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If the first part of this two part episode got your attention, Part 2 is really going to bring that messaging home. Patience is key in a dynamic market. The lesson that history repeats itself could not be more clear as Matthew and Jim walk you through the very though process you'll need to understand and accept the changes in the market and how they can wreak havoc on your expectations or, if you're paying attention, help you to sleep better at night knowing you've made some good decisions. After all, the choice really is ultimately yours. For more information about your hosts and Financial Sobriety visit www.yourfinancialsobriety.com.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

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Bull Market, Bear Market, Correction, Crash... all have been bantered around in the vernacular of stock, investment and retirement talk. This is a necessary discussion and you'll likely be shocked by some of the truths that are told in today's first part of two on what may seem dramatic to your portfolio. Especially if you're already, or just about to retire. What can you do, what should you do, and what might be expected looking ahead? You'll hear the observations and lead into next steps when your hosts Matthew Grishman and Jim Gebhardt share their insights. For more information on Financial Sobriety, visit www.yourfinancialsobriety.com.

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

This second part of the two part series with Julia Nicholson continues the discussion of dealing with grief and loss and looking at them from a different perspective. What you'll learn is the process for dealing with the "its" in life. Julia shares her five framed steps to change the way you deal with the challenges in life and how to get from "not wanting to live like this anymore", to taking the steps to live the life you choose. She shares the most recent "it" that brought her to the realization she was going to do something about her choices and share her revelation with others by not only her speaking publicly about it but through her new book: "It" Happened. Now What? The 5 Realizations: A Transformative Way to Process Loss and Turn Grief Into Grit.For more information about Julia Nicholson visit www.julianicholsonpresents.comTo learn more about Financial Sobriety, visit www.yourfinancialsobriety.com

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

While the title seems ominous the story is not. Matthew and Jim talk with TedX speaker and guest Julia Nicholson about her experiences with loss, personal tragedy and death in her life. This first part of a two part episode reveals the basis of Julia's experience and her story. From a tragic and disfiguring accident at the age of 18 that lead to a series of experiences that created the person she has become today. Her story of "its" will challenge you to look at things from a different perspective that will expand your understanding of how things happen for us rather than to us. To connect with Julia you can visit her website, www.julianicholsonpresents.comFor more information about Financial Sobriety visit www.yourfinancialsobriety.com

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Happy New Year! And with that come the usual "obligatory" resolutions, right? Wrong! Listen to the approach Jim and Matthew share as they discuss building a year with intentionality vs regret for failed resolutions. C'mon, we all know they don't work for most of us anyway. Learn the steps to take to get your year off to a great start and end with you intentions well received. Have a great new year and a great new you in 2022!For more information about Financial Sobriety, visit www.yourfinancialsobriety.com

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

As the year winds down but financial requirements for year-end increase, Jim and Matthew found the ability to satisfy the most pressing needs during the recent market activity a little too daunting to get the next episode properly recorded and produced, so for a great refresher on gratitude and the reason for the program's success in the first place, here's a little holiday greeting followed by the very first episode of Financial Sobriety. And if you haven't sent your gifts by now, "Financial Sobriety" the book is available on Amazon today! Have an incredible holiday season and we look forward to seeing you back for the new year, new you in 2022! For more information about Financial Sobriety visit www. yourfinancialsobriety.com

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

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As we head deeper into the holiday season, what better way to demonstrate financial sobriety than to share a story of need and success as it relates to some of our most misunderstood families and children... those in the Foster Care System. Today, Jim and Matthew speak with Heidi White, Educator and Church Relations Director for The Alliance: defending the causes of kids and families. You'll hear the true stories of what happens to children in the Foster Care System once emancipated and the challenges they face against great odds. It's not an uplifting outcome. But there is hope. There are many opportunities for support and it's not all just financial. You'll most certainly agree after hearing this episode. With timing "in the season" of giving it's our hope you're moved to do something for someone in need. For more information about The Alliance visit www.defendingthecause.org. To reach Heidi directly, email her at [email protected] learn more about Financial Sobriety visit www.yourfinancialsobriety.com

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

The continuation of this most entertaining discussion continues with Betsaida LeBron not only sharing the definition of play vs humor, but giving us an example of something we can do around the dinner table for the Thanksgiving holiday. Everyone in studio gets in the game for a good laugh as they participate in a playful spirit. This is one time we say "Do try this at home!". For more information on how you can reach Betsaida you can find her website at www.improveq.org.To learn more about Financial Sobriety visit www.yourfinancialsobriety.com

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

Join Jim and Matthew as they discuss the process of bringing out the inner child in your life with Improv Comedian Betsaida LeBron. Learn how to get back to the play and fun you remember as a child by losing the mask and armor of years of protection having to be built. This first of a two part episode unveils the process Betsaida had to go through to get herself in a space where she knew she belonged. If you've ever felt you're pretending and accommodating to please others, think again after you hear this episode and bring your real self to the forefront. For more information about Financial Sobriety visit www.yourfinancialsobriety.com

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.

We would love to hear what you have to say about this episode. Please send us a text.

In a slightly different twist, join Jim and Matthew today as they discuss the value proposition for the upcoming event starting November 15th. The Visa Hangover Challenge will shed light on the steps you can take to avoid the headache that occurs for so many in January when that holiday Visa bill shows up. You can change the behavior to make January a welcome month with the excitement upon the arrival of that Visa bill, knowing that you've got nothing to be surprised by or worried about. For more information on how you can participate in this free seminar, simply visit www.yourfinancialsobriety.com. This is one time you can be sure that filling out the form and making the commitment to attend will actually result in an outcome you can be certain will be more than you expected!

You can learn more about The Whole Wealth Journey by visiting The Gebhardt Group.