There is lots of hype about certain investments today. Remember that the media is not your friend when it comes to personal finance. Make the choices that work best for you, not the choice that gives the media a story.

Ready next weeks challenge? In this episode, we talk about how you can reduce your spending. Tips, tricks, and suggestions on how you can reduce or eliminate some of the usual expenses.

Did you like getting a remainder when you did long division in school? I know I didn't. The same goes for your budget. It should add up to zero. Get ready to dive into zero based budgets and how to create a paycheck spending plan.

Chances are, your neighbors are broke and living paycheck to paycheck. Don't compare yourself with them and choose to be different. Save for the things you want and avoid the trap of debt.

Start building your emergency fund today. Find a way to be frugal and not cheap.

Being frugal means comparing apples with applies and finding the best price for that apple. More tips on how to be frugal in your finances without being cheap.

Frugal does not mean cheap, it means being mindful of spending and staying within your means. There are opportunities to save without being cheap.

Emergencies are going to happen. How bad they are depends on how you prepare for them.

Feeding the alligators before the bite you. One of the biggest keys to financial peace of mind.

The Challenge - Round up your purchases this week and see how much you save.