We spent some time with Ryan Inman of the podcast Financial Residency, he had a lot great thoughts to share. Regardless of how much money you make, you'll enjoy this conversation with Ryan. His firm is Physician Wealth Services.

Here is a fun mad-lib style worksheet for these 10 ideas on better investing.

1. Embrace market _____.

2. Don't _____ the market.

3. Resist chasing ____ performance.

4. Let the _____ work for you.

5. Drivers of Returns - equities & bonds.

6. Diversification - minimize home bias.

7. Avoid market ____.

8. Manage ____ emotions.

9. Look _____ the headlines.

10. Focus on what you can ________.

Spence and Mike talk about a few concepts.

What is the difference between a long-term and a short-term investing objective? The short answer is that short-term means stay in a cash vehicle and long-term allows for potential for growth with equities & bonds.

Do you order drinks when you go out to eat or do you just order water?

Are you saving 3% into your 401k or retirement vehicle, is that enough?

What is it that you bought over the last 12 months that was really worth it!

In the lecture we talk about how adult children can impact your retirement. For some people kids get older but they do not grow up and late in life they still need tremendous support.

At the chalkboard we talk about how some people do not like managing their investments.

In the lunchroom we talk about multiple scenarios & ideas.

When talking about money with your spouse? Do you start with the goals for the future or the expenses of the past?

What is house hacking? What is wealth hacking? Look it up on Google...

Remember when you or your parents were kids? Did you ever have any hobbies? Like balsa wood planes, rockets, model planes?

Learn more about Financial Independence with Cody Berman. He is a co-host with The FI Show, financial independence for all.

Four of the top 50 leaders of the world... ranked by Fortune Magazine. A few highlights and examples of how people put their resources to doing important work. Our resources include Money, Time, Energy...

How do economists predict recessions? Is it true that 50 of the last 9 recessions. (wink)

Lunchroom chat about different types of bias we have in our lives...

Here are 4 questions you want to ask yourself about your Financial Advisor.

1. Do I get answers that are understandable and thoughtful?

2. Am I comfortable asking questions?

3. Do I feel good about things?

4. I see progress with my finances.

Do you know the difference between patience and procrastination?

Here are 5 Steps to help you build wealth.

Have you thought much about your biases? Are you perceptions influenced by your biases? What are a few common things you should know about how people experience bias?

The Five Day Money Challenge is ready for participants. In lecture we talk about this. The first 20 people to email us ([email protected]) will get a FREE Coupon Code to the course. More information at: smartpeoplemoney.com/store (normally $197)

Lesson 1 - Credit, Good Debt & more.

Lesson 2 - Time Value of Money, Buying Real Estate.

Lesson 3 - Investor Psychology & Behavioral finance.

Lesson 4 - Investing & Retirement

Lesson 5 - 12 Principles of personal finance & Adulting concepts with money.

At the chalkboard we will talk about CREDIT.

In the lunchroom, Spence and Mike talk about going to the dentist, memorial day & more.