covered. ☂️