We talk to Dr Reuben Wilcock of Blackfinch Ventures, manager of Blackfinch Spring VCT. A relatively new Venture Capital Trust, it has built up a portfolio of 19 companies and its management team has founder experience. In this interview:

IMPORTANT The opinions expressed in this podcast are the interviewee’s own and do not necessarily reflect the view of Wealth Club Limited. This interview, like our service, is not advice and the products featured are not suitable for everyone. Venture Capital Trusts are higher risk and less liquid than mainstream investments. You could lose your capital. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.

Karen McCormick is chief investment officer of Beringea, manager of the ProVen VCTs.

IMPORTANT The opinions expressed in this podcast are the interviewee’s own and do not necessarily reflect the view of Wealth Club Limited. This interview, like our service, is not advice and the products featured are not suitable for everyone. Venture Capital Trusts are higher risk and less liquid than mainstream investments. You could lose your capital. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.

VCTs – Venture Capital Trusts – are more popular than ever with experienced investors, who put over £1 billion into VCT share offers in the last tax year. But the UK is now facing a far more challenging economic environment. Can VCTs continue to build on recent successes? How will today’s economic headwinds affect the small businesses VCTs invest in? And what does the future have in store for VCTs? We get the views of three respected and long-standing VCT managers:

What do VCTs do for individual investors, small businesses and the UK economy? Is now a good time to invest? Listen now to learn more…

For more details on VCTs, see https://www.wealthclub.co.uk/about-vcts/.

IMPORTANT The opinions expressed in this video are the interviewee’s own and do not necessarily reflect the view of Wealth Club Limited. This interview, like our service, is not advice and the products featured are not suitable for everyone. VCTs are high risk and less liquid than mainstream investments. You could lose your capital. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.

Joined by investors Dominic Keen and Angelika Burawska and seed-funded startup founder Aran Bates, Wealth Club’s Alex Davies takes a behind-the-scenes look at seed-stage investing in the UK, and the impact the Seed Enterprise Investment Scheme (SEIS) has on entrepreneurship and the wider UK economy.

Introduced in 2013, the SEIS aims to encourage experienced investors to invest in very early stage companies. Because of the high risks, the scheme provides tax incentives including income tax relief and capital gains tax relief of up to 50% of the sum invested. SEIS investment may be among the first equity funding these small, often technology-focused companies receive.

We talk to two leading SEIS fund managers – Angelika Burawska from SFC Capital and Dominic Keen from Britbots – and Aran Bates, co-founder of Hydrologiq, a startup that’s recently received seed funding from both SFC and Britbots.

IMPORTANT: The opinions expressed in this video are the panellists’ own and do not necessarily reflect the view of Wealth Club Limited. This interview, like our service, is not advice. SEIS investments are high risk and illiquid. You could lose your capital. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.

In this interview:
0:00 What is the Seed Enterprise Investment Scheme (SEIS)?
1:08 Meet the founder and two investors
1:28 Why is SEIS such a good scheme?
2:36 What are the six main tax benefits?
3:44 Founder perspective: what was it like raising investment with SEIS?
4:57 What appealed to investors about Hydrologiq?
6:12 How important are SEIS reliefs in motivating early investors?
7:00 Is Hydrologiq a typical example of an SEIS investment?
8:48 Economic climate in 2022 – how’s this affecting SEIS investors and companies?
11:55 Where are the interesting opportunities in today’s economy?
13:26 Biggest challenges for SEIS investors at the moment?
15:01 How hard is it for seed stage companies to raise money?
16:13 How easy a place is the UK to set up a business?
17:17 Is it a good time to invest under SEIS?

Please Subscribe for more tax-efficient investment podcasts.

The Stellar AIM ISA IHT service takes a different approach to choosing AIM stocks than many of its peers, focusing on smaller-cap companies. In this exclusive video interview, stock picker Stephen English explains their methodology and the reasons why he believes this approach will add value over time. We discuss:

For more details on Stellar AIM Inheritance Tax Service, including documents & how to invest, see https://www.wealthclub.co.uk/aim-iht-isas/stellar-aim-isa/.

Should investors fear a recession? What sort of companies might be more resilient when things get tough? A conversation with Wealth Club’s Head of Equities, Charlie Huggins. 

IMPORTANT: This interview outlines Charlie’s investment views. It is not a personal recommendation to buy, sell or hold any of the investments mentioned. Experienced investors should form their own considered view or seek advice if unsure. Charlie personally holds shares in Diageo and Next. This video is original Wealth Club content.

0:00 Introduction to Charlie Huggins

1:17 The outlook for UK economy

2:07 How does uncertainty change an investor’s thinking?

2:45 What makes a business resilient?

3:39 Why cash flow is vital

4:33 Are resilient businesses immune to current economic headwinds?

5:24 Should investors avoid more cyclical businesses?

7:32 Should investors focus on just the numbers?

8:46 Recession – something to be feared?

IMPORTANT The opinions expressed in this podcast are the interviewee’s own and do not necessarily reflect the view of Wealth Club Limited. This interview, like our service, is not advice and the products featured are not suitable for everyone. VCTs are higher risk and less liquid than mainstream investments. You could lose your capital. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.

In this interview:

Meet the manager: Paul Bedford of Edition Capital talks about the new Edition VCT. Edition Capital is a specialist investor in the leisure & entertainment sector. Why are they launching a VCT, and why now? What opportunities and risks do they see in the sector at present? In this podcast we find out about the investment team’s collective background (including experience at Simon Fuller’s 19 Entertainment and Cream Group) and some examples of previous and current investments (including Social Pantry, Incipio, and Impresario Festivals). Paul tells us how the challenging economic environment is affecting portfolio companies and investors, and what he sees as the outlook for leisure businesses in the longer term. Ultimately, why might experienced investors consider Edition VCT? Listen now to learn more. 

IMPORTANT: Opinions expressed are the interviewee’s own & do not necessarily reflect views of Wealth Club. These interviews, like our service, are not advice. Venture Capital Trusts are high risk; you could lose your capital. If unsure an investment is for you, seek advice

For details on Edition VCT – our review, documents, and how to invest – please see https://www.wealthclub.co.uk/venture-capital-trusts/edition-vct/.

For more details on Hargreave Hale AIM VCT, including documents & how to invest, see https://www.wealthclub.co.uk/y/hargreave-hale/.

IMPORTANT The opinions expressed in this video are the interviewee’s own and do not necessarily reflect the view of Wealth Club Limited. This interview, like our service, is not advice and the products featured are not suitable for everyone. VCTs are higher risk and less liquid than mainstream investments. You could lose your capital. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.

In this interview:

From the Anaphite webinar recorded over Zoom on 27 June 2022.

For more details on Anaphite EIS, including documents & how to invest, please visit https://www.wealthclub.co.uk/eis-investments/anaphite-eis/. 

IMPORTANT: Opinions expressed in this recording are the founders’ own and do not necessarily reflect the view of Wealth Club Limited. EIS investments are high risk and illiquid. You could lose your capital. Tax rules can change and tax benefits depend on your circumstances. If you’re unsure an investment is right for you, please seek professional advice.