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Feeling overwhelmed by the general hustle of, well, life? Picture a reality where slowing down is the key to unlocking success and personal growth. In this episode Matthew and Jim explore this concept with a blend of descriptive themes and personal anecdotes. The program begins with reflection on a conversation with a young quantitative finance MBA student, who ahared fresh insights into the realms of AI, cryptocurrency, and Tesla's self-driving innovations. Lightheartedly, the guys ponder the surreal sensation of living in a world reminiscent of "The Jetsons" as they embrace the New Year with a "Say No More List" – a counterintuitive approach inspired by thought leaders like Bo Eason and Dan Sullivan.

In the pursuit of success, does rushing ever really help? There's an art to slowing down, not just as a mantra for mental peace but as a practical strategy for error reduction and quality improvement in both personal and professional arenas. With the support of an accountability partner, Matthew shares his commitment to breaking free from the tyranny of hurriedness, focusing on mindfulness and intention. The conversation also highlights the parallels between opting for slower, healthier lifestyle choices and the broader implications for personal well-being, reinforcing the idea that quality often trumps quantity.

Reflecting on the essence of true wealth, the conversation shifts to the power of gratitude as a cornerstone for building meaningful connections. Gratitude, once a simple feeling, has evolved into a practice that fortifies relationships and enriches lives beyond mere financial metrics. Through personal stories and reflections, the emphasis on the importance of gratitude in fostering trust, empathy, and genuine human connection becomes abundantly clear. Finally, you're invited to share your own gratitude experiences, enriching the Whole Wealth Journey community with stories that underscore the value of relationships in achieving a fuller, more connected life that is more than just making more money with your money.

Chapter Summaries
(00:00) New Year's Resolutions and Saying No
AI, cryptocurrency, and Tesla's self-driving technology intersect in a futuristic discussion on aging, active adult communities, and personal growth.

(06:02) Slowing Down for Success
Slowing down leads to fewer mistakes and improved interactions, emphasizing quality over quantity and making mindful choices.

(12:56) Unleashing the Power of Investment
Commitment to health, gratitude, aligning finances with values, and personal and professional growth through preparation and practice.

(23:30) Connecting With True Wealth Through Relationships
Naysayers' influence, wealth with a Y, relationships, intimate connections, energy, aligning values, building true wealth through meaningful relationships.

(30:56) The Power of Gratitude in Connection
Gratitude is a key component of human connection, ingrained in daily routines and important in responding to life's challenges.

(45:56) Building Connection Through Gratitude and Trust
Gratitude, vulnerability, and curiosity are key to strengthening relationships and bridging differences in a world of diminishing connection.

(50:10) Text Us Your Gratitude Experiences
Listeners can share gratitude experiences via text to enhance future discussions on vulnerability, trust, and true wealth.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

As we navigated the roller coaster of 2024, we found ourselves reflecting on the resilience and gratitude that have become cornerstones of our journey. From the heartache of loss to the overwhelming stress of global uncertainty, each moment taught us invaluable lessons about growth and confidence. Channeling the spirit of Groundhog's Day, we measure our progress not by the absence of challenges but by the gratitude we find in the journey itself, embracing the inevitable stress as a catalyst for personal and professional evolution.

Our discussion takes a turn as we explore the power of intention and accountability. By shedding habits that no longer serve us—like self-loathing and negativity—we create space for self-love and personal growth. We draw inspiration from a couple on the brink of retirement, discovering that financial freedom isn't just about saving, but about living intentionally and investing in experiences that yield lifelong "memory dividends." Investments in experiences are forgotten costs. This approach challenges the traditional financial mindset and invites us to reimagine our priorities as we prepare for 2025.

Embracing personal growth becomes our anthem as we look to the future. Through tools like CliftonStrengths, we uncover the profound impact of self-awareness on our interactions and relationships. By understanding our strengths and limitations, we show up more authentically, balancing empathy (Matthew) and responsibility (Jim). As our journey into "whole wealth" unfolds, we are excited to share candid stories, insights, and new for 2025, book reviews and even a few industry rants, all with the aim of empowering you to embrace your own path of growth and self-discovery.

Chapter Summaries:
(00:00) Reflections on Gratitude and Resilience
Gratitude and reflection during the holiday season, navigating challenges and expressing growth and confidence in wealth management and health.

(03:45) Measuring Progress With Gratitude
Nature's predictable yet changing nature in starting a new year, reflecting on progress, setting goals, and enhancing impact.

(13:56) Embracing Intention and Accountability
Rejecting negative habits and setting intentions for intentional living, including finances, to promote self-love and growth.

(25:40) Reimagining Retirement and Financial Priorities
Bill Perkins' "Die With Zero" challenges traditional financial advising, emphasizing intentional spending for meaningful experiences.

(39:47) Personal Responsibility and Self-Care
Balancing personal authenticity and professional responsibilities, using CliftonStrengths, self-care, breaking free from beliefs, and putting oneself first.

(46:35) Embracing Personal Growth in 2025
CliftonStrengths, personal growth, empathy, responsibility, adaptability, whole wealth, book reviews, personal rants, guest appearances, authentic narrative, valuable insights.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Reflecting back to a certain Christmas Eve five years ago, we embarked on a journey that reshaped our approach to finances by aligning them with life's true purpose. That pivotal moment, intertwined with unexpected connections and encounters, taught us the value of authenticity and vulnerability. With stories rich in serendipity and meaningful coincidences, we celebrate the unpredictability of life and the profound impact of embracing it with gratitude.

As we continue to navigate the aftermath of global events, effects from the pandemic like supply chain disruptions and the memorable toilet paper shortages, we've unearthed profound lessons in gratitude and resilience. These challenges have been catalysts for personal growth and have altered societal relationships, pushing us towards self-reliance and away from codependency. Our discussions mirror a hero's journey, emphasizing the strength developed through trials and the determination to face future uncertainties with confidence, amidst political and economic anxieties.

Finally, we close with a festive reimagining of a reading by Matthew of his interpretation of "Twas the Night Before Christmas," reflecting the Gebhardt Group's unique approach to to your whole wealth journey. As we embrace the joy and gratitude of the holiday season, let's celebrate the power of partnership and our shared mission to help you achieve your dreams and leave you with a greeting for a very merry Christmas holiday.

Chapter Highlights

(00:00) The Whole Wealth Journey
Gratitude for connections made on our financial journey, reflections on health challenges, and embracing life's unpredictability.

(14:40) Lessons of Gratitude and Resilience
Past global events have shaped behaviors and relationships, fostering personal growth and resilience amidst uncertainties.

(26:51) The Wealth Journey Festive Celebration
How about that night before Christmas?

(33:36) Investment Advice Disclaimer

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Can a simple change in your workout routine transform your perspective on life? Uncover the unexpected benefits of ditching distractions as we share personal stories of growth from skepticism to appreciation. We'll explore how shifting from judgment to curiosity can enrich our everyday interactions, highlighting the profound impact of being fully present and embracing life's nuances.

The episode takes an emotional turn as we reflect on love and loss, emphasizing the deep connections forged in times of celebration and grief. Through heartfelt anecdotes, we discuss the importance of living fully and cherishing each moment, while also confronting life's finite nature. This narrative invites reflection on what truly matters, urging us to foster meaningful relationships and approach life's uncertainties with courage and presence.

Finally, we explore the essence of empowering confidence amid societal pressures. We delve into intentional financial decision-making, challenging conventional wisdom and encouraging a personalized approach to wealth management. By examining generational wealth strategies and the value of aligning finances with personal values, we underscore the significance of purpose and intentionality in both financial and personal growth. And the story of the Rothschilds and the Vanderbilts, well, that's one you're just going to have to listen to comprehend.

Chapter Summaries
(00:00) Fitness Community Observations and Curiosity
Mindfulness and curiosity lead to appreciation for Lifetime Fitness, as we reflect on judgments and routines.

(10:02) Reconnecting Through Loss and Celebration
Reflections on mortality and the value of living fully, embracing uncertainty, and fostering connections with others.

(15:29) Empowering Confidence in Children
Anxiety in society, protecting confidence, managing stress, and distinguishing between self-confidence and external validation.

(25:20) Intentional Financial Decision Making
Intentionality in financial decisions, tax issues with 401ks, critique of tax deferral, and need for strategic planning.

(35:43) Financial Planning and Client Preparation
Financial planning software limitations, preparing for market shifts, proactive risk management, and personalizing strategies for clients.

(45:52) The Complexity of Financial Planning
Financial planning involves aligning resources with priorities, avoiding complex investments, and simplifying as clients age.

(58:19) Generational Wealth
Nature's contrasting approaches to family wealth management, advocating for using wealth for experiences and creating lasting legacies.

(01:04:52) Relationships and Self-Worth Wealth
Evolution from financial sobriety to embracing whole wealth journey, addressing challenges like conflict resolution and self-worth.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Have you ever sat down and really thought about the best investment you ever made? Was it a business idea? A real estate venture? A hot stock? Join your hosts Matthew Grishman and Jim Gebhardt, as they reveal the best investments they’ve ever made as wealth advisors and lifelong entrepreneurs. 

Kicking off each episode with gratitude, this week the guys explore the significance these best investments have had on their business and personal lives. Hint: these life-changing investments are what ultimately brought Matthew and Jim together in business and friendship. 

The conversation shifts to how the guys help their entrepreneur clients begin building the blueprint for living Life 3.0. It starts with recognizing what you have the most control over in the world of finance and investing: risk, taxes, and cash flow. Yes, you have more control over these than you might think! 

Discover the true value of collaborating with great tax professionals who challenge conventional thinking. But beware, tax schemes loom around every corner! Matthew and Jim share valuable insight on some of the hidden taxes inside different investment products you may own inside your investment accounts. Awareness is essential for the entrepreneur seeking what’s next! 

Finally, the guys explore the nuances of how estate planning fits in to building your Blueprint. They weave together insights to craft a comprehensive blueprint for living Life 3.0, creating the legacy you want, and how you can protect the generational wealth required to see that legacy through. 

CHAPTER SUMMARIES
(00:00) Investing in Self-Gratitude
Nature's warmth in summer, investing in oneself, moving to California, adapting to new environment, personal growth and relationships.

(10:29) Strategic Tax Planning for Entrepreneurs
Collaborate with CPAs for tax planning, tailor strategies to individual circumstances, and consider future implications beyond monetary gains.

(23:57) Estate Planning and Tax Strategies
Estate planning and life insurance can prevent financial burdens, while ETFs offer tax efficiency and control in investment strategies.

(34:51) Mastering Intentional Spending and Wealth Accumulation
10-10-10 principle helps manage impulse purchases and highlights the importance of intentional spending and financial awareness.

(44:45) Building Generational Wealth Blueprint
Estate planning, margins of safety, and Life 3.0 are crucial for creating and preserving generational wealth.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Risk is a huge part of entrepreneurship. But it’s more than a numbers game—it's about identifying where your finances stray from your core values and life goals. As we come closer to the end of the financial planning stage of the Whole Wealth Journey, we dive deeply into the realm of risk management and the unique risks facing entrepreneurs. 

Join us as we share insights gained from a lifetime of entrepreneurship - plus three decades of helping other successful entrepreneurs discover what’s next. Whether navigating the emotional complexities of business exit planning or optimizing tax strategies for lifetime income and legacy planning, our discussion emphasizes the importance of taking all the time you need for planning your whole wealth journey. 

Matthew will introduce you to a 79-year-old entrepreneur who’s discovering what’s next after becoming the best in the world at his craft, a career of selflessly helping others. How does he begin to explore Life 3.0, and will he allow Matthew the opportunity to help?

Jim will offer us some insight on the power and purpose of an Employee Stock Ownership Plan (ESOP) as a potential risk gamechanger for business owners. We revisit a pivotal conversation with Jim’s old friend, Tommy, a very forward-thinking entrepreneur who leveraged an ESOP to not only secure critical hires, but also gain a competitive edge that completely separated his business from the competition.  

Through personal stories infused with vulnerability and hints of sarcasm, you’ll hear firsthand how we guide entrepreneurs through the world of wealth management - how they think about money, how they create it, use it, invest it, risk it, improve their relationship with it, so ultimately … they can be free of it. 

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Imagine a tool that can pinpoint the very essence of what drives your decisions—from the significant financial ones to the seemingly trivial daily choices. Our latest episode introduces the Clarity Compass, an innovative approach that starts with a simple card game to help uncover and prioritize your core values. This journey is about more than just identifying what matters; it's about transforming those values into a guiding force that leads to enhanced personal joy and fulfillment. We also confront common hurdles like the hesitance to invest in oneself and reveal how aligning financial decisions with personal values can be profoundly empowering.

For entrepreneurs grappling with the work-play balance, we explore how defining play can transform both personal and professional relationships. Whether it's seeking adventure or finding peace, understanding what play means to you—and your partners—can strengthen bonds and lead to healthier dynamics. Through engaging stories, like Jim's trip to Ireland or the journey of our client Dorothy, we underscore the power of supporting each other's values and embracing the uniqueness that each person brings to a relationship. 

Moreover, we unveil the art of crafting a financial plan that resonates with your core values. Dorothy's inspiring tale of newfound independence and enriched family connections shines a light on the potential of aligning financial resources with personal aspirations. Join us as we equip you with strategies to translate your personal aspirations into a life of intention and fulfillment through the process we call, "The Clarity Compass." 

Chapter Summaries:

(00:00) Discovering Your Core Values
The Clarity Compass helps identify core values, align financial resources, and make intentional decisions for personal fulfillment.

(08:44) Understanding Play and Individual Values
Play is important for entrepreneurs to define individually, support in partnerships, and embrace unique contributions.

(15:59) Creating a Life-Altering Financial Plan
An elderly woman's transformative journey through health, freedom, family, and relationships with the help of technology and financial resources.

(26:58) Blueprinting Financial Goals and Action Steps
Creating a blueprint helps achieve personal and financial goals by translating values into actionable steps.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

In the hustle of entrepreneurship, finding quiet time isn't just a luxury—it's a necessity. This is where one finds clarity about their innermost values and begins to get in motion. Through personal stories and professional insights, Jim and Matthew emphasize the importance of taking intentional breaks, advocating for the rejuvenating power of two-week vacations. Their discussion goes deep into financial core values guiding you down a path to aligning your financial resources with what truly drives your dreams and goals. Join the guys as they reflect on mindfulness techniques to find inner calm, focusing on the techniques to find congruency in life and business so both can be purposeful and rewarding.

Consider this episode a break from the grind, a chance for self-discovery, to rise above life's minutiae, much like accessing the calm of a mountain summit - one of the greatest spots for gaining clarity in life.

If you would like to learn more about the Kolbe assesment, you can find it in this LINK.


Chapter Summaries:
(00:00) Gratitude for New Beginnings and Reflection
Celebrating new family member, self-discovery in relationships, defining personal stories, intentionality, and gaining clarity through reflection.

(11:15) Finding Quiet Time for Success
Entrepreneurs need quiet time and extended vacations to disconnect from work and prioritize well-being and productivity.

(15:11) Discovering Your Financial Core Values
Understanding personal values, visions, and motivations in financial planning, with a focus on finding deeper purpose beyond wealth accumulation.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Ever wonder how a simple vacation can morph into a powerful metaphor for financial success? This episode begins with the anticipation of a serene vacation on the California coast, challenging us to depart from our daily grind as “human-doings” to embrace the essence of what we truly are: human beings. From there, we are reminded of the importance of lifelong learning and growth for the benefit of helping others. Hear all about Jim’s journey back into the classroom, this time to become an expert in exit planning for the entrepreneurs and business owner clients Gebhardt Group, Inc. serves. Together we discover so many intriguing parallels between business exit strategies and the foundational stages of entrepreneurship, underscoring the vital role of finishing what we start.

Our conversation then takes a practical turn, honing in on the nuts and bolts of personal finance and connecting the dots between business and personal finances. We break down foundational expenses into six core categories, offering a much simpler and clearer path to gaining control over where your money goes each month. By tracking these expenses over time, you can uncover valuable data about how you actually use your money. Learn how to take more control by fostering a proactive approach to personal financial management with 100% detachment from chasing financial perfection.

Bringing it all together, we reflect on a memorable backpacking trip in Yosemite with Matthew’s cousin David, Hell's Kitchen Season Six winner, who through story, teaches us the valuable concept of "shaving ounces." This principle of making small, incremental changes can be applied to so many areas of our wealth and our lives – learn here how to apply it to the parts of life that matter most. Ultimately, we come full circle to see how the tools discussed on today’s show help us to show up fully in the present moment, eliminate scarcity, realize the true abundance in our lives, and see all of the Whole Wealth we have been able to create.

If you would like to learn more about your whole wealth journey visit: https://gebhardtgroupinc.com/

(00:00) Gratitude and Profit
Gratitude, learning, and commitment are discussed, including the parallels between business exit planning and entrepreneurship.

(11:12) Financial Assessment and Action Plans
Manage personal finances by categorizing expenses, tracking trends, and preparing for unexpected costs.

(22:46) Small Changes Lead to Financial Success
Nature's lesson in personal finance: small changes, like reducing expenses, can lead to significant savings and can be applied to other areas of life.

(28:26) Creating a Vision for Tomorrow
Reclaim power by being aware of current situation, setting time limit to process past mistakes, and creating vision for prosperous future.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Ever wondered why authenticity is crucial for entrepreneurial success? This episode, Jim and Matthew take you into the vitality of living a congruent financial life. The guys unravel the importance of managing personal and professional finances with equal discipline, sharing insights on how authenticity fosters peace and gratitude. Learn from their own trials and triumphs how adopting disciplined financial behaviors can pave the way for greater success. They'll also guide you through the critical process of understanding your financial standing, likening it to a fitness routine that celebrates incremental progress over time by looking backward for improvement not at unrealistic horizons. The significance of knowing your net worth and understanding balance sheets can only benefit your business mastery. Decision making becomes much more clear when you know what the real picture looks like, what your profit and loss statements are telling you. 

The conversation then begs some work to tackle the tough topics every entrepreneur faces: from making swift decisions in critical situations to mastering the operational aspects of a business. Hear real-life stories about the complexities of balancing craft mastery with business management and the emotional journey of overcoming financial burdens. They'll discuss the often-overlooked necessity of personal and financial preparedness for life after business ownership. How was the business valuation prepared, what does your exit planning look like, if at all? And finally, what about that "burnout" and the significance of pausing to reassess and redirect your energy, ensuring your entrepreneurial spirit remains ignited? Learn to appreciate "The Law of Diminishing Intent" and how progress begins with telling the truth. That's where personal growth really shines.

To learn more about The Whole Wealth Journey, visit https://gebhardtgroupinc.com/
To get the book E-Myth Revisited by Michael Gerber, you can click on the link below: https://www.amazon.com/Myth-Revisited-Small-Businesses-About/dp/0887307280/ref=asc_df_0887307280/?tag=hyprod-20&linkCode=df0&hvadid=693671725874&hvpos=&hvnetw=g&hvrand=11518453818217731005&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9032466&hvtargid=pla-361791162205&psc=1&mcid=80e7fd31f3933957a8672d97925724d0

Chapter Summaries:
(00:00) Gratitude for Milestone Birthdays and Clarity
Joyful birthday celebrations, unique cocktails, and personal growth through Strategic Coach program in the Gebhardt family.

(04:25) Living a Congruent Financial Life
Embracing authenticity brings peace and gratitude, financial congruency is important for entrepreneurs, balancing personal and professional finances is challenging.

(10:37) Measuring Progress in Arrears
Understanding our financial status through balance sheets and consistent evaluation, similar to fitness routines.

(21:39) The Entrepreneur's Guide to Business Mastery
Triage in medical and business contexts, separating craft from management, and delegating tasks for business growth.

(30:42) Net Worth Assessment and Progress
Assess personal finances, understand the law

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.