THINK Retirement NOW. ™

If we had our druthers, we would prefer to retire into a healthy and certain economy where all the traffic lights were green and we could see a pathway straight ahead for miles and miles with no obstacles.   Given the choice, we would MUCH rather retire into the beginning of an economic EXPANSION, rather than the beginning of a recession. But retirees today are simply not getting their "druthers."  We have a huge election coming in the fall with plenty of turmoil to come no matter who is elected. Smart retirees don't try to predict the future, they like to build the future. Many professionals are retiring with a new breed of retirement annuity known as  NEXT GENERATION index annuity. Today, we'll review a Barron's article on annuities, and then Steve will reveal what to look for in the best annuities.  This is a show you don't want to miss....MASTERING MONEY is on the air!!!

One of the most impactful--but least discussed parts-- of the recently released Joe Biden tax plan is the elimination of the "step-up-in-basis" upon death. Many American families have enjoyed the ability to pass on appreciated assets like the family home, real estate, and stocks held at brokerages to the next generation without any capital gains tax.  Whether you have built up a nice stock portfolio or paid off your home and hope to leave it to your kids, Biden’s plan would eliminate that privilege and impose a capital gains tax upon.  But wait, there's more! His plan also makes gains taxable at the ordinary income rate, rather than the lower capital gains rate. We'll review the Tax Foundation's analysis. Then Medicare expert Shelley Grandidge joins us. A really important show you don't want to miss....MASTERING MONEY is on the air!!!

Stock analyst Thomas Lee of the firm FundStrat, stated on CNBC that he is looking for the stock market to bang out (quote) “significant new highs” by the end of the year, according to his interview on CNBC July 20th.  He points out that there is more cash sitting on the sidelines than in 2009. But even more than all that cash waiting to pounce is the potential for one of 133 coronavirus vaccine trials to deliver positive results. If at least one of them works, he sees the S&P 500 hitting  his forecast of 3,450. Today, we'll run down the best and worst stocks of the S & P 500 halfway through the year, and then bring you right up to speed on vaccine trials and which companies are on the verge of discovery...a great show you don't want to miss   MASTERING MONEY is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show to help you INVEST SMARTER--plus money-making and money-SAVING ideas from Steve you won't want to miss! --it all starts NEXT... MASTERING MONEY IS ON THE AIR!

Modern genetic science uncovered the genetic code of the Corona Virus very fast back in January. From there, the race was on for a tested vaccine that could knock out COVID 19. One company just announced that it believes it may have the vaccine ready by as early as Thanksgiving. A 30,000 person final study begins in July.   This company has been running ahead of the pack, but rivals in Germany, England,  and Singapore are pulling close. Today in the Market Intel segment, we'll bring you up to date. Then health insurance and medicare expert Shelley Grandidge joins us for the Q & A.  A very timely show you don't want to miss...MASTERING MONEY is on the air!

As we head toward the fall election, Wall Street analysts are putting a Biden victory at better than fifty five percent, unless a huge breakthrough with vaccines takes place.  Even scarier would be the Blue Trifecta—Biden winning the White House, Nancy Pelosi keeping the House which is highly likely, and Democrats winning the senate, which is in serious play. Therefore, the cautious among us are hoping for the best, but planning for the worst just in case.  Even well-known-Democrat-leaning investment analysts writing in Barron’s have admitted the market could go into a steep decline if Biden and company grab the wheel of the economy.  Today, we'll give you a glimpse of what Bidenomics would look like, what changes big investment houses  are making right now, and better yet: how to BIDEN-PROOF your portfolio. Don't miss it...MASTERING MONEY  is on the air!!!

Bad news for Sean Penn, chef Mario Batali, Adam Schiff, Cal Ripken, James Comey, Dr. Oz, John Elway, Anthony Robbins, Dave Ramsey and the nearly four million other (still living) Americans born in 1960. Unless Congress acts, the Covid-19 recession will cost ALL 1960 babies about 9% of their projected Social Security benefits!  These famous people might feel it much, but if you were born in 1960, you need to know that you have gotten a big paycut for life,  unless Congress comes to your rescue.  For the average worker, assuming they  collect benefits for 18 years, the present value of their lost lifetime benefits would be more than $45,000 DOLLARS, due to the formula that has been in effect for decades. We'll explain exactly why today, and then Medicare and health insurance expert Shelley Grandidge will explain how to save thousands on health insurance. This is one show you don't want to miss...MASTERING MONEY is on the air!!!

Apple--the company-- has been one of the most prolific success stories on Wall Street for more than three decades. Apple, the stock, has created a lot of wealth for those who bought early and simply hung on. Apple first sold shares to the public on Dec. 12, 1980, at $22 per share. The stock has split four times . A $10,000 investment in Apple in 1980, would put your value right now at about $7.2 million dollars. So, is Apple all done building millionaires? Well think about it-- There are now over ONE BILLION iphone owners who are buying or subscribing to Apple’s other products and services. Apple has a ten to twenty five year vision for many NEW devices, wearables, services, accessories, credit cards, finance, and more. Today, we'll investigate exactly what makes Apple tick, and whether or not it will keep on ticking. You don't want to miss today's special wealth-building show....MASTERING MONEY is on the air!!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show to help you INVEST SMARTER--plus money-making and money-SAVING ideas from Steve you won't want to miss! --it all starts NEXT... MASTERING MONEY IS ON THE AIR!

The smart way to build retirement wealth going into 2020 and beyond, is with a smarter financial bucketing plan to segment and sequester your capital into clear and distinct financial buckets, each with its own specific task and time deadline. Each dollar should have a job to do, and be good at doing it.  Traditionally, bonds were the tool of choice for protecting a portfolio from market loss while providing competitive income. That is no longer the case. Bonds today are paying in the range of eight tenths of one percent for ten years. In other words with a half million in the safest bond fund at Vanguard, you will make about four thousand dollars for an entire YEAR.  Steve will tell you about a new solution that you won't want to miss. Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A.  This is one show you don't want to miss!   MASTERING MONEY is on the air!!