The Struggle is Real: Financial Independence Strategies for Young Adults

The Struggle is Real: Financial Independence Strategies for Young Adults

By Justin Lee PetersBusinessEducationInvestingHow ToCareers
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The Struggle is Real: Financial Independence Strategies for Young Adults episodes

  • Using Job Crafting to Increase Your Career Satisfaction l E21 Dr. Benjamin Ritter
    Today’s guest is Dr. Benjamin Ritter, Founder of Live for Yourself Consulting.
    Ben’s current chapter of life began when he got a wake up call walking into work one day. He was on his way to a Chicago medical center where he worked as an Executive in healthcare administration. As he glanced at fellow commuters that passed him on the sidewalk, he realized they all carried the same feelings on their face: unhappiness, resentfulness, defeat.
    Taking in the energy of that morning commute made him have a sudden realization...he didn’t really like his job either. Sure, it seemed like the perfect job on paper: fancy title, great pay and benefits, and he could even walk to work!
    But he knew deep down, he was called to serve elsewhere and he knew that other people had this same problem. That’s when LFY Consulting was created. Ben now helps business professionals who feel stuck or unfulfilled at work just like he did.
    In this episode, we get into topics such as creating novelty in your life, taking control of your job satisfaction, and the importance of self-leadership.
    If you are doubting your current path, this is the perfect episode for you.
     
    Key Takeaways:
    [4:29] How Ben creates novelty in his life amongst his daily structure
    [9:12] The story of Ben launching his coaching practice
    [13:42] How to enjoy your job more with job crafting
    [20:30] What managers are missing that lead to turnover
    [26:43] The most important leader you’ll ever meet: yourself
    [34:30] ABCs of change
     
    Favorite Quotes:
    [3:16] “I try to live a life that has routine and structure within it but also novelty. Always trying to find ways to be comfortable.”
    [18:51] “What I was doing was allowing myself to sit more in my resentment instead of actually finding space to find more enjoyment.”
    [23:21] “The leader in a way is not responsible for providing meaning or motivation to their employees but they’re responsible for the environment the employee is working in.”
    [24:26] “Employees like autonomy but don’t like ambiguity."
     
    More of Benjamin:
    LinkedIn: https://www.linkedin.com/in/ritterbenj/
    Website: https://www.liveforyourselfconsulting.com/
    YouTube: https://www.youtube.com/c/benjaminritter
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    42 min
  • How to Look Dapper on a Budget and Ask for What You’re Worth l E20 Dany Dao
    Today’s guest is Dany Dao, the Co-Founder and Creative Director of Renaissance Group. Dany is a wildly interesting skill builder whose list of competencies include photographer, videographer, tailor, barber, magician, break dancer, and linguist.
    Dany was a computer science major turned college dropout with the intention of pursuing photography full-time. Quite an uneasy decision for someone with Asian immigrant parents but as you can guess, things worked out. He created Renaissance Group where he helps corporations with creative strategy and brand imaging.
    In this episode, you’ll hear Dany and I discuss how to turn boredom into curiosity, overcoming the fear of other people’s opinion, and why you should be asking for what you’re worth.
    This episode is perfect for those that like taking the unconventional route.
     
    Key Takeaways:
    [2:35] Why Dany loves to learn new things
    [12:11] Overcoming the fear of other people’s opinion
    [24:23] What does it mean to be a creative
    [29:10] Asking for what you’re worth
    [48:14] How to look dapper on a budget
     
    Favorite Quotes:
    [13:02] “We are conditioned as humans to want the approval of people. The people who say they don’t care what people think about me, they’re putting on a front.”
    [18:11] “Food doesn’t talk back to you like models.”
    [24:07] “Having conversation is the way to grow as people.”
    [32:40] “If people respect what you do, then they will pay the money.”
     
    Mentions:
    Chris Do - The Futur (https://www.youtube.com/c/thefuturishere/about)
     
    More of Dany:
    Instagram: @dapper_cards
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    55 min
  • The Problem with SMART Goals l E19 Ryan Bennett
    Today’s guest is Ryan Bennett, who developed a method called The Intentional Growth Model to help people reach their full potential.
     Ryan’s profile includes being an ESPN Academic All-American, founding member of a tech start-up, high-performance coach, speaker, and author of The Intentional Day.
    But these titles didn’t come easy. With the competitive fire leftover from collegiate baseball and a freshly printed degree in hand, Ryan set out to Silicon Valley to start building his business empire. But after a few years of iterations and modest growth, Ryan had to close his startup and label it a failure.
    This was the start of his rebuilding journey. He eventually traded the remote for a book, late night drinking for early morning coffees, and a storyline of failure for a life of personal growth.
    There are a lot of goodies in this conversation, including the 4 major elements of The Intentional Growth model, why he believes SMART goals don’t work, how to build your coalition of growth partners, and much more.
    This episode is perfect for people who find themselves setting New Year’s resolutions with nothing to show by February 1st. I hope this episode gives you the framework to change that narrative.
     
    Key Takeaways:
    [9:40] An introduction to the Intentional Growth Model
    [13:09] Why SMART goals don’t work
    [22:20] A simple tactic on how to be a better listener
    [26:34] The important difference between a task and a discipline
    [35:05] How to find the right growth partner
    [47:22] Ryan’s birthday ritual
     
    Favorite Quotes:
    [13:58] “Goal setting by itself just focuses on the outcome. But the problem is the outcome is just the scoreboard. We can just be in the game and wish we will win.”
    [19:58] “Am I good enough for the wife I want to marry?”
    [40:29] “When we share that win with someone, we get to live it all over again.”
    [45:52] “I probably won’t hire anyone unless they have a failure on their resume.”
     
    Mentions:
    Wooden on Leadership by John Wooden
    OUR MOMENTS Couples: 100 Thought Provoking Conversation Starters for Great Relationships
    The Intentional Day E-Book
     
    More of Ryan:
    Website: www.theintentionalday.com
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    53 min
  • Moving On From a Toxic Relationship and Reprogramming Unhealthy Behaviors l E18 Angela Marie
    Today’s guest is Angela Marie, Founder of Find Your Purpose and Shine.
    During a thriving 19-year career in network marketing, Angela often found herself giving advice and coaching other professionals on how to succeed in the industry. That experience, and going through a live transformation of her own, lead her to creating her coaching business and writing a book titled “Get Overself Yourself and Find Your Purpose and Shine.”
    In this episode, Angela and I discuss topics such as moving on from a toxic relationship, dealing with failure, reprogramming unhealthy habits, and what she learned from her mentor, the Bikini Business Coach.
    This episode is perfect for your friend who’s been struggling to move on. I hope this episode gives you the confidence to do so.
     
    Key Takeaways:
    [11:53] Managing a toxic relationship
    [22:49] How you parent motivation
    [33:01] Dealing with failure and heartbreak
    [37:45] How to create a gratitude practice
    [40:22] What Angela learned from the bikini business coach
     
    Favorite Quotes:
    [6:40] “No one can take a skill from you.”
    [13:13] “When you aren’t healthy yourself, you’re going to continue to attach that toxic and abuse into your life.”
    [28:54] “It’s okay to fail because if you don’t have failure, you can’t have success.”
    [40:05] “Your subconscious doesn’t know the difference between reality and what you want to happen.”
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    51 min
  • Why You Should Learn a New Skill and How to Do It l E17 Justin Peters
    Today, I go solo and speak on the importance of skill acquisition. I believe learning new things will not only lead to professional advancements but a more meaningful, personal life as well.
    In this episode, I give a framework for how you can start learning something new. I will also caution you on obstacles to look out for and how to overcome them.
    This episode is perfect for someone who feels they’re living a mundane life and looking to change that today.
     
    Key Takeaways:
    [3:02] Why you should pursue acquiring new skills for both professional and personal reason
    [9:07] Staying in the beginner’s mindset
    [14:14] Simple framework for learning something new
    [19:46] Obstacles to look out for when learning a new skill and how to overcome them.
     
    Favorite Quotes:
    [2:07] I’m not sure you can live a meaningful life if you’re not actively pursuing learning new skills.
    [9:46] When was the last time I tried something that I felt completely out of my comfort zone?
    [20:27] You’re keystrokes away from learning anything.
    [27:15] If you have some kind of fear, then manage the fear.
     
    Mentions:
    Ideas on Things to Learn (Google Document): https://docs.google.com/document/d/1q-G2cf5hhmtQxG9laj7QlxLhzVLcHfxkIr7mIeZpA8g/edit?usp=sharing
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    30 min
  • Public Speaking Best Practices, Passion is Bogus, and Pitching a CEO l E16 Brenden Kumarasamy
    Today’s guest is Brenden Kumarasamy, a speaking coach and Founder of MasterTalk.
    Growing up poor in Montreal, Brenden started seeking a better life for himself and his mom. He competed in case competitions in college which landed him a consulting job at IBM.
    After speaking over 400 times, he has now turned his attention to helping others find their public speaking talents. He founded MasterTalk with the goal of being the top YouTube channel focused on public speaking.
    In this episode, you’ll hear Brenden’s thoughts on passion, advice on how to pitch a CEO, and how to grow your following. Of course, Brendan also shares a ton of insight on how to become a better public speaker.
    This episode is perfect for someone who thinks they’re too young to accomplish something big.
     
    Key Takeaways:
    [13:28] Why passion is bogus and what you can do to find your calling
    [19:02] How to pitch a C-level executive by showing not telling
    [26:49] How Brenden gained MasterTalk’s first 1,000 subscribers
    [31:09] Structuring your speech with a key idea
    [36:50] Where the fear of public speaking comes from
     
    Favorite Quotes:
    [11:40] “The reason had nothing to do with being a motivational speaker or being a YouTuber. I just wanted to be the best in the program.”
    [13:48] “What does the world need you to do the most now and why?”
    [16:59] “If you don’t have a vision for the world, steal someone else’s.”
    [26:13] “What would you do if you met him tomorrow?”
    [35:07] “There is no such thing as boring topics, just boring people.”
    [51:18] “Be insane or be the same.”
     
    Mentions:
    The Last Dance (Michael Jordan documentary)
    https://www.charitywater.org/
    The Third Door: The Wild Quest to Uncover How the World's Most Successful People Launched Their Careers by Alex Banayan
     
    More of Brenden
    Instagram: @masteryourtalk
    YouTube: https://www.youtube.com/channel/UCBYFP4mZLQovr7W6Si6sueA
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    54 min
  • Saying No to An Invite, Apologizing the Right Way, and Communication that Works l E15 Jonathan Miller
    Today’s guest is Jonathan Miller, a speaker, facilitator, and communication coach. He is also the host of the incredible podcast, Mindful Communication, where he has conversations with thinkers and influencers about the art and science of connection.
    In this episode, Jonathan and I discuss why there is not a right or wrong whenever it comes to communication.
    He also gives advice on how to say no to an invite, how to give a powerful apology, and how to take on someone else’s perspective.
    This episode is perfect for anyone who wants to have more clarity with their words.
     
    Key Takeaways:
    [10:30] There is no right or wrong with communication rather what works or doesn’t work
    [20:01] How to say no to an invite without offending the host
    [23:17] Conflict can lead to two outcomes: drama or creativity
    [35:29] The difference between a regular apology vs a powerful apology
    [44:45] How to take on someone else’s perspective
     
    Favorite Quotes:
    [18:04] “We are denying the fact that we indeed have a choice and when we don’t have choice, it means we are a victim of circumstances.”
    [30:45] “How is this person actually looking to work with me and I am getting in the way of working with them.”
    [45:00] “There are as many perspectives on this planet as there are people.”
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    59 min
  • How to Address Performance Issues, Gain Trust with Senior Leaders, and Become a Better Leader l E14 Steve Gillen
    Today’s guest is Steve Gillen, Senior Executive at Marsh & McLennan Agency, with over 35 years of management and leadership experience.
    I was fortunate to work along side Steve for over 7 years. He’s a people first leader whom is both fair and challenging.
    In this episode, we will discuss how to become a better leader, addressing performance issues within your team, how to gain trust with more senior leaders, and much more.
    This episode is perfect for first time managers looking to grow into exceptional leaders.
     
    Key Takeaways:
    [2:01] The difference between a manager and a leader
    [10:49] How to become a better leader
    [27:03] Three things to ask yourself when addressing performance issues on your team
    [32:40] What to look for in a potential leader
    [41:36] How to gain trust with senior leaders
    [44:45] What is the biggest challenge facing leaders today?
     
    Favorite Quotes:
    [3:27] You’re not a leader if you don’t have followers.
    [19:44] I am not afraid, and never be afraid, to roll up my sleeves and do the things that they are doing or need to do.
    [26:34] If you don’t have confidence in someone to do the job, you need to address that. It’s not about delegation at that point, it’s about performance.
    [36:32] When you’re in front of the group or in front of the room, you are representing the organization and that positivity needs to be there.
    [42:43] Trust is not given, it’s earned.
    [45:04] We are defined as leaders by how well we manage through a crisis.
     
    Mentions:
    Leaders Eat Last by Simon Sinek
     
    More of Steve:
    LinkedIn: https://www.linkedin.com/in/steve-gillen-6737546/
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    53 min
  • Relationship Lessons from Our First Year Dating I E13 Gaby Deimeke
    Today’s episode is a little different than the usual interview style format.
    Gaby Deimeke and I have officially been dating for one year, so I invited her on the show to have a discussion about the past year together.
    We share insights including what we’ve learned about each other, what we plan to work on in year two, and break down what’s worked for us so far.
    We are far from perfect but we are hoping that we might just say something that you can try out in your relationship.
     
    Key Takeaways:
    [8:48] Effort is the bedrock of every healthy relationship
    [11:45] Sharing the spotlight and supporting each other in our relationship
    [21:08] How we adapt to each other’s primary love languages
    [31:25] How we do weekly date nights
    [45:09] Being able to respectfully tell your partner no
    [53:10] Defining core values in our relationship
     
    Favorite Quotes:
    [3:07] Okay, wow. We are a year in, forever to go.
    [8:51] Always put in 10 times the effort even if you aren’t going to get that in return.
    [29:06] Real love and real relationships are the most effort you can put in.
    [55:27] Figure out what values you want to cultivate. And it's crazy how much by being intentional about cultivating it, it will come into your relationship.
     
    Mentions:
    5 Love Languages by Gary Chapman
    Relationship Theory with Tom & Lisa Bilyeu
    Untamed by Glennon Doyle
     
    More of Gaby:
    Instagram: @gdeimz
    Website: www.gabydeimeke.com
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    1 hr 7 min
  • Improve Your Sleep with These Simple Tips I E12 Lee Chambers
    Today’s guest is Lee Chambers, a Workplace Wellness Consultant that wants to help people live a healthier version of themselves.
    At a critical time in his life with a young child and a pregnant wife at home, he lost the ability to walk. After 11 months of rehabilitation, he regained mobility and decided to start a coaching business called Essentialise.
    During our conversation, Lee shares advice on practical ways to improve your sleep including caffeine curfews and bedroom optimization.
     
    Key Takeaways:
    [2:17] Why Lee started Essentialise
    [8:08] How Lee responded when he lost the ability to walk
    [20:25] Lee’s thoughts on the culture around sleep deprivation
    [31:16] Strategies for balancing coffee and alcohol with sleep optimization
    [36:30] How to redesign your bedroom to optimize your sleep
     
    Favorite Quotes:
    [9:52] You get a lot of time to reflect when you’re stuck in a hospital bed and can’t move.
    [12:06] By the time she’s walking, god dammit I’m going to be walking too.
    [25:03] In the past 10 years people have started to realize sleep is the fundamental driver of health and performance.
    [37:55] Your bedroom should be for sleep and sex.
    [45:05] We don’t even embrace boredom anymore.
     
    More of Lee:
    Instagram: @essentialisecoach
    Website: https://www.essentialise.co.uk/
    Website: https://leechambers.org/
    YouTube: https://www.youtube.com/channel/UClTzVmPvXM09HB7uL-gWPag/
     
    More of TSIR:
    Find show notes and more at https://www.tsirpodcast.com/
    Follow us on Instagram at https://www.instagram.com/tsirpod/
    52 min

About The Struggle is Real: Financial Independence Strategies for Young Adults

From the publisher's feed

This show is for 20-somethings who want to expedite their journey to financial independence.