We're all wondering what 2021 might have in store for us, financially. Russ explains why many are optimistic. Plus, how much you're actually saving to your 401k, versus how much you should be saving.

The end of the year is usually when people start thinking about a tax strategy, but it'll be January before we know whether the Senate will be controlled by Democrats or Republicans. Russ offers thoughts on if you should you wait, or if there are strategies to consider. Plus, why some experts are saying that a full economic recovery won't come until we start spending some money.

Many of us are losing sleep over these common retirement questions. Russ offers potential solutions plus, insight on what you should know about creating guaranteed income.

As we approach the end of the year, there's still some political uncertainty. In times like these, what should be at the top of your financial "to do" list? Is a Roth conversion the answer? Russ talks about what you can do now to manage tax liabilities for the years ahead.

What you need to work on before Jan 1st. Russ shares ideas on how to get started. Plus, what could happen to your finances in just 2 decades, and how can you work to protect yourself.

Some experts say your money will probably need to last a lot longer than you think. Russ talks about the reasoning. Plus, ideas on how, and why, to maneuver yourself into the lowest tax bracket possible, every year of retirement.

There are reports of an "uptick" in the number of people wanting to create their estate plan before January because of rules Joe Biden may push Congress to change. Russ talks about if it makes a difference whether we estate plan now or later plus, the different options to cover the costs of long term care.

In 1987 the Dow lost over 22% value in one day. What would it mean for someone who's nearing retirement age if a crash like that happened today? Russ talks about the potential implications. Plus, as the "middle-class millionaire" population grows, what needs to change about our financial planning and are "Robo-Advisors" good for Baby Boomers?

When planning out your retirement, these areas can potentially ruin your financial future. Russ lists them out so that you can be wary of them creeping into your plan.

The idea of "guaranteed" pension payments is what you want, but what if the company has financial problems in the future. Russ talks about potential options, plus how much money to keep in the market as you get closer to leaving the workforce.