Could a new Fed chair completely change the housing market?

In this episode of The Shivers Report, Nick and Keegan discuss the potential appointment of Kevin Warsh as the next Federal Reserve Chair—and what it could mean for inflation, mortgage rates, affordability, and the future of real estate.

From Jerome Powell’s final Fed meeting to discussions around changing the way inflation is measured, this episode breaks down the political and economic pressure surrounding interest rates right now.

We also dive into:

• Why the Fed matters so much for real estate
• The connection between inflation, oil prices, and mortgage rates
• Whether rate cuts would actually help affordability
• Why markets react so heavily to sentiment and headlines
• What role the Middle East conflict could play moving forward
• The difference between economic fundamentals and market psychology

This episode gives a real-time look at one of the biggest economic shifts potentially coming in 2026. 

Topics covered:

• Kevin Warsh potentially replacing Jerome Powell
• Why changing inflation measurements is controversial
• How rate cuts could impact housing affordability
• The relationship between the 10-year treasury and mortgage rates
• Why confidence and sentiment move markets
• Predictions for rates and housing moving forward

If you want to understand where rates could be headed next—and what that means for real estate—this episode is for you.

If you have questions about real estate, we have you covered. ☂️

Are Oregon and Washington pushing people—and businesses—away?In this episode of The Shivers Report, Nick and Keegan break down how taxes, affordability, housing policies, and business regulations are impacting the Pacific Northwest real estate market.From domestic migration trends to rising inventory and slowing appreciation, we discuss why more people are relocating to places like Idaho, Arizona, and Texas—and what that could mean for the future of Oregon and Washington.We also dive into:How policies affect housing affordabilityWhy businesses are leaving the Pacific NorthwestThe impact of taxes and regulation on migrationInventory trends across Oregon and WashingtonWhy some rural properties are becoming harder to sellThe long-term risks of losing businesses and high-income earnersThis episode takes a deeper look at the connection between policy, migration, and real estate—and why “money goes where it’s treated best.”Topics covered:Domestic migration out of Oregon & WashingtonWhy Idaho and Arizona are boomingThe impact of taxes on homeowners and businessesInventory surpassing pre-2019 levels in parts of the PNWWhy affordability problems continue to growHow local policy decisions shape real estate marketsIf you want to understand where the Pacific Northwest market could be heading next, this episode is for you.If you have questions about real estate, we have you covered. ☂️

This market isn’t 2021 anymore—and agents across the country are feeling it.In this episode of The Shivers Report, Nick and Keegan break down why today’s housing market is being called one of the toughest markets since 2008–2009, and how it’s completely different from the crash years.From unrealistic seller expectations to buyers demanding concessions, today’s market requires a totally different skill set than what many agents became used to during the “easy market” years.We also discuss:Why transaction volume has slowed dramaticallyThe difference between the 2008 crash and today’s marketWhy fixed-rate debt is preventing a housing crashThe challenges agents face with pricing and expectationsWhy real estate is hyper-local now more than everHow top agents adapt in difficult marketsThis episode is a real look at what agents, buyers, and sellers are dealing with in today’s market—and why understanding the data matters more than ever.Topics covered:Why many agents feel this is the hardest market since 2008The battle between buyer and seller expectationsWhy some homes still get multiple offers while others sitThe impact of fixed-rate mortgages on inventoryNew construction and condo markets getting hit hardestWhy great agents focus on facts, not emotionsIf you want to understand what’s really happening in the market right now, this episode is for you.If you have questions about real estate, we have you covered. ☂️

The 2026 housing market is sending mixed signals—and buyers, sellers, and investors are feeling the confusion.In this episode of The Shivers Report, Nick and Keegan break down one of the most volatile stretches the real estate market has seen in years. From mortgage rates swinging wildly to price depreciation in major metros, the market is trying to correct itself while economic uncertainty continues to grow.We also dive into:Why affordability is still a massive challengeThe growing divide between people with assets and people without themHow inflation, rates, and AI are reshaping the economyWhy the middle class is feeling squeezedWhether government intervention is helping—or hurting—the housing marketThis episode goes beyond headlines and digs into what’s actually happening in real estate and the economy right now.Topics covered:Why rates keep bouncing between 6%–6.7%Why some markets are depreciating while others stay stableThe impact of inventory, migration, and affordabilityThe “K-shaped economy” and what it means for real estateHow AI could change opportunities for entrepreneursPredictions for the rest of 2026If you want to stay ahead of the market instead of reacting to it—this episode is for you.If you have questions about real estate, we have you covered. ☂️

Is keeping your home as a rental the smartest move right now?

In this episode of The Shivers Report, we break down the real strategy behind building wealth through real estate—and whether it still makes sense in today’s market.

A lot of people think owning rentals is passive income… but the reality is very different. From cash flow to maintenance costs, tenant management, and market conditions—we’re covering it all.

💥 In this episode:

• Why real estate is still one of the top wealth-building tools
• When turning your home into a rental makes sense
• Why cash flow is everything in today’s market
• The power of leverage (and how it beats stocks in many cases)
• The truth about “passive income” in real estate
• Where investors are still finding opportunities

If you’re sitting on equity and wondering what to do next—this is a must-watch.

📍 Focus: Real estate investing strategies + PNW perspective

Drop your questions in the comments—we’re here to help.

Is the current global conflict going to slow down the housing market?

In this episode of The Shivers Report, we break down how the ongoing Middle East conflict is influencing real estate across the country—and what we’re seeing right now in the Pacific Northwest.

We’re already seeing shifts in:

• Mortgage applications
• Listing activity
• Buyer confidence
• Inflation and affordability

But here’s the twist—interest rates haven’t reacted the way they typically do during times of war. So what does that mean for buyers, sellers, and investors?

This episode gives you a clear, data-driven breakdown of what’s happening now—and what to expect moving forward in 2026.

📍 Focus: Portland Metro + Pacific Northwest Real Estate

Drop your questions below—we’re here to help.

Is real estate crashing? The answer depends on where you look.In this episode of The Shivers Report, we break down why commercial real estate—especially office space—has been hit hard, while residential housing has remained far more stable.From rising vacancy rates in Portland to the risks of variable-rate debt in commercial deals, we’re unpacking the real reasons behind today’s market shifts.If you’re a buyer, seller, investor, or agent trying to make sense of what’s happening—this is a must-watch.💥 What you’ll learn:Why office space has been “decimated”The real reason multifamily investments are strugglingHow fixed-rate mortgages are protecting homeownersWhat’s happening in the Portland market right nowWhether residential prices could drop next📍 Focus: Pacific Northwest Real Estate (Portland Metro + beyond)Drop your questions in the comments—we’re here to help.

In this episode of The Shivers Report, Nick and Keegan break down how to actually grow your presence online, attract business, and position yourself as the go-to agent in your market—without wasting time or burning out.They cover:Why social media is an amplifier, not the business itselfThe 4 types of content that actually grow your audience (expertise, documenting, entertainment, personality)How joining a team can accelerate your brand and credibilityWhy consistency beats perfection every timeHow to simplify content creation so it actually gets doneThe long-term game of social media (and why most people quit too early)How to stand out by having a clear stance—not trying to please everyoneThe “Triple Hook” strategy: Concept, Contrarian Take, and Curiosity LoopWhy your personal brand is your biggest advantage in an AI-driven worldThis episode is a must-watch for any agent looking to grow their business, build trust faster, and create opportunities through content.At The Nick Shivers Team, We Have You Covered. ☂️

In this episode of The Shivers Report, Nick and Keegan dive into what it really takes to succeed when the market shifts. From negotiation skills to emotional control, they break down why being a great agent today requires more than just showing homes—it requires thinking like a psychologist, economist, and strategist.They cover:Why most agents struggle in a shifting marketThe role emotions play in buying and selling decisionsHow poor communication and reactions can kill dealsWhy strong negotiation and clear articulation matter more than everWhen (and why) you need to be willing to walk away from a dealHow interest rate changes impact buyers and sellers in real timeTools agents can use to improve conversations and outcomesIf you’re an agent looking to sharpen your skills—or a buyer/seller trying to understand today’s market—this episode gives you a real, no-fluff look at what’s actually happening.At The Nick Shivers Team, We Have You Covered. ☂️

In this episode of The Shivers Report, Nick and Keegan break down what’s really happening—beyond the headlines. From rising oil prices and inflation to interest rates and mortgage applications, we look at how global conflict could influence the housing market.We also dive into current national and Pacific Northwest data, including Portland metro trends, inventory levels, and buyer behavior.The takeaway? This isn’t a market crash—it’s a shift. And understanding the data is what separates those who wait from those who win.If you’re a buyer, seller, or agent trying to navigate today’s uncertainty, this episode will give you clarity and strategy moving forward.