President Biden is considering some major tax hikes to pay for all that stimulus spending.  What would that mean for our retirement accounts, and should you be thinking about a Roth? Russ shares his opinions on your options. And more than half of Americans middle-aged and older, are confused about the difference between pre- and post-retirement investing. If you're looking for clarity on your retirement investments visit www.HackmannWealth.com.

96% of Americans agree that Social Security is one of the most important programs we have. Meanwhile, one expert points out that it's basically just a type of annuity. Russ works to clarify the reasoning. Plus, will you still need life insurance after you retire?

If most of your retirement savings are in tax-deferred accounts, it might create a big tax problem for you when you start using that money in retirement. Is there anything you can do about it now? Russ talks about potential options. Also, most of us complain about how much we're paying for our monthly TV service, yet we rarely question the fees we're paying for our retirement accounts…and you definitely should.

2 subjects that invoke extreme, but also a wide range of reactions in the financial world: crypto-currencies and annuities. Despite your own opinions, does either make sense as an investment for your retirement? Russ weighs in on these controversial areas and talks about which of the two in which he's willing to invest his own money.

After working a lifetime to save, when you finally get to retirement have you figured out what to do next with your money? Russ talks about converting your retirement accounts into retirement income. Also, what age would you say you were the happiest? There's good news about your future happiness levels!

There are notable signs that the market is headed for a correction. Russ reiterates the notion that we never know what will cause the next big market downturn, and the importance of having a flexible plan to help you weather those storms.

There has been a lot of discussion about President Biden's proposed tax hikes and who they would affect. Biden says his increases would apply only to "the rich."  But some say, if you think that's true, you might have to think again. Russ talks about ways to start thinking "bigger picture," when it comes to a tax strategy.

There's a growing list of people who are expecting some kind of tax hike this year.  Some say to use Roth conversions to help protect your savings. Russ talks about the benefits of a Roth and other strategies that might help reduce our tax liabilities.

There are predictions that the stock market will end higher in 2021 than it did in 2020. Russ talks about risks of putting all your eggs into the "market basket." Plus, one expert says we can control our tax rates in retirement.

One of the unfortunate things about this crazy year is that a lot of people earned less money, because of factors related to the pandemic, but Russ explains how you can take those losses and turn them into opportunities.