As I write this, the movers are packing up our last few belongings. The family heirlooms and kitchen stuff are all that is left. We sold 90%+ of our stuff. It feels great to get rid of things but it wasn't as easy as the internet says it is.

Erica and I share how it feels, what the process was like, what we’ve learned, and how we think it might impact our future purchasing. 

We have 10 days left in England and then wheels up, off to California to see friends and family and then off to Maui. Our adventures are yet to begin. 

Subscribe or stay subscribed so you get the start of season 2! This is the end of season 1. We will pick up again once we are settled in Hawaii. Season 2 will be out in October and we can't wait. We will talk to you then!

Afraid you will miss us? We will miss you. Stay up with our adventure on instragram @theworthproject.co and on our website at theworthproject.co.

Check out the show notes for more information:

https://theworthproject.co/selling-everything-and-travel-family/

Have you ever started a job you enjoy only to realize a few months — or years — later that you’re not really loving it anymore? We have a career coach on the podcast today who explains why that happens and why it can actually be a good thing.

This week we had career coach Lisa Lewis on the podcast to talk to us about career transitions. Lisa found herself unhappy in her career and realized that most of her friends were unhappy as well. She wondered, “is this as good as it gets?” But she wasn’t ready to throw in the towel. After searching for answers, she found the natural four-stage career cycle that we all go through. She dispells the myth that there is one perfect career that we will love once we’re able to finally find it. And it’s OK to change course numerous times over the course of your career. 

So if you’ve ever felt in stuck, unhappy with your work, and unclear about how to get out, this episode is for you. 

Lisa kindly shared some great resources just for our listeners on her website lisalewiscareers.com/worth

Thanks for listening! Please rate, review, and subscribe to The Worth Project

https://theworthproject.co/how-to-change-course/

Anyone who has gone through a job transition, been in a career rut, or found themselves out of a job probably knows the struggle of tying their own personal worth to their job.

As Jordan is getting ready to navigate his own career transition and leave his job, we invited financial therapist Lindsay Bryan-Podvin on the show to talk about work and worth issues. We learn exactly what a financial therapist is (hint: it’s a new profession), how to identify those unhelpful thoughts, and why having things outside of work that excites you is so important. We also talk about goals, systems, and giving yourself permission to have a bad day.

If you’re interested in understanding more about — and maybe making healthy changes to — your relationship with money and your self-worth, this episode is worth a listen.

Check out the show notes for links and other references:

https://theworthproject.co/episode-20-separating-worth-and-worth-with-lindsay-bryan-podvin/

Guys, we are in the home stretch of our life in London. Five and a half glorious years are coming to a close, but not without crossing off a few more UK Bucket List items. In episode 17, we talked about our strategies to not go broke when we travel. One strategy we use is to go where everyone isn’t. This summer, everyone is at the beach and rental homes were absurdly priced.

Where was everyone not? Glamping in Somerset.

We got a steal of a deal on a three-bedroom tent and spent the weekend riding a classic steam train. We had a blast.

 Multiple income streams

As we share more about our move with family and friends one of the first questions is, “so are you just going to be living off savings for a little while?” (Refresher: Jordan is leaving his job, we’re selling 90% of our belongings, and moving to Hawaii). This would’ve been our reality a few years ago, but over the past year, we’ve worked on building multiple streams of income. These streams of income are the safety net we’ve built for our little family to be able to pick up and take an adventure, while still being financially responsible.

And this isn’t an idea we’ve come up with. Surveys show that millionaires and the wealthiest individuals depend less on a paycheck and more on different streams of income. I lay out all of the data PLUS our income streams in this article. After watching my mom get laid off and rebuild her career, I realized that just depending on one stream of income was a risky proposition.

Check out the show notes for links on multiple income streams and pictures of our trip:

http://theworthproject.co/2019/07/09/plan-b-with-multiple-streams-of-income/

If you’re listening to the show please rate, review, and subscribe! And tell your friends! 

Barbara Ginty, CFP, joined us on our podcast to talk about her experience buying a business: the ups and the downs. And there were plenty of downs.

Starting her career on Wall Street, she decided to pivot into personal finance when her Dad and Aunt were selling their business. With a very light amount of research, she thought “I”m smart, how hard can personal finance and running a small business in upstate New York be?”

Karma came around hard on that one. She shares openly about her early struggles (maxed out credit cards anyone? Crazy healthcare costs?) and how the business STILL USED A TYPEWRITER. Yes, I’m emphasizing that. 

But Barbara made it through to the other side, with a story to tell.

Check out the show notes for more information!

 http://theworthproject.co/2019/07/02/taking-the-plung…th-barbara-ginty/ 

We have been fortunate to have visited 50 countries. Jordan and I have always made traveling a priority. Now with baby Henry, traveling has changed for us but we still love it. 

After our trip to Lake Orta, Italy last week, we realized we had some good tips and lessons that we could share on how to not go broke when traveling. See the link below for the full guide.

• Timing
• Airfare
• Credit cards
• Be a carry on family
• Lodging
• Transportation
• Food
• Activities

Download our free guide to travel, The Don't Go Broke Guide to Travel here:

In the works!

Check out the show notes for a link to our travel video (Erica may still be working on it) and other information.

http://theworthproject.co/2019/06/25/episode-17-dont-…-guide-to-travel/

Sadly, Jordan was out of town for this podcast, but I got the chance to talk to Crystalee Beck. Honestly, this conversation was just what I needed. All of us have moments when things get hard. When we question what we’re doing, if we’re going to make it, and if we’re even doing the right thing. As we get closer to our move date I’m constantly questioning everything and full of fear about what the future holds. Excitement and fear.

Talking with Crystalee was the reminder that I needed that things are going to be OK. We all can figure things out.

Crystalee went from being laid off and scraping by on unemployment with two babies to now being in a completely different place. She now has 3 kids, two businesses, and a schedule that allows her to make time for it all.

She is the founder of Comma Copywriters that provides writing services and content to businesses. And she is the co-founder of The Mama Ladder, which helps moms create their own career path. Plus she has some exciting news about a $5,000 grant they’re currently offering through the Mama Ladders.

Check out the show notes for links to the High Five Grant and more information on Crystalee Beck.

 http://theworthproject.co/2019/06/17/episode-16-why-g…y-crystalee-beck/

Here is what I truly love: hearing stories from awesome people who decided they wanted to do something with their life and then they go out and do it. We all need a little bit of that inspiration once in a while, right?

That's exactly why we interviewed Dini Klein of Prep + Rally on our show this week.

Today on the show, we share the systems that have enabled us to complete some of our life goals, and we are applying it to our business goals. As James Clear says, “You do not rise to the level of your goals. You fall to the level of your systems.”

We are not good at finishing things. We set goals and then move to the next big item. For example, we have really big plans for theworthproject.co. We just can’t ever seem to make any progress. And that is frustrating.

Don’t worry this isn’t going to be an episode from people who don’t accomplish goals telling you how to accomplish your goals. Because as we were sitting down to talk about this episode we realized that we have actually been great at achieving some really big goals. Other goals, not so much. We looked at why we were successful with some and not with others. And we realized a common theme, which is what we’re going to share with you here today.

If you feel like you’re sitting on the sidelines of life wishing you could do something different, but you just haven’t, you may need a new way of setting and achieving the goals.

This episode is more about achieving.

• Set year-end goals and work them back - year, quarter, month, week, day
• Having too many goals - goals compete with each other (4 burner theory)
• Lose focus due to SMART goals

But we have done some things right. In 2016 we went to a B&B in the English countryside to set our annual goals (it rained a lot that weekend). Looking back, we realized we accomplished the following life-changing goals:

1. We are more active than we have ever been
2. We eat healthier
3. We achieved our big money saving targets

Listen in to learn how we did this and how we are applying these methods to grow our business.

Check out the show notes for details on this episode and links to our references.

http://theworthproject.co/2019/05/26/how-to-do-the-th…s-you-want-to-do/

Thank you for listening!

If you like what you hear, or don’t, please rate us. The feedback helps us work on our goals!

Today on the show, we break down how we made 3 recent big, scary decisions in our Worth Project. Including, Jordan making the leap to leave his job.

You already know we’re moving to Hawaii. We’ve said that. But now it’s real. Here’s the update that will take us from the UK to Hawaii, via California. Wheels up on August 12th. Here we go!

A case of the somedays is over. Jordan is leaving his job. This is the omg. We’re not independently wealthy, so we’re going to live off my income. I’m doing this by continuing to write in the personal finance space and still taking some consulting clients but I’m dialing way back. I have my CPA but I’m working to round out my education with a financial counselor accreditation. We shall see where this takes me.

Jordan is going to explore opportunities in the green space, but not rush into anything. We want to experience and get to know Hawaii again. Jordan really wants to spend time in nature and time with Henry. Plus he will flex his creative muscles creating videos about his green adventures and science experiments.

And we’re selling it all and moving to Hawaii. Selling it all because 1) shipping is expensive and 2) we’ve just realized we don’t need a whole lot to live a great life.

We are leaving the UK which is hard to swallow. We have loved living here but it can’t be here forever as our families are 5,000 miles away. Plus, our work visas won’t allow us to stay past 8 years (we have clocked in 5.5 years). We have a lot of bucket list adventures to knock off the list between now and then. We’ll be spending 5 weeks in CA visiting family and then we’ve booked a one-way flight to our new island home.

Our new home in Hawaii just fell into place. We feel very fortunate. We had been looking at places to live in Hawaii for a few months now but without much luck, as they didn’t take dogs. They clearly don’t know our cute, quirky dog. We called Erica’s relative who has a condo in Hawaii for some advice. Luch has it, we made a deal with them.

3 Big decisions that we approached differently:

• Jordan leaving his job. The decision was actually easy when Jordan’s parents were here. Being intentional with our spending has slowly given us breathing room.
• We’re going to sell Jordan's beloved piece of land that we were going to build our dream home: lesson for Erica that nothing is off the table
• Picking a new place to live that is still far from family: how we are going to make this work.

We created 3 pillars that we want to make decisions about. If a decision helps us develop in one of these areas, we’re going to probably do it.

• Courage: There’s so much to be afraid of, but we don’t want to live our lives in fear. We want to have the courage to do things that may seem scary but aren’t dangerous.
• Community: A community is only as strong as the weakest link and we’ve wanted to spend more time being active and engaged in building a strong community.
• Conservation: Nature, the environment, and sustainability are truly the things we are most passionate about in life. We want to learn more about the natural world and help create solutions to protect it.

Plus some things that we always do to help us make decisions.

Check out the show notes for pictures of our final adventures in the UK and other updates:

 http://theworthproject.co/2019/05/21/how-we-make-big-decisions/