THINK Retirement NOW. ™

Today, we interview the nationally known best selling author and political celebrity, BEN SHAPIRO. You'll want to hear Steve and Ben discuss Ben's new book. But first....Is the FOUR PERCENT withdrawal rule in retirement no longer relevant?   Today with 10 year treasury bonds yielding in the range of SEVEN TENTHS of one percent in the United States,  and NEGATIVE rates possibly coming our way, retirees have never had tougher choices on where to place their retirement money. Looking for long term certainty and lasting income, retirees can barely find a ONE percent return, let alone FOUR percent! That makes 401k rollover decisions more of a dilemma than ever before. Can retirees really rely on withdrawing from an up and down stock market for the rest of their lives when the deficits are ballooning? We'll examine what can go wrong and why the rule is probably obsolete.  Don't miss it!  ....MASTERING MONEY is on the air!!!

Joe Biden, the official presidential nominee of the Democrat party,  has presented a $7 trillion dollar spending proposal: He says it will UNIFY America.  So… what's in it?   Well, if the man from Delaware were to be elected president, he wants the federal government to spend close to $7 trillion dollars more than currently projected over the next decade on issues like health care, housing for the poor, free college, prison reform, and climate change to name only a few — as part of a sweeping presidential platform that he says will build on President Barack Obama's legacy and unite a fractured nation. The former vice president has said he will pay for these “uniting” measures with about $4 trillion dollars in tax increases on corporations, investments, and wealthy Americans. Steve and I will examine and report on the details of the plan. Then, health insurance and Medicare expert Shelley Grandidge joins us. A very timely show you DON'T  want to miss....MASTERING MONEY is on the air!!!

Today, on Mastering Money we’re going to do some fact checking. We all know that COVID 19 is nasty, and NONE of us wants to get it. And we have been told  that over 5 million cases of COVID 19 have been reported, with more expected as testing continues.  What all sources confirm but very rarely publicize is that many, many of those cases are asymptomatic, already recovered,   or like a mild to moderate case of the flu, and most dangerous for those with co-morbidity conditions like heart disease, diabetes, or COPD. The troubling issue is that deaths being reported could be skewed, with too much attribution to COVID 19. Did you know that hospitals get paid three to six times more for a COVID patient than a pneumonia or influenza patient. The USA Today fact check may shock you. You don't want to miss today's show...MASTERING MONEY is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show to help you INVEST SMARTER--plus money-making and money-SAVING ideas from Steve you won't want to miss! --it all starts NEXT... MASTERING MONEY IS ON THE AIR!

Many retired investors today are hoping, waiting, and praying for interest rates on safe bonds to go up so they can retire in safety. According to economic analysis by a growing number of economists, they may be hoping, praying, and waiting a long time.  Deflationary trends--including low interest rates--  have gripped the world forcing interest rates to near zero, and even below zero. One would think with all the money being printed that IN-flation would be the problem, not DE-flation. But that's not the case. Retirees are facing the hardest investment decisions of their lives right now. Imagine: a million dollars in a ten year treasury bond will only pay you SEVEN thousand dollars a year! You can't retire that! We'll review the problem, and deliver some solutions. Then health insurance and Medicare expert Shelley Grandidge joins us.  A REALLY  interesting show you don't want to miss. MASTERING MONEY is on the air!!

If all you had on which to judge the state of the economy was the stock market, it would seem like everything is just fine. After falling 37% in about a month from late February to late March, the broad market came back far enough to crawl out of the hole for the year by Monday June 8th.  The breathtaking speed of recovery has many investors convinced that another market crash is inevitable. But is it really? Today on Mastering Money, Steve will be revealing the three keys you need to look for which would determine whether or not we'll see another crash and how to know if you are properly prepared.  If not, don't worry--we'll have some important steps for you to take right now. You don't want to miss today's show, MASTERING MONEY is on the air!!

The S & P 500 is thought of as a steady and stable index of the 500 largest companies in America. Many S & P index investors believe they are investing in large cap blue chip stocks, that are all profitable. The perception is that there are strict rules for companies to stay in the portfolio and that most of the companies are profitable. Each of these statements is false.  Due to massive transitions in  retail, energy, and other industries—made worse by the pandemic crisis, the S&P 500 is cutting more than thirty companies in 2020, with perhaps more on the way!  Today, we'll tell you how the S&P index REALLY works, what you are REALLY  investing in, and the facts may shock you! Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An educational show you don't want to miss, MASTERING MONEY is on the air!!

COVID 19 has been a scorge on our economy, but both winners and losers have emerged in the stock market, and there is money to be made. Companies like Clorox and the makers of Lysol are obvious winners, as they can help PREVENT disease. But what about those companies that can cure or TREAT disease, like cancer, psoriasis, diabetes, osteoporosis, high blood pressure,  heart, lung, and kidney disease? Unfortunately, these are problems that are not going away.  For alert investors, who want to put their money into the surest things they can find--not just tech stocks--there is a move to the drug MAKERS, like Amgen, Johnson & Johnson, Bristol Myers Squibb, and Pfizer. Today in the Market Intel segment, Steve and I will review these companies in detail, and tell you why they are some of the stocks in the IQ Wealth Black Diamond Dividend Growth portfolio, which Steve will also review.  A fact-filled show you don't want to miss....MASTERING MONEY  is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show to help you INVEST SMARTER--plus money-making and money-SAVING ideas from Steve you won't want to miss! --it all starts NEXT... MASTERING MONEY IS ON THE AIR!

One of the simplest ways for companies to communicate financial well-being and shareholder value is to say "the dividend check is in the mail." Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance.  A company's willingness and ability to pay steady dividends over time – and better yet--its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Today, we'll reveal key methods of selecting winning dividend stocks to help you invest better. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don't want to miss....MASTERING MONEY is on the air!!!