Tired of the Impact External Forces have on your money?

Welcome back to The Successful Living Podcast. ! I'm

Let’s start with the blame game

When financial difficulties strike, it's easy to play the

The Power of Self-Awareness

So, what's the solution? Self-awareness. Understanding our

Income vs. Expenses

When faced with financial challenges, the knee-jerk reaction

Financial Decision-Making

One of the best practices is to examine our current

Shifting the Focus

Instead of immediately seeking external solutions, consider

Crafting a Financial Future

Crafting a successful financial future requires a holistic

In this episode, I share a story about a conversation on financial planning. What is interesting about the conversation, is the idea that some people have that we shouldn't speak to people struggling with money because it may be disempowering. If someone is struggling financially and we speak about a financial plan, it may feel impossible to achieve. It made my stomach turn, but I realized the people in the conversation were not trained financial coaches and it is a common misconception that you cannot achieve financial wellness or build wealth without having a certain amount of money available to you. Everyone has the ability to start working on their finances, whatever their situation. The financial plan is the tool we use to help someone build the foundation for financial stability and wealth. It includes things like saving, an emergency fund, an estate plan, retirement, and more. For example, If you have children under the age of 18, you need a will and testament. I will speak about the reason for a will and testament, beyond what is typically shared in next episode of the Successful Living Podcast.

The definition of success is the achievement of a goal or purpose.

Therefore, success is found within us first and reflected in our outer world. If you feel satisfied with your life and see opportunities everywhere, that will lead to success. Otherwise, if you believe that success escapes you for lack of education, money, or some other reason, you will never feel successful.

Success has to be measured from your point of view and not from the point of view of others. Think about everything you've accomplished in life. From childhood to adult you have had to overcome many challenges. Some bigger than others, but challenges none the less. Have you ever found yourself in a very difficult situation and thought that you were not going to be able to solve it and suddenly there are possibilities? How many moments like that have you had in your life?

Success for each person is unique. We define it according to our vision for our life. For some people, success is found in their professional career. Other people measure their success in terms of the quantity of material goods. Someone else measures your success in terms of where you've traveled and the experiences you've had.

Do you want to be successful; start by understanding what it is for you? How satisfied are you with your life? If you feel like you're missing something, what is it and why?

Success is living the life you want and feeling happy with it. Success should not be measured only by the amount of money you have or the power you possess.

Activity so you can see all the success you have achieved in your life:

1. Name 10 things you've accomplished and are proud of. It doesn't matter how small or big.

2. Think of a huge problem you've had that you easily solved

3. You had a goal of buying a car, a house or taking a trip and you achieved it. What was that goal and what did you do to achieve it?

Remember that you decide what success is for you.

I have been going through some tough times as we all do at one time or another. So, I decided I would share it with you.

Mariela Romero, talks about Cultural Mastery, joins us to share her insights on creating bridges between communities and fostering inclusion and equity. Mariela is a multilingual, passionate journalist, writer, producer, and public relations professional with over 30 years in broadcasting. – with a focus on empowering communities. In this powerful talk, she shares how we can all work to create more equitable and inclusive societies.  

Thanks to her exceptional skill set for creating content, she has received 27 Emmy Awards from the Academy of Television Arts – Southeast region.  Furthermore, the Latin American Association recognized her with the prestigious Olga C. de Goizueta award in 2019.   

In 2020 Mariela Romero joined the National Juvenile Defender Center board, now The Gault Center, and the Congressional Hispanic Leadership Institute in Washington, D.C.; she is also an Emeritus board member of the Community Foundation of North Georgia.  

In 2021 the Georgia Hispanic Chamber of Commerce inducted her into the Most Influential Latinos Hall of Fame.   

For more informacion, contact me Dinette Rivera at: 🌐 www.dinetterivera.com ✉️ [email protected]  

#MarielaRomero #CulturalMastery #buildingbridges #communities #Latinos

In this podcast, I'm going to talk about how you can unlock your potential by changing your beliefs.  

Hey there, my name is Dinette Rivera and in this video I want to talk to you about something that's really important. Your beliefs play a huge role in determining your success in life. If you want to achieve more, then you need to start by changing the beliefs that are holding you back. So stick around and I'll show you how it's done.

Happy International Podcast Day !

Contact me at:

🌐 www.dinetterivera.com

Everyone engages in some form of sales. Getting comfortable with the sales conversation is a challenge for most people. When we "sell" ourselves for personal reasons, outside of our job or business, it seems natural to us. We don't consider ourselves to be selling.

Think about the first time you saw someone you were attracted to. What happened? I'm sure you found a creative way to approach that person and talk to them. You may have gone out of your way to impress that person. You felt emotionally charged.

Why then is the sales process so scary for most people? One of the problems with all targets is not having a compelling enough reason to get you over your barriers to network effectively, go out and make sales calls, or pick up the dreaded phone for a "cold call."

I've used some pretty powerful words to describe how little I enjoy cold calling. That process has never come naturally to me. I am very good at inside sales or those that come from relationship building. How did I combine the two? I had to build my own businesses, but even that wasn't enough.

Becoming comfortable with sales comes from having powerful reasons for what selling will mean to you and your company. Visualize the results that come from increased revenue, how the product or service will benefit the customer,

Point: When it comes to sales, there can be a level of discomfort. Think about what your product or service does for others. Next, think about the goals you will achieve if you are comfortable with the sales process.

I have trained many financial coaches and have been involved with different training programs where the emergency fund is something you have no knowledge or management of. 

People seem confused about what a savings account is or something else, raising questions like: Why can't I have a savings account? Why does it have to be an emergency fund?  A savings account is for things like vacations or day-to-day management of your money, but an emergency fund is a safety net. It is set up for when you need money to manage a crisis.

If you have family living abroad, a sudden death or illness could make you want to live and be there with your family. If there is no emergency fund, you may have to rely on family and friends to help you financially.  

There are people at all income levels living on the edge. It's like standing on the edge of a cliff and wondering when something is going to push you off the cliff. 

"You shouldn't have to worry about finances when you're dealing with a crisis, such as the death of a loved one." 

How can you start it? You start where you are and work toward behavior change. Anything we want to accomplish requires that our behavior align with what we want to accomplish. If you want to start an emergency fund, start by saving, the amount is not so important in the beginning, the important thing is to create a habit of saving. 

Want to learn more about the emergency fund, follow this  podcast,  https://open.spotify.com/show/1YinIbad3ZOAAVwejIEecs

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In this episode I will tell you what cash flow is and what is the best way to manage it.

It is of great value to start by identifying the month's income, since most people take into account the paydays and bills, but do not take into account the exact date when they have the income or when those payments are due, if that is your case you may be in a cash flow problem.

If you want to create your own financial stability, start by knowing when money comes in regularly and when bills are due. Next, consider monthly variable expenses, such as groceries, gas, tolls, gift giving, oil changes are variable. 

They are not due at the same time every month and the amount we spend varies month to month. Think about the vacations and how different those months are from the rest of the year. Set aside funds for variable expenses based on previous months and what you anticipate as additional expenses. Depending on variable expenses and what you want for your future, start an emergency fund, followed by a savings account. 

if you want to have accompaniment in this field contact me and I will show you step by step how to achieve it and you will see that your finances will never again be a difficulty.

Want to learn more about the cash flow, follow this  podcast,  https://open.spotify.com/show/1YinIbad3ZOAAVwejIEecs

follow our facebook page https://www.facebook.com/dinette.rivera/, https://www.facebook.com/riverabusinessdevelopment

follow our Instagram page https://www.instagram.com/dinetterivera/

follow our page www.dinetterivera.com