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Daily IQ Retirement Brief 9/22/22

Bear markets, defined as a period where the stock market goes down 20% or more from its highest point to its subsequent lowest point--happen frequently—probably more frequently than you think. From 1900 – until the present, there have been 32 bear markets. Statistically, they occur about 1 out of every 3.5 years and last an average of 367 days according to Dow statistics. Bull markets tend to last much longer. Experienced investors know that the real money is made in bear markets--especially for those who don't panic and sell, and for those who keep reinvesting dividends. They end up owning more shares purchased at lower prices. Today, we'll provide some facts and details on how to profit when markets fall. .You don't want to miss today's show--MASTERING MONEY is on the air!!

Daily IQ Retirement Brief 9/22/22

How well have you done with your investments over your lifetime? Most likely, you've had some good years where you got perhaps twenty percent or so. But, like the rest of us, you have had some STINKERS. Years you would like to forget--like 2022!  Nobody bats a thousand on investments, in fact, most investors lose money an average of three years out ten. That's why averaging ten percent is so hard. The problem is that investors tend to buy mutual funds haphazardly--without a clear strategy, and no plan to double your money over time. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Clients of IQ Wealth can double their income benefits in 9 years, guaranteed. We'll talk about it today,  then health insurance expert Shelley Grandidge joins us. A very timely show you don't want to miss...MASTERING MONEY is on the air!!!

Daily IQ Retirement Brief 9/20/22

Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side.    When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT:  The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment.   You don't want to miss today's show...MASTERING MONEY  is on the air!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!

Daily IQ Retirement Brief 9/19/22

One of the key challenges for amateur investors is the attraction to RISING PRICES. When the prices of most consumer goods such as gasoline or vegetables rise, people tend to either cut back or find a substitute. However, with financial assets, the opposite seems true. Many investors are attracted to a stock whose price has risen more than one whose price has fallen. This tendency often results in poor investment performance. It is difficult for an individual investor to effectively construct and maintain a portfolio that is properly diversified, minimizes fees and taxes, avoids overlapping assets, and stays in its lane without emotion. THAT'S why in retirement, hiring a professional to manage your assets with a clear WRITTEN strategy is so wise. Today, we'll review the most practical and pragmatic approach to your investments,  then Shelley Grandidge joins us for the Q & A. Don't miss it....MASTERING MONEY is on the air!!

Daily IQ Retirement Brief 9/16/22