THINK Retirement NOW. ™

Daily IQ Retirement Brief 9/15/22

Winning in retirement, at least financially, is a matter of priorities. Some folks want to double their money, regardless of the risk. They think “TALL” with their money. Others want to leave more for heirs. They also think “TALL” with their money.  But a new type of retiree has emerged in recent years. They don’t seek untold wealth or making their kids rich, as much as they seek true  financial independence for the rest of their lives. They want their “in-COME”  to exceed their  “out-GO” for as long as they live. That makes retiring on today's bonds an impossibility. With ten year treasury's yielding less than one percent, a new type of safe retirement asset  paying significantly more income is needed. As a result of  advanced annuity engineering the past five years , a  NEXT GENERATION retirement annuity has emerged paying higher income with a high degree of safety. In addition-- it may benefit from market increases with no market losses and no cap. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!

Daily IQ Retirement Brief 9/14/22

For more than eight decades, the Social Security program has played a critical role in providing a financial foundation for our nation's retired workers. Most people  build their  long term retirement plan around the certainty of a steady check from Social Security.    According to the Centers for Budget and Policy Priorities, the system singlehandedly pulls more than 15 million retirees out of poverty every year. It’s safe to say that without it, our nation would be in a constant state of recession.  Which is why it is alarming that the program faces serious financial hurdles in the years ahead. In fact, due to the COVID 19 Pandemic, the Social Security retirement fund could face depletion as early as 2030. Steve and I will review the details and the facts. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A.  A truly fact-filled show today that you don't want to miss...MASTERING MONEY  is on the air!!!

Daily IQ Retirement Brief 9/13/22

The average interest rate on a six-month certificate of deposit was 9.1% in 1970 and 13.4% in 1980. Back then, of course, inflation was higher but so were wages on a relative basis... and those higher interest rates, plus the prevalence of pensions, allowed many retirees to generate livable income streams without invading their principal or taking risks in stocks. But two decades worth of declining interest rates have dragged yields down to a point where the idea of retiring on CDs and bonds is not feasible. Morningstar financial editor Christine Benz believes the most effective way to beat low-interest rates is with bucket planning. Today, we'll compare her idea for bucketing to the IQ Wealth System .You don't want to miss today's show, MASTERING MONEY is on the air!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!

Daily IQ Retirement Brief 9/12/22

Daily IQ Retirement Brief 9/9/22

As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. The ratio of females to males @ age 100 remains pretty steady. It’s why you hear the statistic that eighty percent of men die married, while eighty percent of WOMEN... die single.  The big problem for women is that they may spend ten years or longer on their own after their husbands pass--at a time when they may not want to be fussing over investments.  It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and then living into their nineties dead broke while the government robs Social Security. We'll see if that fear is justified today, and then health insurance expert SHELLEY GRANDIDGE joins us.   A timely show you don't want to miss, MASTERING MONEY is on the air!!