We have Greg Blix talking about the real estate sector, renters and how accredited investors participate in private offerings. In the lunchroom, Spence and Mike discuss personal finance in school and a concern with the FIRE movement. Enjoy the show.

Tom Spence & Michael Anderson talk tax planning for end of year and we learn about this new term being used "Okay, Boomer"

How secure is your income? How secure is your net worth? How secure is the economy? Is your income, net worth and economy "correlated"?

How do you assess if you're on target with your finances. There are multiple areas to consider and over time some areas become more relevant than others. Here are 12 principles of personal finance that matter.

Many do-it-yourself investors are passive in their approach to investing. This isn't bad or good but what are some of the benefits of active if you still have an active investing approach?

Tom Spence and Mike Anderson have some more Halloween and frugal commentary.

When is someone ready for a financial advisor? We speak with Katie Brewer, CFP and Founder of Yourrichestlifeplanning.com

Katie is a very well respected financial advisor in the industry and she tells it straight. Enjoy her comments as she shines a light on where people can go for help and when it's right to seek a financial advisor.

Tom Spence is in the lunchroom and has lots to share.

You might have a good investment strategy but experience unfortunate timing or possibly have a bad implementation which could result in a bad outcome. Often people that experience a bad outcome might struggle to recognize their strategy may have been good but timing or implementation may have been bad.

Tom Spence and I discuss a few opportunities to teach children about taxes, charity and income with a currency they understand.

We all carry an implicit bias to judge people based on the car they drive, shoes they wear, clothes they dress in, vacations they take, so on & so on... we sometimes benchmark our well-being on the perceptions of other's spending, it's a silly proposition because we have no idea how others financial position truly is. Today we shine a light on this topic and discuss it for 10 minutes.

In today's 15 minute show we discuss two big topics. The first is all about where to park cash that is idle and on the sidelines. Savings accounts and Certificates of Deposit are a good place to look for short term money or RISK-OFF money. In the 2nd half of the show, Spence and I discuss Venmo, paypal, Stripe, Zelle and other services that are being adopted and embraced to help people transfer money with no cost (or low-cost). Tomorrow will be different than today, it always is.

Many people are not familiar with the differences of a self-directed IRA... the biggest difference is the fact that you can buy unique assets with this type of account. Listen to what Dan has to say in this episode to learn a little more. Also to dive deeper, checkout Rocketdollar.com