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In this episode, Scott Dillingham addresses the issue of expensive real estate investing courses and coaching programs, introducing a free alternative called "Fire Your Boss" that covers comprehensive real estate investing education. Drawing from his team's expertise and industry professionals, Scott explains how investors can access quality education without paying thousands for questionable coaching programs.

Key Timestamps:
[0:00] Course Overview
- Marketing vs expertise
- Cost comparison
- Value proposition

[4:30] Core Modules
- Investing basics
- Legal considerations
- Design optimization
- Off-market strategies

[8:45] Advanced Topics
- Financing strategies
- Investment niches
- Asset protection
- Property management

[12:30] Estate Planning
- Tax efficiency
- Family trusts
- Long-term strategies

Key Points:
1. Course Content
- Real estate fundamentals
- Investment strategies
- Asset management
- Tax planning

2. Expert Contributors
- Legal professionals
- Interior designers
- Wholesalers
- Property managers

3. Investment Niches
- ADUs and Airbnbs
- Flipping properties
- Joint ventures
- Land development

Contact Information:
Access course via Investors Hub link

Important Tips:
- Verify expert credentials
- Choose relevant modules
- Research contributors
- Focus on proven strategies
- Access free resources

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In this episode, Scott Dillingham reveals an innovative solution for foreign investors to obtain U.S. Employer Identification Numbers (EINs) in just two hours, dramatically reducing the typical 4-8 week waiting period for entity setup when purchasing U.S. real estate.

Key Timestamps:
[0:00] Background
- Entity setup challenges
- Importance of proper structure
- Common investor roadblocks

[4:30] Entity Benefits
- Tax implications
- Liability protection
- Lender access

[8:45] Rapid ITIN Process
- 2-hour setup
- Pre-registered entities
- Cost structure

[12:30] Implementation Details
- Entity naming/transfer
- State considerations
- Credit building options

Key Points:
1. Service Features
- Pre-registered entity inventory
- 2-hour ITIN assignment
- No fee for mortgage clients
- Flexible entity naming/transfer

2. Setup Benefits
- Avoid double taxation
- Enhanced liability protection
- Better lending options
- Faster property acquisition

3. Next Steps
- Entity selection
- Credit building strategy
- State-specific planning

Contact Information:
LendCity

Important Tips:
- Consult tax professionals
- Consider credit building
- Review state requirements
- Plan entity structure
- Act quickly on properties

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In this episode, Scott Dillingham interviews real estate lawyer Milena Cardinal to discuss maximizing shareholder value through proper corporate structuring for real estate investments. Milena shares expertise on balancing legal, tax, and financing considerations when setting up investment entities.

Key Timestamps:
[0:00] Corporate Structure Basics
- Shareholder agreements
- Entity selection
- Investor protection strategies

[4:30] Multiple Structure Options
- GPLP advantages
- Joint venture possibilities
- Financing implications

[8:45] Setting Up Process
- Consultation importance
- Document requirements
- Capital raising considerations

[12:30] Evaluation Framework
- Six key pillars approach
- Tax minimization strategies
- Liability protection methods

[16:45] Team Collaboration
- Professional coordination
- Expert alignment
- Strategic planning

Key Points:
1. Core Considerations
- Liability protection
- Tax efficiency
- Financing qualification
- Investor attractiveness

2. Structure Selection
- Project-specific needs
- Financing requirements
- Growth objectives
- Cost considerations

3. Professional Integration
- Team collaboration
- Expert alignment
- Strategic planning

Contact Information:
Website: cardinallaw.ca
Email: [email protected]
Free consultations for LendCity members

Important Tips:
- Consider multiple factors
- Plan exit strategies
- Verify lender requirements
- Balance complexity costs
- Coordinate professional advice

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In this episode, Scott Dillingham explains how investors can qualify for mortgages based on property cash flow rather than personal income through Debt Coverage Ratio (DCR) and Debt Service Coverage Ratio (DSCR) programs in Canada and the USA, providing alternatives to traditional qualification methods.

Key Timestamps:
[0:00] Traditional Qualification
- Income requirements
- Property limits
- Equity lending issues

[4:30] DCR/DSCR Programs
- Cash flow qualification
- Stress test differences
- Property eligibility

[8:45] Market Differences
- Canadian vs U.S. LTVs
- Mixed-use considerations
- Fee structures

[12:30] Program Benefits
- Interest-only options
- Extended amortization
- Portfolio expansion

[16:45] Qualification Process
- Required documentation
- Expense calculations
- Approval criteria

Key Points:
1. Program Features
- Property-based qualification
- No income requirements
- Unlimited portfolio potential
- Mixed-use property options

2. Market Differences
- Canadian 80% LTV maximum
- U.S. 75% purchase/65% refinance
- Different fee structures
- Interest-only availability

3. Cash Flow Requirements
- Rent calculation variations
- Expense considerations
- LTV adjustments
- Rate implications

Contact Information:
Book strategy call

Important Tips:
- Compare market options
- Consider amortization lengths
- Review fee structures
- Calculate cash flow accurately
- Plan refinance strategy

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In this episode, Scott Dillingham shares insights from his presentation at a Wealth Genius event about the importance of building the right team for real estate investing success. Drawing from his experience managing a team of expert investor-focused mortgage agents, Scott explains why investors often make critical mistakes in choosing their professional partners and provides actionable strategies for building an effective investment team.

Key Timestamps:
[0:00] Team Building Fundamentals
- Expert vs generalist selection
- Common investor mistakes
- Due diligence importance

[4:30] Essential Tips
- Slow down decisions
- Ask critical questions
- Verify expertise

[8:45] Expert Validation
- Development experience
- Property management history
- Investment track record

[12:30] Team Capabilities
- Multi-market experience
- Cross-border lending
- Specialized knowledge

[16:45] Next Steps
- Strategy call booking
- Service selection
- Team connection

Key Points:
1. Expert Selection
- Verify investment experience
- Check specialization areas
- Confirm track record

2. Due Diligence
- Research thoroughly
- Ask detailed questions
- Verify claims

3. Service Matching
- Align expertise with needs
- Consider market focus
- Evaluate experience level

Contact Information:
Book strategy call

Important Tips:
- Take time with decisions
- Verify expertise claims
- Match services to needs
- Research thoroughly
- Choose specialists

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In this episode, Scott Dillingham interviews Andrew Kim from Share, discussing how his tech company helps Canadians invest in U.S. real estate through comprehensive asset management services. Andrew shares insights from his journey from Canadian real estate investor to U.S. tech entrepreneur, explaining how the challenges he faced led him to create a solution for other investors looking to build their portfolios across the border.

Key Timestamps:
[0:00] Introduction & Background
- Tech entrepreneurship journey
- Early investment experiences
- Transition to U.S. markets

[4:30] Share Platform Overview
- Asset management services
- Property acquisition process
- Portfolio growth strategy

[8:45] Investment Challenges
- Location selection
- Entity setup
- Cross-border considerations

[12:30] Market Analysis
- State selection criteria
- Political implications
- Economic factors

[16:45] Investment Strategy
- Market stability
- Appreciation expectations
- Risk management

Key Points:
1. Asset Management Benefits
- Full-service portfolio growth
- Tax and entity structuring
- Property management oversight
- Investment strategy guidance

2. Market Selection
- Landlord-friendly states
- Economic indicators
- Population growth
- Job market strength

3. Investment Expectations
- Steady appreciation
- Stable cash flow
- Market resilience
- Portfolio diversification

Contact Information:
Website: sharesfr.com

Important Tips:
- Focus on market fundamentals
- Consider property management
- Understand appreciation rates
- Review tax implications
- Evaluate state regulations

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In this episode, Scott Dillingham discusses why Canadians should consider investing in U.S. real estate, backed by statistical data and market trends.

Key Timestamps:
[0:00] Investment Trends
- Canadian capital outflow
- U.S. market attraction
- Statistics Canada data

[4:30] Investment Challenges in Canada
- Landlord tribunal issues
- Rent control limitations
- Property sale restrictions

[8:45] U.S. Market Advantages
- Property affordability
- Landlord-friendly regulations
- Flexible rent adjustments
- Common-sense lending

[12:30] Key Markets & Strategies
- Ohio: Strong cash flow
- Florida: Airbnb potential
- Texas: Corporate growth
- Detroit revitalization

[16:45] U.S. Lending Process
- DSCR loans
- Down payment requirements
- Seller credits
- Rate buy-downs

Key Points:
1. Market Dynamics
- Increasing Canadian capital outflow
- Foreign buyer restrictions in Canada
- U.S. investor-friendly policies
- Property price advantages

2. Lending Benefits
- Property-based qualification
- No income verification options
- 25-30% down payment requirements
- Rate buy-down opportunities

3. Regional Opportunities
- Market-specific strategies
- Property management options
- Section 8 housing benefits
- Portfolio loan considerations

Contact Information:
Book Strategy Call

Important Tips:
- Research target markets
- Consider seller credits
- Analyze cash flow metrics
- Verify property locations
- Review lending options

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In this episode, Scott Dillingham and Milena Cardinal discuss GPLP (General Partner Limited Partnership) structures and legal considerations for real estate investors.

Key Timestamps:
[0:00] Introduction to Trust Structures
- Bare trust agreements
- Trust relationships
- Entity ownership options

[4:30] GPLP Structure Basics
- Limited partnership explanation
- Liability protection
- General partner responsibilities

[8:45] Investment Risks & Protection
- Document drafting importance
- Investor vetting process
- Legal representation considerations

[12:30] Financing Implications
- Commercial vs residential lending
- Property qualification factors
- Down payment requirements

[16:45] GPLP Implementation
- Project size considerations
- Timeline expectations
- Setup requirements

Key Points:
1. Structure Benefits
- Liability protection for investors
- Asset ownership flexibility
- Management control options
- Risk mitigation strategies

2. Implementation Considerations
- Project size requirements
- Setup costs and timeline
- Lender requirements
- Document complexity

3. Professional Requirements
- Specialized legal expertise
- Collaborative team approach
- Due diligence process
- investor protection measures

Important Tips:
- Evaluate project size
- Consider financing options
- Vet general partners
- Allow adequate setup time
- Ensure proper documentation

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In this episode, Scott Dillingham interviews Glenn Sutherland, an expert coach helping Canadians invest in U.S. real estate, sharing insights from his journey and coaching program.

Key Timestamps:
[0:00] Personal Background
- Canadian investor experience
- Transition to U.S. markets
- Bank lending limitations

[4:30] Investment Evolution
- First U.S. property purchase
- Cash buying challenges
- Refinancing strategies

[8:45] Current Market Strategies
- Seller financing opportunities
- Exit strategy importance
- Value-add approaches

[12:30] Coaching Program
- Corporate structure setup
- Legal compliance guidance
- Investment strategies
- Deal analysis support

[16:45] Investment Considerations
- Seller credits vs. price reduction
- Rate buy-down calculations
- Entity structure importance

Key Points:
1. Investment Strategy
- Focus on exit strategies
- Leverage optimization
- Market selection process
- Value-add opportunities

2. Structural Considerations
- Corporate setup importance
- Tax implications
- Liability protection
- Banking requirements

3. Financial Optimization
- Seller credit utilization
- Rate buy-down analysis
- Strategic leverage
- Cost-saving approaches

Contact Information:
Podcast: Canadian Investing in the USA
Facebook: facebook.com/acanadeanvestingintheusa
Website: Available on podcast/social media

Important Tips:
- Research market locations
- Consider corporate structure
- Analyze financing options
- Calculate breakeven points
- Prioritize liability protection

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In this episode, Scott Dillingham interviews Jonathan Faerman, creator of Investium.ai, a free platform connecting real estate investors for joint venture partnerships.

Key Timestamps:
[0:00] Introduction & Background
- Faerman's start in real estate
- Evolution from condo owner to investor
- Development of Investium platform

[4:30] Platform Features
- Two-factor authentication
- Identity verification
- Private investment groups
- Deal protection measures

[8:45] Platform Success Stories
- Montreal investment partnerships
- Cross-border opportunities
- Connection process details

[12:30] Platform Development
- Canadian-built technology
- Free access model
- Authentication requirements
- Quality control measures

[16:45] Future Development
- Investment team features
- Deal-finding capabilities
- Partnership agreement tools
- Market expansion plans

Key Points:
1. Platform Features
- Free to use
- Web-based application
- Privacy protection
- Secure authentication
- Investment preference matching

2. User Benefits
- Geographic market expansion
- Deal privacy protection
- Quality investor connections
- Team building capabilities

3. Platform Security
- Two-factor authentication
- Government ID verification
- Private group controls
- Spam prevention measures

Contact Information:
Website: www.investium.ai

Important Tips:
- Complete investment preferences
- Utilize private groups
- Verify potential partners
- Start with simple introduction
- Research market opportunities

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